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LIC MF Savings Fund - Direct Plan - Growth

  • Regular
  • Direct
Category : Low Duration Fund
Fund House :
  • NAV
    : ₹ 35.0136 -0.02%
    (as on 23rd September, 2022)
Crisil Rank
Above average performance among peers
Risk-O-Meter
Low to Moderate

The fund has 98.49% investment in Debt, of which 17.19% in Government securities, 81.3% is in Low Risk securities.

Suitable For : Investors who want to invest for 1-3 years and are looking for alternative to bank deposits.

This Scheme
VS
  • CRISIL 10 Year Gilt Index
  • NA
  • NA
  • Gold
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Returns (NAV as on 23rd September, 2022)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 16-Sep-22 9998.70 -0.01% - -0.00% 10/23
1 Month 23-Aug-22 10025.70 0.26% - 0.05% 16/23
3 Month 23-Jun-22 10120.40 1.20% - 1.15% 19/23
6 Month 23-Mar-22 10183.20 1.83% - 1.78% 14/23
YTD 31-Dec-21 10271.40 2.71% - 2.83% 17/22
1 Year 23-Sep-21 10360.10 3.60% 3.60% 3.82% 16/22
2 Year 23-Sep-20 10868.20 8.68% 4.25% 4.33% 11/22
3 Year 23-Sep-19 11760.70 17.61% 5.55% 5.68% 11/22
5 Year 22-Sep-17 13136.80 31.37% 5.60% 5.63% 16/22
Since Inception 02-Jan-13 19572.60 95.73% 7.15% 7.14% 13/22

SIP Returns (NAV as on 23rd September, 2022)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 23-Sep-21 12000 12244.37 2.04 % 3.78 %
2 Year 23-Sep-20 24000 24976.61 4.07 % 3.88 %
3 Year 23-Sep-19 36000 38616.08 7.27 % 4.6 %
5 Year 22-Sep-17 60000 68236.11 13.73 % 5.08 %
 

Tax Treatment

If sold after 3 years from purchase date, long term capital gain tax will be applicable. Current tax rate is the lower of (a) 10% of profit or (b) 20% of profit adjusted after indexation benefits. Any cess/surcharge is not included.|If sold before 3 years from purchase date, short term capital gain tax will be applicable. Any profit will be clubbed with your income and taxed at your effective tax rate.

Portfolio (Updated on 31st Aug,2022)

No of Debt Holding 30 (Category Avg - 57.52) | Modified Duration 0.67 Years (Category Avg - 0.61)| Yield to Maturity 6.26% (Category Avg - 6.36%)

Type of Holdings

Security Type
% Weight
Category Average
GOI 2.59% 13.38%
CD 33.60% 23.95%
T-Bills 14.60% 6.80%
NCD & Bonds 30.84% 42.07%
CP 16.86% 13.18%
PTC 0.00% 0.05%

Investment / Portfolio Grades

Security Type
% Weight
Category Average
Government Backed 17.19% 20.18%
Low Risk 81.30% 74.91%
Moderate Risk 0.00% 0.00%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 0.00% 0.00%
Name Type of Instrument Weight (%)
TREPS TREPS 1.64%
Net Receivables Net Receivables -0.17%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 30th August, 2022)

  • Standard Deviation

    Low volatility
    1.14vs1.96
    Category Avg
  • Beta

    High volatility
    4.85vs2.44
    Category Avg
  • Sharpe Ratio

    Better risk adjusted returns
    0.85vs0.58
    Category Avg
  • Jension's Alpha

    Better risk adjusted returns
    -0.6vs-0.83
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
UTI Treasury Advantage Fund - Direct Plan - Growth 5 2856.15 0.25 1.26 1.97 6.24 7.12
Aditya Birla Sun Life Low Duration Fund - Direct Plan - Growth 3 12455.73 0.35 1.52 2.31 4.25 6.12
Nippon India Low Duration Fund - Direct Plan - Growth 3 7770.79 0.26 1.35 1.95 4.04 6.08
PGIM India Low Duration Fund - Direct Plan - Growth 1 105.43 0.30 1.37 2.16 4.01 6.47
HDFC Low Duration Fund - Direct Plan - Growth 2 16074.54 0.43 1.67 2.06 3.93 6.03
Axis Treasury Advantage Fund - Direct Plan - Growth 3 5440.32 0.33 1.43 2.02 3.89 5.59
Sundaram Low Duration Fund - Direct Plan - Growth 4 454.76 0.33 1.27 2.11 3.82 4.59
JM Low Duration Fund - (Direct) - Growth 3 138.43 0.27 1.21 1.95 3.77 8.34
L&T Low Duration Fund - Direct Plan - Growth 4 784.63 0.27 1.27 1.88 3.74 5.53
Mirae Asset Savings Fund - Direct Plan - Growth 3 697.28 0.30 1.43 2.01 3.72 5.09

More Funds from

Out of 22 mutual fund schemes offered by this AMC, 2 is/are ranked 5 * , 3 is/are ranked 4 * , 6 is/are ranked 3 * , 5 is/are ranked 2 * , and 6 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
LIC MF Liquid Fund - Direct Plan - Growth 3 5672.99 0.43 1.28 2.28 4.05 4.15
LIC MF Large & Mid Cap Fund - Direct Plan - Growth 3 1944.39 0.54 15.38 4.05 2.91 18.68
LIC MF Banking & PSU Debt Fund - Direct Plan - Growth 5 1302.51 -0.17 0.89 1.07 2.44 5.44
LIC MF Balanced Advantage Fund - Direct Plan - Growth NA 1233.11 -0.83 6.83 3.03 0.00 0.00
LIC MF Savings Fund - Direct Plan - Growth 4 1011.16 0.26 1.20 1.83 3.60 5.55
LIC MF Large Cap Fund - Direct Plan - Growth 2 696.17 -0.68 12.14 -0.15 -4.27 13.70
LIC MF Equity Hybrid Fund - Plan C - Direct Plan - Growth 2 438.85 -0.69 8.81 1.29 -2.33 9.56
LIC MF Tax Plan - Direct Plan - Growth 2 425.43 0.94 15.27 3.46 -0.30 14.11
LIC MF Flexi Cap Fund - Direct Plan - Growth 2 416.98 0.57 13.76 3.59 -1.83 11.68
LIC MF Overnight Fund - Direct Plan - Growth NA 364.26 0.44 1.27 2.27 3.99 3.68

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