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LIC MF Savings Fund - Direct Plan - Growth

  • Regular
  • Direct
Category : Low Duration Fund
Fund House : LIC Mutual Fund
  • NAV
    : ₹ 32.5802 0.03%
    (as on 25th November, 2020)
Crisil Rank
Above average performance among peers
Risk-O-Meter
Moderate

Fund has 109.72% investment in Debt of which 23.14% in Government securities, 86.58% in funds invested in very low risk securities..

Suitable For : Investors who want to invest for 1-3 years and are looking for alternative to bank deposits.

This Scheme
VS
  • CRISIL 10 Year Gilt Index
  • NA
  • NA
  • Gold
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Returns (NAV as on 25th November, 2020)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 18-Nov-20 10016.80 0.17% - 0.15% 7/26
1 Month 23-Oct-20 10050.60 0.51% - 0.57% 17/26
3 Month 25-Aug-20 10143.40 1.43% - 1.69% 21/26
6 Month 22-May-20 10436.60 4.37% - 5.36% 12/27
YTD 01-Jan-20 10719.30 7.19% - 5.16% 10/27
1 Year 25-Nov-19 10770.80 7.71% 7.69% 5.08% 11/27
2 Year 22-Nov-18 11275.00 12.75% 6.15% 4.91% 16/26
3 Year 24-Nov-17 12080.20 20.80% 6.49% 5.55% 16/26
5 Year 24-Nov-15 14182.70 41.83% 7.23% 6.56% 14/25
Since Inception 02-Jan-13 18212.30 82.12% 7.88% 7.50% 14/26

SIP Returns (NAV as on 25th November, 2020)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 25-Nov-19 12000 12528.62 4.41 % 8.23 %
2 Year 22-Nov-18 24000 25756.68 7.32 % 6.92 %
3 Year 24-Nov-17 36000 39825.7 10.63 % 6.65 %
5 Year 24-Nov-15 60000 71253.23 18.76 % 6.8 %
 

Tax Treatment

Portfolio (Updated on 31st Oct,2020)

No of Debt Holding 33 (Category Avg - 61.04) | Modified Duration 0.89 Years (Category Avg - 0.79)| Yield to Maturity 3.81% (Category Avg - 4.42%)

Type of Holdings

Security Type
% Weight
Category Average
GOI 3.29% 8.43%
CD 30.26% 7.70%
T-Bills 19.85% 14.13%
CP 18.05% 9.53%
NCD & Bonds 38.27% 44.77%
PTC 0.00% 0.84%

Investment / Portfolio Grades

Security Type
% Weight
Category Average
Government Backed 23.14% 22.56%
Low Risk 86.58% 59.05%
Moderate Risk 0.00% 0.00%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 0.00% 0.00%
Name Type of Instrument Weight (%)
TREPS TREPS 1.07%
Net Receivables Net Receivables -10.79%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 29th October, 2020)

  • Standard Deviation

    Low volatility
    4.1vs4.61
    Category Avg
  • Beta

    High volatility
    0.99vs0.84
    Category Avg
  • Sharpe Ratio

    Better risk adjusted returns
    0.58vs0.32
    Category Avg
  • Treynor's Ratio

    Poor risk adjusted returns
    0.02vs1.44
    Category Avg
  • Jension's Alpha

    Poor risk adjusted returns
    -1.7vs-1.4
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
JM Low Duration Fund - (Direct) - Growth 3 128.99 0.42 1.30 23.41 27.06 6.22
Kotak Low Duration Fund - Direct Plan - Growth 3 9426.55 0.66 1.98 4.78 9.00 8.68
Aditya Birla Sun Life Low Duration Fund - Direct Plan - Growth 4 14195.65 0.65 1.91 4.51 8.68 8.58
HDFC Low Duration Fund - Direct Plan - Growth 3 20984.13 0.73 2.05 4.75 8.63 8.07
ICICI Prudential Savings Fund - Direct Plan - Growth 3 23676.84 0.70 1.98 4.56 8.48 8.20
BNP Paribas Low Duration Fund - Direct Plan - Growth 4 402.30 0.53 1.76 3.69 8.25 7.98
Nippon India Low Duration Fund - Direct Plan - Growth 2 6949.09 0.67 1.89 4.56 8.18 7.66
Axis Treasury Advantage Fund - Direct Plan - Growth 4 8818.86 0.54 1.61 3.86 7.80 8.26
Tata Treasury Advantage Fund - Direct Plan - Growth 3 1617.35 0.58 1.69 3.83 7.77 5.91
L&T Low Duration Fund - Direct Plan - Growth 2 1012.69 0.57 1.76 6.14 7.71 6.72

More Funds from LIC Mutual Fund

Out of 20 mutual fund schemes offered by this AMC, 1 is/are ranked 5 * , 3 is/are ranked 4 * , 10 is/are ranked 3 * , 2 is/are ranked 2 * , and 4 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
LIC MF Liquid Fund - Direct Plan - Growth 3 6763.10 0.26 0.82 1.75 4.64 6.29
LIC MF Banking & PSU Debt - Direct Plan - Growth 3 1771.09 0.73 2.15 4.20 9.08 9.19
LIC MF Savings Fund - Direct Plan - Growth 4 946.82 0.51 1.43 4.37 7.69 6.49
LIC MF Large & Mid Cap Fund - Direct Plan - Growth 4 791.96 7.19 9.78 37.07 8.86 6.89
LIC MF Short Term Debt Fund - Direct Plan - Growth 3 482.45 0.81 2.36 4.25 9.35 0.00
LIC MF Large Cap Fund - Direct Plan - Growth 3 405.42 9.57 11.79 34.14 7.39 8.28
LIC MF Equity Hybrid Fund - Plan C - Direct Plan - Growth 3 399.95 6.21 8.65 27.03 5.75 5.56
LIC MF Multicap Fund - Direct Plan - Growth 3 303.00 7.08 9.35 32.00 4.80 3.28
LIC MF Tax Plan - Direct Plan - Growth 3 277.27 7.35 10.43 36.32 2.94 6.42
LIC MF Bond Fund - Direct Plan - Growth 3 232.69 0.51 2.25 3.28 9.55 8.16

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