| Key Financial Ratios of Federal Bank (in Rs. Cr.) |
Mar 25 |
Mar 24 |
Mar 23 |
Mar 22 |
Mar 21 |
|
| Per Share Ratios |
|
|
|
|
|
|
| Basic EPS (Rs.) |
16.54 |
16.07 |
14.27 |
9.13 |
7.97 |
|
| Diluted EPS (Rs.) |
16.37 |
15.87 |
14.13 |
9.06 |
7.94 |
|
| Cash EPS (Rs.) |
17.59 |
16.16 |
15.00 |
9.57 |
8.49 |
|
| Book Value [Excl. Reval Reserve]/Share (Rs.) |
136.09 |
119.45 |
101.60 |
89.36 |
80.75 |
|
| Book Value [Incl. Reval Reserve]/Share (Rs.) |
136.09 |
119.47 |
101.63 |
89.39 |
80.77 |
|
| Dividend/Share (Rs.) |
1.20 |
1.20 |
1.00 |
1.80 |
0.70 |
|
| Operating Revenue / Share (Rs.) |
107.36 |
91.11 |
79.40 |
64.97 |
68.92 |
|
| Net Profit/Share (Rs.) |
16.50 |
15.28 |
14.23 |
8.99 |
7.97 |
|
| Per Employee Ratios |
|
|
|
|
|
|
| Interest Income/ Employee (Rs.) |
16,364,752.22 |
14,586,022.42 |
12,486,909.27 |
10,806,702.71 |
10,925,907.16 |
|
| Net Profit/ Employee (Rs.) |
2,514,982.00 |
2,445,830.99 |
2,237,195.73 |
1,494,993.67 |
1,262,942.58 |
|
| Business/ Employee (Rs.) |
321,819,792.32 |
303,666,414.80 |
288,201,622.28 |
258,388,506.21 |
241,838,533.59 |
|
| Per Branch Ratios |
|
|
|
|
|
|
| Interest Income/ Branch (Rs.) |
165,923,551.29 |
147,528,306.52 |
124,012,057.56 |
106,558,134.95 |
108,159,609.28 |
|
| Net Profit/ Branches (Rs.) |
25,499,606.67 |
24,738,019.28 |
22,218,408.12 |
14,741,197.35 |
12,502,337.26 |
|
| Business/ Branches (Rs.) |
3,262,957,000.63 |
3,071,391,956.12 |
2,862,235,594.83 |
2,547,807,415.76 |
2,394,049,382.86 |
|
| Key Performance Ratios |
|
|
|
|
|
|
| ROCE (%) |
1.79 |
1.72 |
1.88 |
1.74 |
1.91 |
|
| CASA (%) |
30.45 |
29.56 |
32.86 |
37.13 |
34.00 |
|
| Net Profit Margin (%) |
15.36 |
16.76 |
17.91 |
13.83 |
11.55 |
|
| Operating Profit Margin (%) |
30.53 |
32.71 |
31.48 |
23.47 |
21.26 |
|
| Return on Assets (%) |
1.16 |
1.20 |
1.15 |
0.85 |
0.78 |
|
| Return on Equity / Networth (%) |
12.12 |
12.79 |
14.00 |
10.05 |
9.86 |
|
| Net Interest Margin (X) |
2.71 |
2.68 |
2.77 |
2.69 |
2.74 |
|
| Cost to Income (%) |
54.02 |
54.50 |
49.86 |
53.32 |
49.36 |
|
| Interest Income/Total Assets (%) |
7.55 |
7.19 |
6.45 |
6.18 |
6.83 |
|
| Non-Interest Income/Total Assets (%) |
1.08 |
0.99 |
0.89 |
0.94 |
0.96 |
|
| Operating Profit/Total Assets (%) |
0.07 |
0.20 |
0.26 |
-0.09 |
-0.17 |
|
| Operating Expenses/Total Assets (%) |
2.05 |
2.01 |
1.83 |
1.94 |
1.83 |
|
| Interest Expenses/Total Assets (%) |
4.84 |
4.50 |
3.67 |
3.48 |
4.08 |
|
| Valuation Ratios |
|
|
|
|
|
|
| Enterprise Value (Rs. Cr) |
334,355.44 |
295,633.67 |
248,101.24 |
207,562.70 |
189,186.78 |
|
| EV Per Net Sales (X) |
12.68 |
13.32 |
14.76 |
15.19 |
13.75 |
|
| Price To Book Value (X) |
1.42 |
1.26 |
1.30 |
1.09 |
0.94 |
|
| Price To Sales (X) |
1.80 |
1.65 |
1.67 |
1.50 |
1.10 |
|
| Retention Ratios (%) |
100.00 |
93.68 |
87.42 |
92.60 |
100.00 |
|
| Earnings Yield (X) |
0.09 |
0.10 |
0.11 |
0.09 |
0.11 |
|
Source : Dion Global Solutions Limited
