Capri Global Housing Finance Limited (CGHFL), a wholly-owned subsidiary of Capri Global Capital Limited, has received national recognition at the inaugural National Housing Bank's (NHB) Housing and Housing Finance Excellence Awards 2024–25. The company was specifically lauded for its outstanding performance within the ₹1000–₹5000 Crore housing loan portfolio category, marking a significant milestone for its commitment to inclusive housing finance. This prestigious award was presented at NHB's first-ever ceremony, recently held in New Delhi.
Award Details and Recognition
The recognition bestowed upon Capri Global Housing Finance Limited highlights its robust portfolio growth, sound asset quality, and unwavering mission to enhance accessibility to home financing for underserved communities across India. The award specifically acknowledges CGHFL's efforts in catering to informal-income households through flexible credit models and customer-centric services, thereby facilitating homeownership for a broad segment of the population. This accolade underscores CGHFL's dedication to responsible lending practices and its innovative approach to addressing the housing finance needs of the nation.
Operational Excellence and Growth Drivers
In the financial year 2025, Capri Global Housing Finance Limited demonstrated remarkable operational success, achieving a substantial 24% growth in its loan book. A significant portion of this growth was directed towards supporting first-time homebuyers, particularly in semi-urban and rural areas, aligning with the company's strategic focus on financial inclusion. This momentum is attributed to CGHFL's proactive adoption of digital tools and a deep understanding of borrower needs. By effectively blending technology-led processes with a strong on-ground network, the company ensures faster approvals, greater transparency, and a seamless lending experience for its customers. This operational model reinforces Capri's pivotal contribution to India's housing finance landscape.
Management's Vision
Commenting on this significant achievement, Mr. Rajesh Sharma, Managing Director, Capri Global Capital Ltd., articulated the company's long-term vision. "This award reaffirms our long-term commitment to financial inclusion and the dream of homeownership for every Indian," Mr. Sharma stated. He further emphasized that the company's growth has been propelled by a clear focus on affordability, building trust, and ensuring last-mile delivery of services. Mr. Sharma reiterated the company's dedication to empowering aspiring homeowners in semi-urban and rural India through responsible lending practices and continuous digital innovation, solidifying its role as a trusted financial partner for families striving for a secure and self-reliant future.
Capri Global Capital Ltd: A Broader Perspective
Capri Global Capital Limited, the parent company of CGHFL, is a well-diversified retail-focused Non-Banking Financial Company (NBFC) listed on both the BSE Limited and the National Stock Exchange of India Limited. As of March 31, 2025, Capri Loans boasts an impressive Assets Under Management (AUM) of over ₹22,857 Crore, serving a customer base exceeding 5.5 Lakhs. The company operates through an extensive network of more than 1,100 branches and is supported by over 11,400 employees across Northern and Western geographies. Capri Loans offers a comprehensive suite of secured and collateralized loan products, including MSME Loans, Gold Loans, Construction Finance, and Housing Loans facilitated through its wholly-owned subsidiary, CGHFL. Additionally, the company engages in fee-based businesses, such as the distribution of car loan products in partnership with 12 banks and financial institutions, and holds a composite license for the distribution of Life, General, and Health insurance policies.
Strategic Significance
The recognition from the National Housing Bank is a testament to Capri Global Housing Finance Limited's impactful contributions to the housing finance sector and its strategic alignment with national priorities of promoting affordable housing. This award not only validates CGHFL's operational efficiency and customer-centric approach but also enhances its reputation and credibility within the financial industry. It reinforces Capri Global Capital Limited's position as a significant player committed to fostering financial inclusion and supporting the aspirations of homeownership across diverse segments of the Indian population.
