Gilt Funds

Gilt funds are a safe and reliable option for short-term investments, offering stable returns with no credit risk as they invest in government securities. They’re perfect for those seeking alternatives to fixed deposits or looking to park funds temporarily.

What portfolios of gilt funds tell us about direction of interest rates

Since December, most long-term gilt funds that predominantly invest in government securities have extended their average maturity over the last few months

Gilt Funds: Is it time to jump on to the roller coaster of returns?

In the long term, gilt funds can outperform most other fixed-income funds. But they can be volatile in the short term as seen in the returns of the last couple of years

Gilt funds regain glitter with Rs 396-crore inflow from investors

Investors latch on to government securities schemes of mutual fund houses. As per AMFI the mutual fund industry’s trade body, gilt funds saw net inflows of Rs 396 crore in June, as against an outflow of Rs 127 crore a month back

The fixed income party’s not over, only the venue has shifted

A pause in rate hikes has seen some equity bulls rejoice while the fixed income camp wears a desolate look. Both are jumping the gun

Rising Rates: Why investors are buying into gilt funds and 10-year constant maturity gilt funds

Investors are looking for a high coupon and possible capital gains over the medium term. If interest rates do not move up much or move sideways before coming off the peak, then these investors may make decent gains over the medium term. But there are risks.

The 10-year constant maturity gilt fund is not suitable for conservative investors: Here’s why

The scheme is best positioned to benefit when interest rates fall or in a softer rate scenario

Inherited wealth from a dear one? Here’s how you can safely invest the amount

Any investment you make is a very personal decision and should be aligned to your own needs

5 gilt funds that gave 10.5-11.5% returns annually over the past three years

Given that these g-secs are issued by the Sovereign, there is nil credit risk, although there may be some interest rate risk.

Gilt funds deliver 10% annual returns over three years: Is it time to take profits?

Investors who are close to their goals can think about exiting or taking some money off the table

Gilt funds see record monthly outflows in December

Investors are taking profits from gilt funds or g-sec funds, as yields not expected to see meaningful dips from current levels

LIC, HDFC and SBI Pension Funds top NPS gilt scheme charts

The fall in interest rates over the past year-and-a-half has helped gilt funds of NPS managers deliver double-digit returns

How you can profit from gilt funds’ fluctuating fortunes

A Moneycontrol study of gilt fund returns over the last 15 years shows that you gain only by holding on for at least six years

Why investors need to alter their mindsets while evaluating debt mutual funds

There is increased divergence of returns across funds even within the same category in recent years

Double-digit returns in gilt funds: Should you rush to invest in them?

Holding a gilt fund for at least 5-7 years will give the benefit of no credit risk plus reasonable returns

RBI rate cut: Invest in longer maturity gilt funds with a 5-10-year horizon

For a horizon of, say, 1-3 years, it is preferable to opt for a short portfolio maturity so that volatility would be lower

Is it the right time to buy gilt funds?

Experts advise investing in short and medium duration schemes where the fund manager also allocates to g-secs

Time to go for short-term bond funds, avoid long-term gilt funds

Given the change of stance by Reserve Bank of India from accommodative to neutral, the yields have spike. As volatility is expected to persist for some time, it is better to invest in short term bond funds.

Gilt funds gain the most from demonetisation

Medium to long term gilt funds have emerged as the biggest beneficiaries of the demonetisation drive in the mutual funds space, with the category delivering the highest average return of 15.58 percent in 2016

Should you stay with FDs or go for debt mutual funds?

Falling interest rate has forced many investors to look beyond fixed deposits in search of better returns.

The right debt fund will never be wrong for you

Debt funds are seen as a safer haven. However, if you know the investment objective of the fund, you can pick the right funds for your portfolio.

How to invest in fixed income space now?

Currently liquidity risk, interest rate risk and credit risk associated with investing in fixed income products seem low to moderate. Ensure a balanced portfolio asset allocation.

Mutual funds cross Rs 13 trillion AUM mark in July: Crisil

A report released by Crisil shows that the country‘s mutual fund assets under management (AUM) closed at a new high of Rs 13.17 trillion in July.

Retail MF folios rose 3.42% in the quarter ended March 2015

Mutual funds posted 3.42% increase in retail folios in the quarter ended March 2015, following a 1.69% rise in the previous quarter: CRISIL