SBI Banking & Financial Services Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Returns (NAV as on 26th September, 2025)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	19-Sep-25	9806.90	-1.93%	-	-3.14%	24/226
1 Month	26-Aug-25	10090.90	0.91%	-	0.15%	49/225
3 Month	26-Jun-25	9786.50	-2.14%	-	-0.66%	119/217
6 Month	26-Mar-25	11052.90	10.53%	-	10.00%	77/212
YTD	01-Jan-25	11105.70	11.06%	-	1.69%	15/200
1 Year	26-Sep-24	10698.70	6.99%	6.99%	-4.22%	8/181
2 Year	26-Sep-23	15050.00	50.50%	22.64%	19.52%	32/139
3 Year	26-Sep-22	17486.30	74.86%	20.46%	20.99%	50/115
5 Year	25-Sep-20	29533.30	195.33%	24.15%	24.08%	40/90
10 Year	24-Sep-15	51890.80	418.91%	17.87%	15.24%	12/65
Since Inception	26-Feb-15	47164.10	371.64%	15.77%	12.83%	71/180

Returns Calculator

SIP Returns (NAV as on 26th September, 2025)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	26-Sep-24	12000	12924.75	7.71 %	14.55 %
2 Year	26-Sep-23	24000	28699.56	19.58 %	18.19 %
3 Year	26-Sep-22	36000	48523.87	34.79 %	20.35 %
5 Year	25-Sep-20	60000	95851.33	59.75 %	18.78 %
10 Year	24-Sep-15	120000	299911.62	149.93 %	17.43 %

SIP Calculator

Compare performance

Category	1 D	1 M	3 M	6 M	YTD	1 Y	2 Y	3 Y	5 Y
This Fund	0.40%	2.62%	-2.05%	10.07%	12.09%	8.38%	22.96%	21.19%	23.78%
Nifty 50	-0.08%	0.85%	-3.91%	4.74%	4.19%	-5.87%	11.98%	13.56%	17.02%
Benchmark: Nifty Financial Services TRI	0.08%	1.72%	-3.90%	4.63%	11.66%	5.42%	15.70%	16.05%	20.77%
Category Average	0.11%	1.31%	-1.11%	9.64%	1.69%	-4.36%	19.12%	21.02%	23.66%
Category Rank	32/181	49/225	119/217	77/212	15/200	8/181	32/139	50/115	40/90
Best in Category	1.74%	6.22%	21.87%	59.31%	33.59%	39.55%	42.36%	38.56%	37.50%
Worst in Category	-0.85%	-3.03%	-11.65%	-6.29%	-22.77%	-19.68%	2.56%	7.25%	6.01%

quartely results (NAV as on 29th September, 2025)

Period

This Fund

Nifty 50

Nifty Financial Services TRI

Category Average

2025

11.06%

2.6%

Q3 - 2025	-2.37%	-3.55%	-4.12%	-0.66%
Q2 - 2025	14.28%	10.15%	10.78%	7.91%
Q1 - 2025	1.30%	-2.43%	3.85%	-0.38%

2024

20.99%

8.75%

9.58%

18.59%

Q4 - 2024	-2.46%	-8.34%	-3.94%	-2.78%
Q3 - 2024	4.45%	6.91%	3.59%	5.30%
Q2 - 2024	11.00%	7.48%	11.48%	9.03%
Q1 - 2024	3.31%	3.31%	-1.21%	2.85%

2023

19.62%

19.48%

12.49%

29.1%

Q4 - 2023	11.63%	11.33%	8.73%	9.04%
Q3 - 2023	2.45%	1.07%	-2.57%	4.22%
Q2 - 2023	13.68%	10.29%	10.42%	9.06%
Q1 - 2023	-7.74%	-4.60%	-5.33%	-1.32%

2022

14.87%

3.24%

7.39%

3.98%

Q4 - 2022	7.42%	7.76%	10.45%	0.74%
Q3 - 2022	13.50%	8.52%	12.07%	4.95%
Q2 - 2022	-9.05%	-10.70%	-11.41%	-7.35%
Q1 - 2022	0.39%	-0.91%	-3.46%	0.90%

2021

12.05%

23.79%

14.14%

30.05%

Q4 - 2021	-5.94%	-1.02%	-4.45%	1.30%
Q3 - 2021	6.85%	12.36%	11.77%	6.21%
Q2 - 2021	5.16%	5.75%	3.36%	6.90%
Q1 - 2021	6.20%	4.80%	3.50%	3.85%

2020

5.99%

14.77%

4.35%

17.76%

Q4 - 2020	33.14%	22.46%	38.89%	12.72%
Q3 - 2020	2.23%	7.84%	-2.04%	3.95%
Q2 - 2020	18.70%	24.82%	18.11%	13.93%
Q1 - 2020	-35.04%	-29.43%	-36.07%	-22.54%

2019

21.88%

11.53%

24.40%

8.32%

Q4 - 2019	10.82%	7.12%	12.02%	3.13%
Q3 - 2019	-3.00%	-3.30%	-4.95%	1.55%
Q2 - 2019	5.21%	1.68%	9.57%	-0.07%
Q1 - 2019	7.48%	6.96%	6.82%	5.70%

2018

11.6%

4.09%

11.69%

-5.48%

Q4 - 2018	9.76%	-1.32%	8.21%	0.89%
Q3 - 2018	-3.36%	3.29%	-2.07%	-4.88%
Q2 - 2018	7.18%	4.36%	6.54%	-1.18%
Q1 - 2018	-2.37%	-2.14%	-1.08%	-5.65%

2017

42.32%

27.58%

42.02%

36.67%

Q4 - 2017	5.32%	5.84%	3.74%	11.73%
Q3 - 2017	5.20%	2.54%	5.02%	3.83%
Q2 - 2017	9.10%	3.06%	7.57%	4.14%
Q1 - 2017	17.74%	12.16%	19.58%	13.97%

2016

17.04%

2.72%

3.00%

5.51%

Q4 - 2016	-7.82%	-6.39%	-9.81%	-4.69%
Q3 - 2016	8.87%	3.40%	8.55%	6.03%
Q2 -	--	7.45%	11.08%	--
Q1 -	--	-2.82%	-7.22%	--

Best Quarters

Period	This Fund	Nifty 50	Nifty Financial Services TRI	Category Average
Q4 - 2020	33.14%	22.46%	38.89%	12.72%
Q2 - 2020	18.70%	24.82%	18.11%	13.93%
Q1 - 2017	17.74%	12.16%	19.58%	13.97%

Worst Quarters

Period	This Fund	Nifty 50	Nifty Financial Services TRI	Category Average
Q1 - 2020	-35.04%	-29.43%	-36.07%	-22.54%
Q2 - 2022	-9.05%	-10.70%	-11.41%	-7.35%
Q4 - 2016	-7.82%	-6.39%	-9.81%	-4.69%

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krishna_ksvs
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2 days ago

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hunch
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37 days ago

JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss View more | 1

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  JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss
  
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The Fixed Income
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20 hrs ago

Secure Your attractive Returns with a Long-Term PSU Bond 9.35% Telangana State Industrial Infrastructure Corporation Limited – 2031 ✔️ Coupon: 9.35% ✔️ Rating: INDIA RATING AA(CE) Stable, Acuite (SMERA) AA(CE) Stable ✔️ Tenor: 6y 3m (Maturity: 31/Dec/2031) ✔️ Senior Secured | PSU Bond | High Return Bond | Listed A reliable PSU bond offering steady returns over a long-term horizon. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJldWJ3PT0=/935-telangana-state-industrial-infrastructure-corporation-limited-31dec2031?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Secure Your attractive Returns with a Long-Term PSU Bond 9.35% Telangana State Industrial Infrastructure Corporation Limited – 2031 ✔️ Coupon: 9.35% ✔️ Rating: INDIA RATING AA(CE) Stable, Acuite (SMERA) AA(CE) Stable ✔️ Tenor: 6y 3m (Maturity: 31/Dec/2031) ✔️ Senior Secured | PSU Bond | High Return Bond | Listed A reliable PSU bond offering steady returns over a long-term horizon. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJldWJ3PT0=/935-telangana-state-industrial-infrastructure-corporation-limited-31dec2031?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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ravisistla
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65 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

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  Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know.
  
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sunny85deol
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103 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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Progrowth Finwealth
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103 days ago

Hi Sunny, what is he period of holding and also any particular reson for withdrawl out of these two funds that have grown over a period of time View more | 1

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