| Key Financial Ratios of LIC Housing Finance (in Rs. Cr.) |
Mar 15 |
Mar 14 |
Mar 13 |
Mar 12 |
Mar 11 |
|
| Per Share Ratios |
|
|
|
|
|
|
| Basic EPS (Rs.) |
27.47 |
26.10 |
20.28 |
19.20 |
20.53 |
|
| Diluted EPS (Rs.) |
27.47 |
26.10 |
20.28 |
19.20 |
20.53 |
|
| Cash EPS (Rs.) |
27.64 |
26.23 |
20.41 |
18.25 |
20.65 |
|
| Book Value [ExclRevalReserve]/Share (Rs.) |
154.83 |
149.17 |
128.35 |
112.52 |
87.77 |
|
| Book Value [InclRevalReserve]/Share (Rs.) |
154.83 |
149.17 |
128.35 |
112.52 |
87.77 |
|
| Dividend / Share(Rs.) |
5.00 |
4.50 |
3.80 |
3.60 |
3.50 |
|
| Revenue from Operations/Share (Rs.) |
211.28 |
181.82 |
150.02 |
121.09 |
97.26 |
|
| PBDIT/Share (Rs.) |
206.38 |
178.37 |
144.67 |
115.44 |
92.60 |
|
| PBIT/Share (Rs.) |
206.19 |
178.22 |
144.52 |
115.29 |
92.46 |
|
| PBT/Share (Rs.) |
41.62 |
36.15 |
27.20 |
24.38 |
27.25 |
|
| Net Profit/Share (Rs.) |
27.45 |
26.08 |
20.26 |
18.10 |
20.52 |
|
| Profitability Ratios |
|
|
|
|
|
|
| PBDIT Margin (%) |
97.67 |
98.10 |
96.43 |
95.33 |
95.20 |
|
| PBIT Margin (%) |
97.58 |
98.02 |
96.33 |
95.21 |
95.06 |
|
| PBT Margin (%) |
19.70 |
19.88 |
18.13 |
20.12 |
28.01 |
|
| Net Profit Margin (%) |
12.99 |
14.34 |
13.50 |
14.95 |
21.09 |
|
| Return on Networth / Equity (%) |
17.72 |
17.48 |
15.78 |
16.08 |
23.37 |
|
| Return on Capital Employed (%) |
1.53 |
1.73 |
1.61 |
1.72 |
2.32 |
|
| Return on Assets (%) |
1.23 |
1.37 |
1.27 |
1.41 |
1.85 |
|
| Total Debt/Equity (X) |
10.64 |
9.49 |
9.06 |
8.42 |
9.10 |
|
| Asset Turnover Ratio (%) |
9.48 |
9.58 |
9.40 |
9.49 |
8.79 |
|
| Liquidity Ratios |
|
|
|
|
|
|
| Current Ratio (X) |
0.46 |
0.47 |
0.39 |
0.51 |
0.52 |
|
| Quick Ratio (X) |
0.46 |
0.47 |
0.39 |
0.51 |
0.52 |
|
| Inventory Turnover Ratio (X) |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
|
| Dividend Payout Ratio (NP) (%) |
18.20 |
17.24 |
18.74 |
19.87 |
17.04 |
|
| Dividend Payout Ratio (CP) (%) |
18.08 |
17.14 |
18.60 |
19.71 |
16.93 |
|
| Earnings Retention Ratio (%) |
81.80 |
82.76 |
81.26 |
80.13 |
82.96 |
|
| Cash Earnings Retention Ratio (%) |
81.92 |
82.86 |
81.40 |
80.29 |
83.07 |
|
| Valuation Ratios |
|
|
|
|
|
|
| Enterprise Value (Cr.) |
102,363.82 |
80,330.48 |
68,599.18 |
60,874.17 |
48,073.50 |
|
| EV/Net Operating Revenue (X) |
9.59 |
8.75 |
9.05 |
9.96 |
10.41 |
|
| EV/EBITDA (X) |
9.82 |
8.92 |
9.39 |
10.44 |
10.93 |
|
| MarketCap/Net Operating Revenue (X) |
2.07 |
1.30 |
1.50 |
2.17 |
2.32 |
|
| Retention Ratios (%) |
81.79 |
82.75 |
81.25 |
80.12 |
82.95 |
|
| Price/BV (X) |
2.82 |
1.58 |
1.75 |
2.34 |
2.57 |
|
| Price/Net Operating Revenue |
2.07 |
1.30 |
1.50 |
2.17 |
2.32 |
|
| Earnings Yield |
0.06 |
0.11 |
0.09 |
0.07 |
0.09 |
|
Source : Dion Global Solutions Limited
