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UTI Overnight Fund - Growth

  • Regular
  • Direct
Category : Overnight Fund
Fund House : UTI Mutual Fund
  • NAV
    : ₹ 3548.7955 0.01%
    (as on 21st September, 2025)
Crisil Rating

Not Rated

Rank not available for the fund
Risk-O-Meter
Low Risk

The fund has 5.57% investment in Debt, of which 5.57% in Government securities.

Suitable For : Investors who want to invest for very short term and are looking for alternative to bank accounts/deposits.

This Scheme
VS
  • CRISIL Liquid Overnight Index
  • NA
  • NA
  • Gold
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Returns (NAV as on 19th September, 2025)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 12-Sep-25 10010.20 0.10% - 0.10% 12/37
1 Month 19-Aug-25 10045.00 0.45% - 0.45% 11/37
3 Month 19-Jun-25 10133.40 1.33% - 1.32% 9/36
6 Month 19-Mar-25 10281.50 2.81% - 2.78% 7/36
YTD 01-Jan-25 10418.70 4.19% - 4.16% 7/36
1 Year 19-Sep-24 10609.80 6.10% 6.10% 6.04% 6/35
2 Year 19-Sep-23 11326.70 13.27% 6.42% 6.37% 5/34
3 Year 19-Sep-22 12050.80 20.51% 6.41% 6.36% 4/31
5 Year 19-Sep-20 12898.50 28.98% 5.22% 5.18% 4/28
10 Year 18-Sep-15 17253.70 72.54% 5.60% 5.50% 1/4
Since Inception 13-Dec-03 35477.50 254.78% 5.99% 5.25% 9/37

SIP Returns (NAV as on 19th September, 2025)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 19-Sep-24 12000 12378.08 3.15 % 5.85 %
2 Year 19-Sep-23 24000 25567.96 6.53 % 6.19 %
3 Year 19-Sep-22 36000 39636.99 10.1 % 6.33 %
5 Year 19-Sep-20 60000 69697.8 16.16 % 5.92 %
10 Year 18-Sep-15 120000 158166.1 31.81 % 5.39 %
 

Tax Treatment

Any profit will be clubbed with your income and taxed at your effective tax rate.

Portfolio (Updated on 31st Aug,2025)

No of Debt Holding 5 (Category Avg - 2.37) | Modified Duration 0.01 Years (Category Avg - 0.04)| Yield to Maturity 5.40% (Category Avg - 5.28%)

Type of Holdings

Security Type
% Weight
Category Average
T-Bills 5.57% 3.56%
CP 0.00% 0.27%

Investment / Portfolio Grades

Security Type
% Weight
Category Average
Government Backed 5.57% 3.56%
Low Risk 0.00% 0.00%
Moderate Risk 0.00% 0.00%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 0.00% 0.00%
Name Type of Instrument Weight (%)
Net Receivables Net Receivables 89.64%
TREPS TREPS 4.46%
Margin Margin 0.33%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 29th August, 2025)

  • Standard Deviation

    Low volatility
    0.02vs0.07
    Category Avg
  • Sharpe Ratio

    Better risk adjusted returns
    28.17vs17.97
    Category Avg
  • Treynor's Ratio

    Better risk adjusted returns
    4.84vs0.2
    Category Avg
  • Jensen's Alpha

    Better risk adjusted returns
    0.67vs0.15
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Bank of India Overnight Fund - Regular Plan - Growth NA 69.17 0.46 1.37 2.89 6.23 6.53
Axis Overnight Fund - Regular Plan - Growth NA 9723.10 0.45 1.34 2.84 6.15 6.45
Bajaj Finserv Overnight Fund - Regular Plan - Growth NA 755.15 0.45 1.34 2.82 6.11 0.00
Franklin India Overnight Fund - Regular Plan - Growth NA 563.64 0.45 1.34 2.82 6.10 6.37
Nippon India Overnight Fund - Regular Plan - Growth NA 7113.21 0.45 1.33 2.82 6.09 6.39
Invesco India Overnight Fund - Regular Plan - Growth NA 318.59 0.45 1.33 2.81 6.08 6.40
PGIM India Overnight Fund - Regular Plan - Growth NA 68.34 0.44 1.32 2.79 6.08 6.38
TRUSTMF Overnight Fund - Regular Plan - Growth NA 62.39 0.45 1.33 2.78 6.08 6.39
Kotak Overnight Fund - Regular Plan - Growth NA 7177.46 0.45 1.33 2.80 6.08 6.37
Mirae Asset Overnight Fund - Regular Plan - Growth NA 1298.90 0.45 1.33 2.81 6.07 6.39

More Funds from UTI Mutual Fund

Out of 96 mutual fund schemes offered by this AMC, 6 is/are ranked 5 * , 5 is/are ranked 4 * , 14 is/are ranked 3 * , 8 is/are ranked 2 * , 1 is/are ranked 1 * , and 62 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
UTI Nifty 50 ETF 5 62668.75 1.42 2.69 11.48 0.86 14.08
UTI Nifty 50 ETF 5 62668.75 1.42 2.69 11.48 0.86 14.08
UTI BSE Sensex ETF 5 49128.16 1.22 2.04 10.46 0.48 13.11
UTI BSE Sensex ETF 5 49128.16 1.22 2.04 10.46 0.48 13.11
UTI Flexi Cap Fund - Growth 2 25508.98 2.32 4.58 13.08 -0.08 11.37
UTI Liquid Fund - Regular Plan - Growth 2 25036.71 0.47 1.43 3.28 6.87 7.00
UTI Nifty 50 Index Fund - Growth 3 23718.66 1.42 2.70 11.50 0.90 14.15
UTI Nifty 50 Index Fund - Growth 3 23718.66 1.39 2.63 11.34 0.62 13.75
UTI Money Market Fund - Regular Plan - Growth 3 20513.42 0.47 1.52 4.08 7.86 7.56
UTI Large Cap Fund - Growth 2 12948.36 1.73 3.00 11.38 -1.72 12.93

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