| Key Financial Ratios of LIC Housing Finance (in Rs. Cr.) |
Mar 20 |
Mar 19 |
Mar 18 |
Mar 17 |
Mar 16 |
|
| Per Share Ratios |
|
|
|
|
|
|
| Basic EPS (Rs.) |
47.59 |
48.17 |
39.68 |
38.26 |
32.91 |
|
| Diluted EPS (Rs.) |
47.59 |
48.17 |
39.68 |
38.26 |
32.91 |
|
| Cash EPS (Rs.) |
48.52 |
48.38 |
39.86 |
38.43 |
33.08 |
|
| Book Value [ExclRevalReserve]/Share (Rs.) |
360.29 |
322.00 |
282.03 |
219.36 |
181.12 |
|
| Book Value [InclRevalReserve]/Share (Rs.) |
360.29 |
322.00 |
282.03 |
219.36 |
181.12 |
|
| Dividend / Share(Rs.) |
8.00 |
7.60 |
6.80 |
6.20 |
5.50 |
|
| Revenue from Operations/Share (Rs.) |
390.07 |
343.75 |
293.83 |
276.98 |
245.48 |
|
| PBDIT/Share (Rs.) |
358.47 |
322.46 |
275.66 |
261.33 |
235.26 |
|
| PBIT/Share (Rs.) |
357.52 |
322.23 |
275.46 |
261.14 |
235.06 |
|
| PBT/Share (Rs.) |
64.74 |
66.93 |
54.77 |
58.53 |
50.77 |
|
| Net Profit/Share (Rs.) |
47.57 |
48.14 |
39.66 |
38.24 |
32.89 |
|
| Profitability Ratios |
|
|
|
|
|
|
| PBDIT Margin (%) |
91.89 |
93.80 |
93.81 |
94.35 |
95.83 |
|
| PBIT Margin (%) |
91.65 |
93.73 |
93.74 |
94.28 |
95.75 |
|
| PBT Margin (%) |
16.59 |
19.46 |
18.63 |
21.13 |
20.68 |
|
| Net Profit Margin (%) |
12.19 |
14.00 |
13.49 |
13.80 |
13.39 |
|
| Return on Networth / Equity (%) |
13.20 |
14.95 |
14.06 |
17.43 |
18.15 |
|
| Return on Capital Employed (%) |
10.95 |
10.11 |
9.71 |
11.18 |
1.62 |
|
| Return on Assets (%) |
1.10 |
1.21 |
1.17 |
1.27 |
1.27 |
|
| Total Debt/Equity (X) |
10.52 |
10.50 |
10.20 |
10.05 |
10.51 |
|
| Asset Turnover Ratio (%) |
9.08 |
8.65 |
8.67 |
9.26 |
9.49 |
|
| Liquidity Ratios |
|
|
|
|
|
|
| Current Ratio (X) |
4.14 |
5.02 |
6.10 |
0.44 |
0.44 |
|
| Quick Ratio (X) |
4.14 |
5.02 |
6.10 |
0.44 |
0.44 |
|
| Inventory Turnover Ratio (X) |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
|
| Dividend Payout Ratio (NP) (%) |
15.96 |
14.11 |
15.62 |
0.00 |
16.71 |
|
| Dividend Payout Ratio (CP) (%) |
15.65 |
14.04 |
15.54 |
0.00 |
16.61 |
|
| Earnings Retention Ratio (%) |
84.04 |
85.89 |
84.38 |
0.00 |
83.29 |
|
| Cash Earnings Retention Ratio (%) |
84.35 |
85.96 |
84.46 |
0.00 |
83.39 |
|
| Valuation Ratios |
|
|
|
|
|
|
| Enterprise Value (Cr.) |
201,229.15 |
194,590.06 |
170,235.90 |
137,951.94 |
116,936.07 |
|
| EV/Net Operating Revenue (X) |
10.22 |
11.21 |
11.47 |
9.86 |
9.43 |
|
| EV/EBITDA (X) |
11.12 |
11.95 |
12.23 |
10.45 |
9.84 |
|
| MarketCap/Net Operating Revenue (X) |
0.60 |
1.55 |
1.82 |
2.22 |
2.00 |
|
| Retention Ratios (%) |
84.03 |
85.88 |
84.37 |
0.00 |
83.28 |
|
| Price/BV (X) |
0.65 |
1.66 |
1.90 |
2.81 |
2.71 |
|
| Price/Net Operating Revenue |
0.60 |
1.55 |
1.82 |
2.22 |
2.00 |
|
| Earnings Yield |
0.20 |
0.09 |
0.07 |
0.06 |
0.07 |
|
Source : Dion Global Solutions Limited
