UTI Short Duration Fund - Institutional - IDCW - Flexi

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

No of Debt Holding 48 (Category Avg - 67.79) | Modified Duration 2.53 Years (Category Avg - 2.49)| Yield to Maturity 6.82% (Category Avg - 6.84%)

Portfolio Summary (as on 31st Aug,2025)

Security Type	% Weight	Category Average
GOI	11.60%	19.06%
CD	8.75%	5.11%
T-Bills	0.00%	0.04%
NCD & Bonds	71.06%	67.03%
CP	0.00%	0.98%
PTC	1.67%	1.43%

Category - Short Duration Fund

Security Type	% Weight	Category Average
Government Backed	11.60%	19.10%
Low Risk	81.48%	74.55%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Short Duration Fund

Debt holding in Portfolio (as on 31st Aug,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Govt of India	GOI	Other			3073.28	9.33%	305.00
Bond - National Housing Bank	NCD & Bonds	Financial institution	AAA	CRISIL	1781.35	5.41%	17.50 k
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	1781.05	5.41%	1.75 k
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	1778.56	5.40%	17.50 k
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	1771.85	5.38%	17.50 k
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	1422.73	4.32%	14.00 k
Bond - Export Import Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	1262.14	3.83%	12.50 k
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	968.07	2.94%	100.00
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	953.29	2.89%	100.00
Bond - Bajaj Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	764.18	2.32%	7.50 k
Bond - Kotak Mahindra Prime Ltd.	NCD & Bonds	Non banking financial company (nbfc)	LAAA	ICRA	762.23	2.31%	750.00
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	LAAA	ICRA	760.87	2.31%	7.50 k
Bond - Export Import Bank Of India	NCD & Bonds	Financial institution	LAAA	ICRA	758.58	2.30%	7.50 k
Bond - Bajaj Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	756.90	2.30%	7.50 k
Bond - Poonawalla Fincorp Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	752.43	2.28%	7.50 k
Bond - Aditya Birla Capital Ltd.	NCD & Bonds	Life insurance	AAA	CRISIL	750.23	2.28%	7.50 k
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	524.58	1.59%	500.00
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	513.06	1.56%	5.00 k
Bond - Godrej Industries Ltd	NCD & Bonds	Animal feed	AA+	CRISIL	508.99	1.54%	5.00 k
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	LAAA	ICRA	507.84	1.54%	5.00 k
Bond - Aditya Birla Renewables Ltd.	NCD & Bonds	Power generation	AA	CRISIL	507.82	1.54%	5.00 k
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	507.69	1.54%	5.00 k
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	LAAA	ICRA	507.15	1.54%	5.00 k
Bond - Bajaj Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	502.10	1.52%	5.00 k
Bond - Govt of India	GOI	Other			492.53	1.49%	50.00 Cr
Bond - Export Import Bank Of India	CD	Financial institution	P1+	CRISIL	483.95	1.47%	50.00 Cr
Bond - Export Import Bank Of India	CD	Financial institution	P1+	CRISIL	476.75	1.45%	50.00 Cr
Bond - Muthoot Finance Pvt. Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA+	CRISIL	451.77	1.37%	4.50 k
Bond - Tata Projects Ltd.	NCD & Bonds	Civil construction	AA	FITCH	402.38	1.22%	4.00 k
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	AAA	CRISIL	354.98	1.08%	3.50 k
Bond - India Universal Trust	PTC	Ptc	INDAAA	FITCH	284.29	0.86%	30.00
Bond - Govt of India	GOI	Other			256.03	0.78%	25.00 Cr
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	LAAA	ICRA	254.01	0.77%	2.50 k
Bond - Mankind Pharma Ltd.	NCD & Bonds	Pharmaceuticals	AA+	CRISIL	253.95	0.77%	2.50 k
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	AAA	CRISIL	253.57	0.77%	2.50 k
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	AAA	CRISIL	253.47	0.77%	2.50 k
Bond - Summit Digitel Infrastructure Pvt Ltd.	NCD & Bonds	Telecom - infrastructure	AAA	CRISIL	252.79	0.77%	250.00
Bond - Godrej Industries Ltd	NCD & Bonds	Animal feed	AA+	CRISIL	252.70	0.77%	2.50 k
Bond - Mahindra & Mahindra Financial Services Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	251.50	0.76%	2.50 k
Bond - Poonawalla Fincorp Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	250.70	0.76%	2.50 k
Bond - Kotak Mahindra Prime Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	249.35	0.76%	2.50 k
Bond - Indian Railway Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	248.39	0.75%	2.50 k
Bond - Power Grid Corporation of India Ltd.	NCD & Bonds	Power - transmission	AAA	CRISIL	247.44	0.75%	2.50 k
Bond - Embassy Office Parks Reit	NCD & Bonds	Real estate investment trusts (reits)	AAA	CRISIL	150.59	0.46%	1.50 k
Bond - India Universal Trust	PTC	Ptc	INDAAA	FITCH	136.38	0.41%	30.00
Bond - India Universal Trust	PTC	Ptc	INDAAA	FITCH	131.27	0.40%	15.00
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	INDAAA	FITCH	101.77	0.31%	100.00
Bond - Govt of India	GOI	Other			0.10	0.00%	93.00 k

Name	Type of Instrument	Weight (%)
Net Receivables	Net Receivables	3.93%
TREPS	TREPS	2.93%
Margin	Margin	0.06%

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hunch
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30 days ago

JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss View more

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  JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss
  
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shravanashok
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45 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

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The Fixed Income
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7 hrs ago

Secure Long-Term Income with a State-Backed PSU Bond MEGHALAYA ENERGY CORPORATION LIMITED – 2033 Bond ???? Coupon: 10.55% p.a. ???? Rating: Acuite (SMERA) A-(CE) Stable, BRICKWORK (BWR) A-(CE) Stable ???? Tenor: 7y 6m (Maturity: 03/Apr/2033) ???? Secured | PSU Bond | High Return | Listed A robust, long-tenor PSU bond offering stability, consistent returns, and strong credit assurance. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJPb1pnPT0=/1055-meghalaya-energy-corporation-limited-2033?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Secure Long-Term Income with a State-Backed PSU Bond MEGHALAYA ENERGY CORPORATION LIMITED – 2033 Bond ???? Coupon: 10.55% p.a. ???? Rating: Acuite (SMERA) A-(CE) Stable, BRICKWORK (BWR) A-(CE) Stable ???? Tenor: 7y 6m (Maturity: 03/Apr/2033) ???? Secured | PSU Bond | High Return | Listed A robust, long-tenor PSU bond offering stability, consistent returns, and strong credit assurance. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJPb1pnPT0=/1055-meghalaya-energy-corporation-limited-2033?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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sunny85deol
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95 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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Progrowth Finwealth
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96 days ago

Hi Sunny, what is he period of holding and also any particular reson for withdrawl out of these two funds that have grown over a period of time View more | 1

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  Hi Sunny, what is he period of holding and also any particular reson for withdrawl out of these two funds that have grown over a period of time
  
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h_purandare
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102 days ago

Why are the NAVs of Indian Debt Mutual Funds going down after the rate cut View more

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