| Key Financial Ratios of Bank Of India (in Rs. Cr.) |
Mar 20 |
Mar 19 |
Mar 18 |
Mar 17 |
Mar 16 |
|
| Per Share Ratios |
|
|
|
|
|
|
| Basic EPS (Rs.) |
-9.10 |
-29.79 |
-52.55 |
-15.72 |
-83.01 |
|
| Diluted EPS (Rs.) |
-9.10 |
-29.79 |
-52.55 |
-15.72 |
-83.01 |
|
| Cash EPS (Rs.) |
-7.85 |
-18.77 |
-31.68 |
-14.88 |
-71.00 |
|
| Book Value [Excl. Reval Reserve]/Share (Rs.) |
114.39 |
128.29 |
172.00 |
291.49 |
379.47 |
|
| Book Value [Incl. Reval Reserve]/Share (Rs.) |
133.68 |
151.02 |
203.82 |
291.49 |
379.47 |
|
| Dividend/Share (Rs.) |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
|
| Operating Revenue / Share (Rs.) |
129.22 |
147.71 |
218.33 |
372.27 |
511.40 |
|
| Net Profit/Share (Rs.) |
-9.02 |
-20.10 |
-34.66 |
-14.76 |
-74.50 |
|
| Per Employee Ratios |
|
|
|
|
|
|
| Interest Income/ Employee (Rs.) |
8,510,311.41 |
8,352,861.54 |
7,820,749.57 |
8,228,450.74 |
0.00 |
|
| Net Profit/ Employee (Rs.) |
-594,145.96 |
-1,136,496.92 |
-1,241,517.07 |
-326,348.65 |
0.00 |
|
| Business/ Employee (Rs.) |
185,743,219.94 |
176,587,024.98 |
177,122,959.10 |
189,845,795.79 |
0.00 |
|
| Per Branch Ratios |
|
|
|
|
|
|
| Interest Income/ Branch (Rs.) |
82,931,793.22 |
79,640,186.17 |
74,256,697.68 |
78,331,045.26 |
82,325,113.26 |
|
| Net Profit/ Branches (Rs.) |
-5,789,869.20 |
-10,835,906.43 |
-11,787,995.12 |
-3,106,688.20 |
-11,993,716.76 |
|
| Business/ Branches (Rs.) |
1,810,041,673.59 |
1,683,665,350.26 |
1,681,752,613.42 |
1,807,244,168.46 |
1,717,930,805.59 |
|
| Key Performance Ratios |
|
|
|
|
|
|
| ROCE (%) |
1.80 |
1.32 |
1.18 |
1.59 |
1.01 |
|
| CASA (%) |
36.51 |
35.90 |
34.10 |
31.89 |
25.87 |
|
| Net Profit Margin (%) |
-6.98 |
-13.60 |
-15.87 |
-3.96 |
-14.56 |
|
| Operating Profit Margin (%) |
-13.45 |
-29.52 |
-37.21 |
-8.37 |
-39.59 |
|
| Return on Assets (%) |
-0.45 |
-0.88 |
-0.99 |
-0.24 |
-0.99 |
|
| Return on Equity / Networth (%) |
-7.88 |
-15.66 |
-20.15 |
-5.06 |
-19.63 |
|
| Net Interest Margin (X) |
2.32 |
2.18 |
1.72 |
1.88 |
1.92 |
|
| Cost to Income (%) |
47.57 |
56.93 |
56.04 |
47.66 |
60.74 |
|
| Interest Income/Total Assets (%) |
6.44 |
6.52 |
6.24 |
6.27 |
6.85 |
|
| Non-Interest Income/Total Assets (%) |
1.02 |
0.82 |
0.94 |
1.08 |
0.59 |
|
| Operating Profit/Total Assets (%) |
-1.47 |
-1.70 |
-1.93 |
-1.33 |
-1.59 |
|
| Operating Expenses/Total Assets (%) |
1.59 |
1.71 |
1.49 |
1.41 |
1.53 |
|
| Interest Expenses/Total Assets (%) |
4.12 |
4.33 |
4.52 |
4.38 |
4.93 |
|
| Valuation Ratios |
|
|
|
|
|
|
| Enterprise Value (Rs. Cr) |
576,588.66 |
564,654.05 |
551,125.35 |
566,802.76 |
538,057.85 |
|
| EV Per Net Sales (X) |
13.61 |
13.85 |
14.48 |
14.43 |
12.87 |
|
| Price To Book Value (X) |
0.28 |
0.81 |
0.60 |
0.48 |
0.26 |
|
| Price To Sales (X) |
0.25 |
0.71 |
0.47 |
0.37 |
0.19 |
|
| Retention Ratios (%) |
100.00 |
100.00 |
100.00 |
100.00 |
100.00 |
|
| Earnings Yield (X) |
-0.28 |
-0.19 |
-0.34 |
-0.11 |
-0.77 |
|
Source : Dion Global Solutions Limited
