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LIC MF Savings Fund - Direct Plan - Growth

  • Regular
  • Direct
Category : Low Duration Fund
Fund House : LIC Mutual Fund
  • NAV
    : ₹ 33.1739 0%
    (as on 16th April, 2021)
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Crisil Rank
Above average performance among peers
Risk-O-Meter
Moderate

Fund has 100.26% investment in Debt of which 23.59% in Government securities, 76.69% in funds invested in very low risk securities..

Suitable For : Investors who want to invest for 1-3 years and are looking for alternative to bank deposits.

This Scheme
VS
  • CRISIL 10 Year Gilt Index
  • NA
  • NA
  • Gold
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Returns (NAV as on 16th April, 2021)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 09-Apr-21 10004.30 0.04% - 0.06% 24/25
1 Month 16-Mar-21 10047.10 0.47% - 0.60% 21/25
3 Month 15-Jan-21 10081.50 0.82% - 1.05% 22/25
6 Month 16-Oct-20 10243.60 2.44% - 2.41% 5/25
YTD 01-Jan-21 10148.60 1.49% - 1.13% 3/25
1 Year 16-Apr-20 10773.60 7.74% 7.74% 7.23% 8/26
2 Year 16-Apr-19 11078.50 10.78% 5.25% 4.24% 16/25
3 Year 16-Apr-18 11971.20 19.71% 6.17% 5.41% 16/25
5 Year 13-Apr-16 13965.00 39.65% 6.89% 6.34% 15/24
Since Inception 02-Jan-13 18544.20 85.44% 7.73% 7.47% 15/25

SIP Returns (NAV as on 16th April, 2021)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 16-Apr-20 12000 12381.7 3.18 % 5.95 %
2 Year 16-Apr-19 24000 25691.82 7.05 % 6.69 %
3 Year 16-Apr-18 36000 39596.64 9.99 % 6.28 %
5 Year 13-Apr-16 60000 70614.43 17.69 % 6.45 %
 

Tax Treatment

Portfolio (Updated on 31st Mar,2021)

No of Debt Holding 25 (Category Avg - 58.54) | Modified Duration 0.59 Years (Category Avg - 0.74)| Yield to Maturity 3.82% (Category Avg - 4.31%)

Type of Holdings

Security Type
% Weight
Category Average
GOI 0.00% 14.93%
CD 11.63% 7.14%
T-Bills 23.59% 7.05%
CP 32.17% 11.12%
NCD & Bonds 32.89% 47.81%
PTC 0.00% 0.53%

Investment / Portfolio Grades

Security Type
% Weight
Category Average
Government Backed 23.59% 21.97%
Low Risk 76.69% 63.11%
Moderate Risk 0.00% 0.00%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 0.00% 0.00%
Name Type of Instrument Weight (%)
TREPS TREPS 1.83%
Net Receivables Net Receivables -2.09%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 31st March, 2021)

  • Standard Deviation

    High volatility
    4.11vs3.37
    Category Avg
  • Beta

    High volatility
    3.26vs2.37
    Category Avg
  • Sharpe Ratio

    Better risk adjusted returns
    0.52vs0.51
    Category Avg
  • Treynor's Ratio

    Better risk adjusted returns
    0.01vs-4.2
    Category Avg
  • Jension's Alpha

    Poor risk adjusted returns
    -5.48vs-0.46
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Baroda Treasury Advantage Fund - Plan B (Direct) - Growth 1 33.93 0.93 1.66 5.26 27.14 -8.35
JM Low Duration Fund - (Direct) - Growth 3 128.50 0.42 0.81 1.66 26.15 5.73
Franklin India Low Duration Fund - Direct - Growth 1 990.88 1.21 2.65 7.51 13.75 5.56
HDFC Low Duration Fund - Direct Plan - Growth 4 19554.48 0.66 0.81 2.48 8.11 7.78
ICICI Prudential Savings Fund - Direct Plan - Growth 5 23971.42 0.53 0.42 2.13 7.86 7.72
Kotak Low Duration Fund - Direct Plan - Growth 3 12541.75 0.72 0.90 2.16 7.81 8.13
Aditya Birla Sun Life Low Duration Fund - Direct Plan - Growth 3 16377.72 0.64 1.03 2.23 7.78 8.13
Nippon India Low Duration Fund - Direct Plan - Growth 2 7031.30 0.77 1.27 2.63 7.28 7.36
Axis Treasury Advantage Fund - Direct Plan - Growth 3 8537.37 0.57 1.02 2.13 6.96 7.74
BNP Paribas Low Duration Fund - Direct Plan - Growth 4 252.31 0.69 1.16 2.28 6.93 7.60

More Funds from LIC Mutual Fund

Out of 20 mutual fund schemes offered by this AMC, 2 is/are ranked 5 * , 5 is/are ranked 4 * , 6 is/are ranked 3 * , 3 is/are ranked 2 * , and 4 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
LIC MF Liquid Fund - Direct Plan - Growth 3 6657.85 0.29 0.83 1.61 3.61 5.78
LIC MF Banking & PSU Debt - Direct Plan - Growth 3 2185.21 0.69 0.58 1.46 7.87 8.61
LIC MF Large & Mid Cap Fund - Direct Plan - Growth 4 1028.27 -1.19 3.33 24.73 57.79 10.34
LIC MF Savings Fund - Direct Plan - Growth 4 844.73 0.47 0.82 2.44 7.74 6.17
LIC MF Large Cap Fund - Direct Plan - Growth 3 501.62 -1.81 0.00 23.25 48.99 11.47
LIC MF Equity Hybrid Fund - Plan C - Direct Plan - Growth 3 434.78 -0.85 -0.25 16.33 34.97 9.34
LIC MF Short Term Debt Fund - Direct Plan - Growth 4 376.26 0.63 0.47 1.48 7.86 0.00
LIC MF Flexi Cap Fund - Direct Plan - Growth 2 358.98 -0.85 -0.04 20.19 42.88 9.24
LIC MF Tax Plan - Direct Plan - Growth 3 335.18 -1.87 0.12 22.44 52.00 8.63
LIC MF Bond Fund - Direct Plan - Growth 4 169.85 1.06 -0.08 0.93 7.35 8.00

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