Coronavirus pandemic | Demand for credit cards, personal loans to go up, so will stress in these segments: Report
Banks should redesign their mix of secured and unsecured lending to take care of their assets, TransUnion Cibil has said.
Beginning March 16, newly issued debit and credit cards won't allow international or online transactions unless asked for
To improve convenience and security of the credit and debit cards, slew measures had been announced by Reserve Bank of India in its 15th January notification.
SBI Cards IPO – one for the long run
The SBIC primary issue will no doubt sail through given its strong financials and presence in an industry with a strong growth rate
New debit and credit card rules: Only domestic transactions at ATMs & PoS terminals at time of issuance
In case an existing card has never been used online or for contactless transactions, these features stand mandatorily disabled.
Use Diwali bonus to reduce your high-cost EMI burden
A bonus, no doubt, can be spent away. But if used well, it gives you once-a-year option of putting your personal finances back on track
Starting October 1, no discounts on credit card payments at petrol pumps
Earlier, credit card users were able to avail a 0.75 percent discount while buying fuel at petrol pumps.
SBI to sell stake in credit card JV, to raise Rs 6,000 crore: Report
The bank presently holds 74 percent of SBI Cards and hopes to raise Rs 5,000-6,000 crore from a partial stake sale
‘Customers prefer co-branded cards in popular categories such as airline, fuel and retail’
Every credit card may have a different due date and credit limit, so one can leverage it to the maximum. These are choices customers need to make based on their lifestyle and usage.
What is Credit Card billing cycle? How it works, due date and minimum payment
How Credit Card Billing Cycle Works? Get a complete understanding of the billing cycle of your credit card, minimum payments, due date, and late fees, charged by your bank.
Credit Card against Fixed Deposit: SBI, ICICI, Axis, Yes Bank
Credit Card against Fixed Deposit(FD) offer lower interest rate as compared to other credit cards & are issued for those who have a low credit score. Find out the Banks offering Credit cards against Fixed Deposits.
Types of Credit Card available in India
Credit Card Types - Find out the different types of Credit Card options available in India that has various features & benefits to offer based on your needs. Check out the credit card which provides cash back, reward points, discounts, etc.
Viewpoint | Credit access to debit card holders, a potential game-changer for consumer spending
This large untapped segment of potential borrowers has led banks and financial institutions to look for solutions to leverage the debit card penetration in the country.
Credit card benefits: Advantage of using credit card
Credit Card Benefits - Find out the various benefits that you can avail from a Credit card. Also, know the benefits of upgrading your credit card at Moneycontrol.
Money transfer credit card: Transfer money from credit card to bank account
Credit Card Money Transfer: If you have card with high interest rate, then it’s wise to avail a credit card balance transfer to save up on interest payments & transfer money from credit card to bank account with quick and hassle-free process.
Documents required to apply for credit card
Credit Card Documents: Documents required to apply for credit card differs from case to case. Find Here the list of credit card documents required to submit for NRI, salaried & self-employed at Moneycontrol.
Own a HDFC Bank Credit Card? Here’s all you need to know
HDFC Bank Credit Card Customer Care offers a one-stop solution to all banking problems & needs through its phone banking services. Click here to know the HDFC bank credit card customer care toll free number, email ID & Nodal Officer’s contact details for any assistance.
Money lessons from Boris Becker’s riches-to-rags story
Keep loan EMIs to a maximum of 60 per cent of your salary to avoid getting into a loan trap
VIEWPOINT | 5 small changes for big savings!
Being a shopaholic might help you feel good but it impacts your monthly savings. Going for shopping with a list is an old-school idea, which still works in helping you avoid frivolous expenses.
Working on granting home loans to self-employed customers within 24-48 hrs: Kotak Mah Bank
To our salaried customers, we give home loan sanctions within four hours, said Ambuj Chandna, Senior Executive Vice President and Head – Consumer Assets of Kotak Mahindra Bank
Debit-cum-credit card: Should you opt for this combo card?
If card is hacked or stolen, then customer tends to lose out on credit limit and register loss from savings account
Reporter's Take | Will the Apple Card disrupt the industry?
Apple has launched a credit card with new and laudable security features.
'Introduce incentives to widen digital payments in India'
The RBI could explore introduction of tangible benefits such as income tax incentives based on the digital transactions consumers initiate, while merchants could get GST credits based on the volume of digital payments they accept
Don't be fooled by Women's Day offers on savings bank accounts, look before you leap
Savings bank accounts specifically targeted at women come with extra features. But check if you really need them as they come with additional cost.
Be cautious of over leveraging while using multiple credit cards: Yes Bank
You need to set up a credit limit for yourself while using a credit card say overall 30-40% of monthly income is sufficient (including EMI on loans).
