Bank Fd

Choose a safe, easy-to-access parking spot that still pays some interest.

RBI's 8.05% Floating-Rate Bond: A smarter alternative to bank FDs?

Bank FD rates are falling, but the RBI's Floating Rate Savings Bond (FRSB) is currently yielding 8.05%—will it prove to be the smarter choice?

Banking Central: Why you will love good old bank FDs in new year (once again)

FD rates have been rising after the Reserve Bank of India (RBI) repo rate hikes. If you are someone looking to lock your funds in a safer instrument, FDs can be a good option at this environment.

Debt investment returns drying up? Check out these options with a 3-5-year horizon

Emerging mutual fund categories like target maturity funds, floating rate funds, as well as traditional investments now offer more options to investors

Seven listed corporate NCDs with high rating that offer yields of 5.7-12.6%

You should consider NCDs with high credit rating, healthy yield-to-maturity and ample liquidity in the exchanges

Six debt funds that beat bank fixed deposits and made retirees happy over the last 15 years

For retirees, given the low interest rates on deposits, quality debt funds can help in beating inflation

Six tax-free bonds that bring safety and returns

Tax-free bonds appeal more to those in higher tax brackets because interest income is not taxable

Need cash-flow? think tax saving bank FD, else go with PPF

PPF offers tax free interest whereas interest paid on tax saving bank FD is taxable. However interest on tax saving bank fixed deposit can be received at regular interval, say yearly. But PPF pays interest only at the time of withdrawal.

Are FMPs better than bank FDs?

Quite often investors think Fixed Maturity Plans and Fixed Deposits are alike but there are some distinct differences. Pankaj Mathpal of Optima Money Managers explains.

Caution! Your PF amount may be taxable

Provident Fund (PF) is one of the best fixed-income instruments. This is so because PF is the ONLY debt product (apart from PPF; but where the investment limit is just Rs.1 lakh p.a.) where the interest rate is not only quite attractive but more-importantly also “tax-free”.

Where do you invest your money today?

RBI shocked us all by keeping the interest rates intact. So what does this mean to the investors? While this does pose problems for those who have taken loans or propose to take loan, there are positive aspects even in this situation. Financial Advisor Suresh Sadagopan discusses various fruitful investments to look at the current interest regime.