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Kotak Credit Risk Fund - Direct Plan - Growth

  • Regular
  • Direct
Category : Credit Risk Fund
  • NAV
    : ₹ 21.937 -0.04%
    (as on 25th June, 2019)
Crisil Rank
Above average performance among peers
Risk-O-Meter
Moderately Low

Fund has 95.48% investment in Debt of which , 62.5% in funds invested in very low risk securities..

Suitable For : Investors who want to invest money for longer duration but prefer less riskier assets compared to equity funds.

This Scheme
VS
  • CRISIL 10 Year Gilt Index
  • NA
  • NA
  • Gold
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Returns (NAV as on 25th June, 2019)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 18-Jun-19 10004.00 0.04% - 0.10% 14/20
1 Month 24-May-19 10076.30 0.76% - -2.43% 6/20
3 Month 25-Mar-19 10207.40 2.07% - -2.01% 3/20
6 Month 24-Dec-18 10432.80 4.33% - -0.26% 3/20
YTD 01-Jan-19 10413.70 4.14% - -2.23% 2/20
1 Year 25-Jun-18 10847.80 8.48% 8.48% 2.60% 3/19
2 Year 23-Jun-17 11507.20 15.07% 7.25% 4.34% 3/19
3 Year 24-Jun-16 12793.60 27.94% 8.55% 6.34% 4/18
5 Year 25-Jun-14 15700.30 57.00% 9.44% 8.41% 1/11
Since Inception 04-Jan-13 17842.60 78.43% 9.36% 8.03% 5/17

SIP Returns (NAV as on 25th June, 2019)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 25-Jun-18 12000 12566.79 4.72 % 8.87 %
2 Year 23-Jun-17 24000 25980.99 8.25 % 7.83 %
3 Year 24-Jun-16 36000 40490.86 12.47 % 7.79 %
5 Year 25-Jun-14 60000 74696.65 24.49 % 8.7 %
 

Tax Treatment

If sold after 3 years from purchase date, long term capital gain tax will be applicable. Current tax rate is the lower of (a) 10% of profit or (b) 20% of profit adjusted after indexation benefits. Any cess/surcharge is not included.|If sold before 3 years from purchase date, short term capital gain tax will be applicable. Any profit will be clubbed with your income and taxed at your effective tax rate.

Portfolio (Updated on 31st May,2019)

No of Debt Holding 95 (Category Avg - 68.35) | Modified Duration 1.72 Years (Category Avg - 1.53)| Yield to Maturity 3.11% (Category Avg - 10.45%)

Type of Holdings

Security Type
% Weight
Category Average
GOI 0.00% 0.54%
CD 0.00% 1.55%
NCD-ST 0.00% 0.49%
T-Bills 0.00% 0.01%
CP 7.94% 2.91%
NCD & Bonds 87.54% 86.25%
PTC 0.00% 2.29%

Investment / Portfolio Grades

Security Type
% Weight
Category Average
Government Backed 0.00% 0.00%
Low Risk 62.50% 62.33%
Moderate Risk 32.48% 28.27%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 0.50% 2.63%
Name Type of Instrument Weight (%)
CBLO CBLO 2.81%
Net Receivables Net Receivables 1.71%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 31st May, 2019)

  • Standard Deviation

    Low volatility
    1.63vs1.87
    Category Avg
  • Beta

    High volatility
    0.63vs0.47
    Category Avg
  • Sharpe Ratio

    Better risk adjusted returns
    0.88vs0.51
    Category Avg
  • Treynor's Ratio

    Poor risk adjusted returns
    0.02vs0.03
    Category Avg
  • Jension's Alpha

    Better risk adjusted returns
    0.27vs-0.24
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
IDFC Credit Risk Fund - Direct Plan - Growth 5 1330.32 0.89 2.33 4.86 8.67 0.00
ICICI Prudential Credit Risk Fund - Direct Plan - Growth 2 10941.85 0.85 2.19 4.36 8.65 8.80
HDFC Credit Risk Debt Fund - Direct Plan - Growth 3 15415.47 0.82 2.04 4.19 8.30 8.25
Franklin India Credit Risk Fund - Direct - Growth 4 7124.75 -0.17 0.36 2.53 8.29 9.00
SBI Credit Risk Fund - Direct Plan - Growth 3 5396.93 0.93 0.86 3.30 7.78 8.04
Aditya Birla Sun Life Credit Risk Fund - Direct Plan - Growth 2 6651.47 0.90 1.34 2.87 6.87 8.75
Reliance Credit Risk - Direct Plan- Growth 2 8533.99 0.52 -1.11 1.32 5.30 7.34
Baroda Credit Risk Fund - Plan B (Direct) - Growth 3 981.11 -1.19 -0.59 1.12 4.94 8.20
Axis Credit Risk Fund - Direct Plan - Growth 4 1605.63 -2.95 -1.73 0.72 4.92 7.21
L&T Credit Risk Fund - Direct Plan - Growth 3 3038.05 -1.35 -0.80 1.35 4.88 7.09

More Funds from Kotak Mahindra Mutual Fund

Out of 84 mutual fund schemes offered by this AMC, 2 is/are ranked 5 * , 8 is/are ranked 4 * , 10 is/are ranked 3 * , 3 is/are ranked 2 * , and 61 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Kotak Liquid - Direct Plan - Growth 5 31693.95 0.59 1.79 3.58 7.44 7.10
Kotak Standard Multicap Fund - Direct Plan - Growth 4 25531.08 -0.67 5.04 11.11 10.77 16.37
Kotak Equity Arbitrage Fund - Direct Plan - Growth 3 13359.98 0.63 1.94 3.46 6.99 6.78
Kotak Savings Fund - Direct Plan - Growth 4 13037.38 0.69 2.08 4.34 8.46 7.81
Kotak Bond Short Term Plan - Direct Plan - Growth 4 8993.42 1.01 2.46 5.23 9.73 8.23
Kotak Money Market - Direct Plan - Growth 3 8606.74 0.67 2.09 4.29 8.41 7.46
Kotak Low Duration Fund - Direct Plan - Growth 2 5146.39 0.23 1.68 4.11 8.48 8.43
Kotak Credit Risk Fund - Direct Plan - Growth 4 4916.31 0.76 2.07 4.33 8.48 8.55
Kotak Emerging Equity - Direct Plan - Growth 4 4326.31 0.15 2.56 5.74 1.32 12.89
Kotak Medium Term Fund - Direct Plan - Growth 3 3938.72 -1.09 0.16 2.42 6.30 7.71

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