UTI Overnight Fund - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Overnight Fund

No of Debt Holding 5 (Category Avg - 2.37) | Modified Duration 0.01 Years (Category Avg - 0.04)| Yield to Maturity 5.40% (Category Avg - 5.28%)

Portfolio Summary (as on 31st Aug,2025)

Security Type	% Weight	Category Average
T-Bills	5.57%	3.56%
CP	0.00%	0.27%

Category - Overnight Fund

Security Type	% Weight	Category Average
Government Backed	5.57%	3.56%
Low Risk	0.00%	0.00%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Overnight Fund

Debt holding in Portfolio (as on 31st Aug,2025)

Instrument	Type	Sector	Value (Mn)	% of Total Holding	Quantity
Bond - T-Bill	T-Bills	Other	749.67	1.71%	75.00 Cr
Bond - T-Bill	T-Bills	Other	649.03	1.48%	65.00 Cr
Bond - T-Bill	T-Bills	Other	647.69	1.47%	65.00 Cr
Bond - T-Bill	T-Bills	Other	299.25	0.68%	30.00 Cr
Bond - T-Bill	T-Bills	Other	99.75	0.23%	10.00 Cr

Name	Type of Instrument	Weight (%)
Net Receivables	Net Receivables	89.64%
TREPS	TREPS	4.46%
Margin	Margin	0.33%

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hunch
MF Investment Help
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26 days ago

JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss View more

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  JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss
  
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shravanashok
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42 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

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  need your suggestion for sbi psu fund direct growth stay or switch
  
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The Fixed Income
Bonds
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6 hrs ago

Secure Your Capital, Maximise Your Returns with Secure NBFC Bond KRAZYBEE SERVICES PRIVATE LIMITED – 2027 Bond now available on The Fixed Income ✔️ Coupon: 10.65% p.a. ✔️ Rating: CARE A Stable ✔️ Tenor: 1 year 10 months (Maturity: Aug 12, 2027) ✔️ Senior Secured | NBFC | High Return | Listed Opt for a high-performing, secured NBFC bond designed for investors seeking robust returns in a short duration. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJhcFpnPT0=/1065-krazybee-services-private-limited-2027?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Secure Your Capital, Maximise Your Returns with Secure NBFC Bond KRAZYBEE SERVICES PRIVATE LIMITED – 2027 Bond now available on The Fixed Income ✔️ Coupon: 10.65% p.a. ✔️ Rating: CARE A Stable ✔️ Tenor: 1 year 10 months (Maturity: Aug 12, 2027) ✔️ Senior Secured | NBFC | High Return | Listed Opt for a high-performing, secured NBFC bond designed for investors seeking robust returns in a short duration. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJhcFpnPT0=/1065-krazybee-services-private-limited-2027?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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sunny85deol
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92 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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Progrowth Finwealth
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93 days ago

Hi Sunny, what is he period of holding and also any particular reson for withdrawl out of these two funds that have grown over a period of time View more | 1

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  Hi Sunny, what is he period of holding and also any particular reson for withdrawl out of these two funds that have grown over a period of time
  
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h_purandare
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99 days ago

Why are the NAVs of Indian Debt Mutual Funds going down after the rate cut View more

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