| Key Financial Ratios of Bank Of India (in Rs. Cr.) |
Mar 25 |
Mar 24 |
Mar 23 |
Mar 22 |
Mar 21 |
|
| Per Share Ratios |
|
|
|
|
|
|
| Basic EPS (Rs.) |
20.25 |
14.90 |
9.80 |
8.84 |
6.59 |
|
| Diluted EPS (Rs.) |
20.25 |
14.90 |
9.80 |
8.84 |
6.59 |
|
| Cash EPS (Rs.) |
21.55 |
14.97 |
10.83 |
9.18 |
7.73 |
|
| Book Value [Excl. Reval Reserve]/Share (Rs.) |
154.47 |
136.30 |
126.88 |
117.45 |
120.31 |
|
| Book Value [Incl. Reval Reserve]/Share (Rs.) |
172.62 |
151.27 |
143.68 |
134.33 |
139.38 |
|
| Dividend/Share (Rs.) |
4.05 |
2.80 |
2.00 |
2.00 |
0.00 |
|
| Operating Revenue / Share (Rs.) |
155.55 |
133.33 |
116.09 |
92.77 |
123.87 |
|
| Net Profit/Share (Rs.) |
20.25 |
13.88 |
9.80 |
8.30 |
6.59 |
|
| Per Employee Ratios |
|
|
|
|
|
|
| Interest Income/ Employee (Rs.) |
14,007,257.77 |
11,916,906.88 |
9,126,342.64 |
7,346,999.69 |
7,889,667.21 |
|
| Net Profit/ Employee (Rs.) |
1,823,237.86 |
1,240,168.93 |
770,545.31 |
656,960.12 |
419,809.69 |
|
| Business/ Employee (Rs.) |
289,968,857.05 |
255,391,188.60 |
221,319,199.08 |
202,361,360.31 |
192,930,310.34 |
|
| Per Branch Ratios |
|
|
|
|
|
|
| Interest Income/ Branch (Rs.) |
132,932,241.37 |
117,768,167.60 |
92,898,659.19 |
74,585,359.26 |
79,857,274.78 |
|
| Net Profit/ Branches (Rs.) |
17,302,965.28 |
12,255,900.29 |
7,843,517.25 |
6,669,335.55 |
4,249,210.66 |
|
| Business/ Branches (Rs.) |
2,751,874,115.62 |
2,523,889,177.89 |
2,252,847,351.34 |
2,054,334,475.61 |
1,952,793,241.54 |
|
| Key Performance Ratios |
|
|
|
|
|
|
| ROCE (%) |
1.61 |
1.58 |
1.68 |
1.40 |
1.53 |
|
| CASA (%) |
34.83 |
37.17 |
38.41 |
40.08 |
36.68 |
|
| Net Profit Margin (%) |
13.01 |
10.40 |
8.44 |
8.94 |
5.32 |
|
| Operating Profit Margin (%) |
27.61 |
21.67 |
14.69 |
15.51 |
9.95 |
|
| Return on Assets (%) |
0.88 |
0.69 |
0.49 |
0.46 |
0.29 |
|
| Return on Equity / Networth (%) |
13.10 |
10.18 |
7.72 |
7.06 |
5.47 |
|
| Net Interest Margin (X) |
2.33 |
2.52 |
2.48 |
1.91 |
1.96 |
|
| Cost to Income (%) |
50.84 |
51.73 |
51.07 |
54.47 |
49.92 |
|
| Interest Income/Total Assets (%) |
6.79 |
6.65 |
5.84 |
5.18 |
5.59 |
|
| Non-Interest Income/Total Assets (%) |
0.86 |
0.66 |
0.87 |
1.07 |
1.02 |
|
| Operating Profit/Total Assets (%) |
0.02 |
0.02 |
-0.37 |
-0.60 |
-0.72 |
|
| Operating Expenses/Total Assets (%) |
1.62 |
1.65 |
1.71 |
1.62 |
1.49 |
|
| Interest Expenses/Total Assets (%) |
4.45 |
4.12 |
3.35 |
3.26 |
3.62 |
|
| Valuation Ratios |
|
|
|
|
|
|
| Enterprise Value (Rs. Cr) |
937,434.48 |
842,669.68 |
721,251.01 |
633,193.99 |
621,119.04 |
|
| EV Per Net Sales (X) |
13.24 |
13.88 |
15.14 |
16.63 |
15.30 |
|
| Price To Book Value (X) |
0.69 |
1.01 |
0.59 |
0.39 |
0.56 |
|
| Price To Sales (X) |
0.69 |
1.03 |
0.64 |
0.49 |
0.55 |
|
| Retention Ratios (%) |
86.17 |
87.00 |
79.59 |
100.00 |
100.00 |
|
| Earnings Yield (X) |
0.19 |
0.10 |
0.13 |
0.18 |
0.10 |
|
Source : Dion Global Solutions Limited
