NJ Balanced Advantage Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Dynamic Asset Allocation or Balanced Advantage

Fund House : NJ Mutual Fund

Scheme Objective

The investment objective of the Scheme is to generate capital appreciation by dynamically allocating its assets between equity and specified debt securities.

Scheme Details

Fund manager(s) – Dhaval Patel , Viral Shah
Launch date – 29-Oct-2021
Expense ratio – 0.57% as declared on 30-Sep-2025 (category average is 0.74%)
Benchmark - NIFTY 50 Hybrid Composite Debt 50:50 Index

Min SIP amount - ₹
Min investment amount (one time- first time) - ₹
Min investment amount (addtional purchase) - ₹
Type : Open Ended Fund. You can invest any time in this fund.

Exit Load

NJ Balanced Advantage Fund - Direct Plan - Growth charges 1.0% of sell value; if fund sold before 30 days. There are no other charges.

Asset Monitor

Total AUM for this Scheme (Cr)

Category Total AUM (Cr)

% of Assets in Category

2025

3815.16

0.00

0.00%

Sep - 2025	3815.16	0.00%
Aug - 2025	3870.85	0.00%
Jul - 2025	3792.50	0.00%
Jun - 2025	3837.89	0.00%
May - 2025	3789.16	0.00%
Apr - 2025	3747.88	0.00%
Mar - 2025	3691.87	0.00%
Feb - 2025	3630.92	0.00%
Jan - 2025	3836.81	0.00%

2024

3945.12

0.00

0.00%

Dec - 2024	3945.12	0.00	0.00%
Nov - 2024	3988.46	0.00	0.00%
Oct - 2024	4020.03	0.00	0.00%
Sep - 2024	4253.98	0.00	0.00%
Aug - 2024	4279.92	0.00	0.00%
Jul - 2024	4184.63	0.00	0.00%
Jun - 2024	3978.51	0.00	0.00%
May - 2024	3860.71	261663.35	1.48%
Apr - 2024	3872.06	257500.49	1.50%
Mar - 2024	3964.80	250603.06	1.58%
Feb - 2024	3976.53	246673.49	1.61%
Jan - 2024	3935.41	241918.12	1.63%

2023

3868.28

235254.77

1.64%

Dec - 2023	3868.28	235254.77	1.64%
Nov - 2023	3708.18	223228.20	1.66%
Oct - 2023	3584.27	213242.44	1.68%
Sep - 2023	3671.66	215085.84	1.71%
Aug - 2023	3675.38	210094.37	1.75%
Jul - 2023	3882.89	206401.62	1.88%
Jun - 2023	3956.61	200425.68	1.97%
May - 2023	4035.01	195569.76	2.06%
Apr - 2023	4162.66	192507.27	2.16%
Mar - 2023	3995.70	187770.29	2.13%
Feb - 2023	4086.94	187435.73	2.18%
Jan - 2023	4212.79	188703.61	2.23%

2022

4439.15

190406.67

2.33%

Dec - 2022	4439.15	190406.67	2.33%
Nov - 2022	4699.92	193104.25	2.43%
Oct - 2022	4825.88	191220.35	2.52%
Sep - 2022	4850.79	186349.02	2.60%
Aug - 2022	5014.75	188580.43	2.66%
Jul - 2022	4943.86	182966.27	2.70%
Jun - 2022	4735.23	173882.07	2.72%
May - 2022	4919.09	176067.23	2.79%
Apr - 2022	5122.12	176046.08	2.91%
Mar - 2022	5218.08	174563.65	2.99%
Feb - 2022	5107.30	168964.69	3.02%
Jan - 2022	5287.28	170062.94	3.11%

2021

5419.16

165994.43

3.26%

Dec - 2021	5419.16	165994.43	3.26%
Nov - 2021	5311.30	159637.59	3.33%
Oct - 2021	5220.73	156536.85	3.34%

Tax Rate

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakh. Any cess/surcharge is not included. If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 20%. Any cess/surcharge is not included in the 20%.

Contact Details

NJ Asset Management Private Limited

Unit No. 101A, 1st Floor, Hallmark Business Plaza, Bandra East.
Tel no.: 022 68940000
Fax no.:
Website.: https://www.njmutualfund.com/

Forum

NITINPIMPALE
MF Investment Help
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13 days ago

purchase unit will adjust difference in NAV 10.263 View more

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  purchase unit will adjust difference in NAV 10.263
  
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krishna_ksvs
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25 days ago

View more

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The Fixed Income
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1 hr ago

Diversify Your Investment Portfolio with a High and Fixed Return Opportunity 11.45% MEGHALAYA ENERGY CORPORATION LIMITED 2030 ✔️ Coupon: 11.45% ✔️ Rating: BRICKWORK (BWR) A-(CE) Stable, Acuite (SMERA) A-(CE) Stable ✔️ Tenor: 4y 3m (Maturity: 13/Feb/2030) Senior Secured Bond | PSU Bond | High Return Bond | Listed Secure a strong, stable investment backed by a PSU and enjoy predictable returns. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dXhXdlpnPT0=/1145-meghalaya-energy-corporation-limited-2030?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Diversify Your Investment Portfolio with a High and Fixed Return Opportunity 11.45% MEGHALAYA ENERGY CORPORATION LIMITED 2030 ✔️ Coupon: 11.45% ✔️ Rating: BRICKWORK (BWR) A-(CE) Stable, Acuite (SMERA) A-(CE) Stable ✔️ Tenor: 4y 3m (Maturity: 13/Feb/2030) Senior Secured Bond | PSU Bond | High Return Bond | Listed Secure a strong, stable investment backed by a PSU and enjoy predictable returns. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dXhXdlpnPT0=/1145-meghalaya-energy-corporation-limited-2030?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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shravanashok
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76 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

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  need your suggestion for sbi psu fund direct growth stay or switch
  
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ravisistla
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89 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

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  Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know.
  
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sunny85deol
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126 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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