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UTI Credit Risk Fund - Direct Plan - Growth

  • Regular
  • Direct
Category : Credit Risk Fund
Fund House : UTI Mutual Fund
  • NAV
    : ₹ 16.7998 0.05%
    (as on 11th November, 2019)
Crisil Rank
Below average performance among peers
Risk-O-Meter
Moderate

Fund has 80.71% investment in Debt of which 3% in Government securities, 54.51% in funds invested in very low risk securities..

Suitable For : Investors who want to invest money for longer duration but prefer less riskier assets compared to equity funds.

Crisil Rank Change : Fund Crisil rank was updated from 3 to 2 in the previous quarter.

This Scheme
VS
  • CRISIL 10 Year Gilt Index
  • NA
  • NA
  • Gold
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Returns (NAV as on 11th November, 2019)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 04-Nov-19 10013.60 0.14% - 0.04% 3/21
1 Month 11-Oct-19 9957.70 -0.42% - 0.58% 20/21
3 Month 09-Aug-19 9461.00 -5.39% - 0.78% 20/20
6 Month 10-May-19 9289.60 -7.10% - -1.39% 18/20
YTD 01-Jan-19 9521.70 -4.78% - -1.31% 17/20
1 Year 09-Nov-18 9662.40 -3.38% -3.36% 1.99% 18/20
2 Year 10-Nov-17 10180.90 1.81% 0.90% 3.06% 17/19
3 Year 11-Nov-16 11105.70 11.06% 3.56% 4.70% 13/18
5 Year 11-Nov-14 13673.70 36.74% 6.45% 7.78% 11/14
Since Inception 02-Jan-13 16588.80 65.89% 7.66% 7.48% 12/17

SIP Returns (NAV as on 11th November, 2019)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 09-Nov-18 12000 11413.3 -4.89 % -8.88 %
2 Year 10-Nov-17 24000 23357.01 -2.68 % -2.58 %
3 Year 11-Nov-16 36000 36150.65 0.42 % 0.27 %
5 Year 11-Nov-14 60000 66026.71 10.04 % 3.78 %
 

Tax Treatment

Portfolio (Updated on 31st Oct,2019)

No of Debt Holding 46 (Category Avg - 56.10) | Modified Duration 1.05 Years (Category Avg - 1.53)| Yield to Maturity 13.44% (Category Avg - 10.01%)

Type of Holdings

Security Type
% Weight
Category Average
GOI 3.00% 0.60%
CD 0.00% 3.16%
T-Bills 0.00% 0.01%
CP 0.00% 1.73%
NCD & Bonds 77.71% 81.96%
PTC 0.00% 1.92%

Investment / Portfolio Grades

Security Type
% Weight
Category Average
Government Backed 3.00% 0.61%
Low Risk 54.51% 60.66%
Moderate Risk 23.20% 17.60%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 0.00% 0.00%
Name Type of Instrument Weight (%)
Net Receivables Net Receivables 19.25%
FD - HDFC Bank Ltd. FD 0.04%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 31st October, 2019)

  • Standard Deviation

    High volatility
    3.93vs3.22
    Category Avg
  • Beta

    High volatility
    0.64vs0.28
    Category Avg
  • Sharpe Ratio

    Poor risk adjusted returns
    -0.68vs0.23
    Category Avg
  • Treynor's Ratio

    Poor risk adjusted returns
    -0.04vs0.07
    Category Avg
  • Jension's Alpha

    Poor risk adjusted returns
    -4.03vs-1.61
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Kotak Credit Risk Fund - Direct Plan - Growth 5 4814.78 1.09 2.72 5.71 10.41 8.10
IDFC Credit Risk Fund - Direct Plan - Growth 5 1393.87 0.90 2.09 5.48 10.34 0.00
ICICI Prudential Credit Risk Fund - Direct Plan - Growth 4 11364.26 1.04 2.51 5.38 10.13 8.36
HDFC Credit Risk Debt Fund - Direct Plan - Growth 4 14625.25 1.07 2.33 5.30 9.83 7.55
Mahindra Credit Risk Yojana - Direct Plan - Growth 4 152.12 1.21 2.18 4.71 9.39 0.00
SBI Credit Risk Fund - Direct Plan - Growth 3 5155.37 0.89 2.34 4.82 8.18 7.45
Aditya Birla Sun Life Credit Risk Fund - Direct Plan - Growth 4 5903.79 0.39 0.84 3.48 7.02 7.72
Franklin India Credit Risk Fund - Direct - Growth 3 6623.87 0.40 0.67 2.17 6.95 7.90
Axis Credit Risk Fund - Direct Plan - Growth 3 1337.16 0.96 2.26 1.20 6.15 6.89
PGIM India Credit Risk Fund- Direct Plan - Growth 3 428.28 0.95 2.65 2.03 5.15 6.34

More Funds from UTI Mutual Fund

Out of 169 mutual fund schemes offered by this AMC, 3 is/are ranked 4 * , 10 is/are ranked 3 * , 5 is/are ranked 2 * , 7 is/are ranked 1 * , and 144 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
UTI Liquid Cash Plan - Direct Plan - Growth 3 36220.77 0.45 1.42 3.20 7.03 7.03
UTI Equity Fund - Direct Plan - Growth 4 9912.80 5.88 8.71 8.12 12.71 12.98
UTI Money Market Fund - Direct Plan - Growth 3 7535.34 0.54 1.75 4.19 8.54 7.64
UTI Mastershare Unit Scheme - Direct Plan - Growth 3 6173.54 5.24 6.54 6.37 11.09 11.82
UTI Hybrid Equity Fund - Direct Plan - Growth 2 4859.84 4.08 2.81 0.84 1.83 6.27
UTI Value Opportunities Fund - Direct Plan - Growth 4 4460.69 6.23 7.89 5.93 10.20 10.50
UTI Unit Linked Insurance Plan (ULIP) - Direct Plan NA 4341.23 2.67 3.72 -0.76 1.07 6.07
UTI Mid Cap Fund - Direct Plan - Growth 2 3744.82 5.42 8.20 4.92 1.13 5.17
UTI CCF- Savings Plan - Direct Plan NA 3574.49 2.69 3.33 1.91 2.78 5.17
UTI Arbitrage Fund - Direct Plan - Growth 4 2914.79 0.49 1.55 3.49 6.95 6.66

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