Bank Fixed Deposit

Top banks offering highest 1-year fixed deposit interest rates include IndusInd Bank at 7%, Axis Bank, HDFC Bank, and Kotak Mahindra Bank at 6.6%, and SBI at 6.45%.

Interest rates on FDs: List of private, public sector banks offering highest returns on 2-year deposits

IndusInd Bank offers a 7% interest rate, Axis Bank 6.6% and Bank of Baroda 6.6%

FDs for senior citizens: Private banks that offer interest rates of up to 8.10% on 3-year deposits

SBM Bank India, Yes Bank and IDFC First Bank offer interest rates ranging between 8.10 and 7.75 percent on three-year FDs for senior citizens.

FD rates: These banks offer up to 7.25% interest on 3-year deposits

Leading public and private sector banks such as Bank of Baroda, Axis Bank, HDFC Bank, SBI, Union bank of India, among others are offering the best interest rates on three-year FDs.

How inflation affects your fixed-income investments and what you can do about it

When inflation consistently outpaces fixed-income yields, investors face challenges. Diversifying across maturities and yields can mitigate the risk of inflation.

Loans against FDs rise over 46% YoY in June, the highest growth in a decade

Most Indian banks are offering loans between 85 percent and 95 percent of the value of customers' FDs

MC Explains: Which is the best bank FD in a rising interest-rate scenario?

Investors in bank fixed deposits (FDs) have several common questions, like whether to invest in FD with a small finance bank or a private bank, parameters to evaluate before investing in FDs, whether to invest in your own bank or with some other bank, etc.

How to earn more interest from your savings bank account

Auto sweep facility allows savings account holders to earn FD-like interest income while retaining the liquidity offered by a saving account. Some banks offer this facility. In June, Kotak Mahindra Bank launched its ActivMoney feature for both its savings and current account holders

Change in debt mutual fund tax norms could channel flows into bank FDs, say experts

The Finance Bill has proposed that income from mutual funds where not more than 35 percent is invested in stocks of Indian companies will be considered short-term capital gains.

Unity Small Finance Bank to offer up to 9.5% interest on FDs to senior citizens

Unity is the latest lender to join the war for deposits as banks scramble to raise funds amid tight competition. Unity SFB’s rate hikes are effective February 15

In search of deposits, bankers embark on door-to-door campaign

Video of Canara Bank employees selling FD scheme on road is from Goregaon East, Mumbai, confirm branch employees.

Yes Bank’s floating rate FD aims to benefit from interest rate hikes. Should you invest?

Individuals with a preference for FDs can hold 40 percent of their savings in floating-rate FDs and the remaining 60 percent in traditional fixed-rate FDs.

At least five banks raise FD rates a day after surprise RBI rate hike

Analysts predict more banks may soon announce increase in lending and deposit rates.

Save Tax and Build Wealth: 10 banks that offer up to 6.75% interest on tax-saving fixed deposits

Small finance banks and smaller private banks top the FD interest rate charts on tax-saving deposits

Ten banks that offer up to 7.5% interest on three-year FDs for senior citizens

Small finance banks and new private banks top the FD interest rate charts.

Bank fixed deposit to fetch negative real interest with elevated inflation

Real rate of interest is card rate minus inflation rate. The retail inflation for August stood at 5.3 percent.

Planning finances in 2017 for different life stages

No matter what stage of your life you are at, it is never too late to start planning or re-examining your finances afresh.

FMPs V/s FDs: Which is the safest investing option?

Till recently FMPs were winning the battle due to their tax advantage, but with the new tax rules have created a more level playing field.

Debt funds-a good alternative to bank,small saving deposits

Common parameters of selecting a fixed income investment are potential risk, expected returns and tax efficiency. Unaware of debt funds as a fixed income product, many investors opt Banks or small savings deposits. But, Debt funds if used properly and selected wisely can be a good alternative to other fixed income investments.

Know your fixed deposits in 5 simple steps

On the face of it, it does not get any simpler than investing in a fixed deposit. However, such a simplistic interpretation can prove costly for your finances. Read this space to know 5 most critical points to consider before investing in a FD.

Is your portfolio Over or Under Diversified?

Investors often invest in a similar asset class which makes their portfolio over or under diversified. This happens because of lack of financial goals. Financial advisor Gaurav Mashruwala enlightens us on the importance of financial goal while building a portfolio.

Taxation policy: Why should govt promote rental housing

The undisputed fact remains that India has tremendous requirement of residential houses.

Advantages of debt funds over fixed deposits

When it comes to investing in fixed income instrument, it is always better to invest in debt funds than fixed deposit. Financial advisor PV Subramanyam tells you why.