Aditya Birla Sun Life Low Duration Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Low Duration Fund

Fund House : Aditya Birla Sun Life Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 610.1895 0.01%
(as on 28th March, 2023)

Crisil Rank

Average performance among peers

Fund Size

: ₹ 10035.61 Cr

(10.92% of Investment in Category)

Expense Ratio

: 0.39%

(0.35% Category average)

Risk-O-Meter

Moderate

Low Duration Fund :Low Duration Fund : The fund has 101.5% investment in Debt, of which 14.5% in Government securities, 86.81% is in Low Risk securities.

Suitable For : Investors who want to invest for 1-3 years and are looking for alternative to bank deposits.

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3M
6M
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This Scheme

VS

CRISIL 10 Year Gilt Index

1.48%

1.79%

3.79%

3.51%

2.1%

5.8%

4.7%
NA
0.6%

1.72%

2.83%

4.6%

4.62%

5.54%

7.08%

NA
Gold

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Returns Calculator
SIP Calculator
VIP (Value Avg)

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Returns (NAV as on 28th March, 2023)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	21-Mar-23	10012.10	0.12%	-	0.12%	9/23
1 Month	28-Feb-23	10056.50	0.57%	-	0.60%	16/23
3 Month	28-Dec-22	10165.70	1.66%	-	1.72%	7/23
6 Month	28-Sep-22	10341.50	3.42%	-	2.83%	4/23
YTD	30-Dec-22	10159.00	1.59%	-	1.67%	8/23
1 Year	28-Mar-22	10558.00	5.58%	5.58%	4.60%	3/23
2 Year	26-Mar-21	11067.10	10.67%	5.19%	4.62%	2/22
3 Year	27-Mar-20	11904.80	19.05%	5.98%	5.49%	3/22
5 Year	28-Mar-18	14006.90	40.07%	6.97%	5.54%	1/22
10 Year	28-Mar-13	21552.10	115.52%	7.98%	7.07%	1/20
Since Inception	02-Jan-13	21985.30	119.85%	8.00%	7.08%	1/22

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 28th March, 2023)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	28-Mar-22	12000	12407.41	3.4 %	6.37 %
2 Year	26-Mar-21	24000	25386.26	5.78 %	5.51 %
3 Year	27-Mar-20	36000	39087.27	8.58 %	5.42 %
5 Year	28-Mar-18	60000	70238.55	17.06 %	6.24 %
10 Year	28-Mar-13	120000	174492.47	45.41 %	7.27 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

If sold after 3 years from purchase date, long term capital gain tax will be applicable. Current tax rate is the lower of (a) 10% of profit or (b) 20% of profit adjusted after indexation benefits. Any cess/surcharge is not included.|If sold before 3 years from purchase date, short term capital gain tax will be applicable. Any profit will be clubbed with your income and taxed at your effective tax rate.

Portfolio (Updated on 28th Feb,2023)

No of Debt Holding 122 (Category Avg - 55.00) | Modified Duration 0.99 Years (Category Avg - 0.74)| Yield to Maturity 8.18% (Category Avg - 7.73%)

Type of Holdings

Security Type	% Weight	Category Average
GOI	5.30%	11.93%
CD	34.40%	30.66%
T-Bills	9.20%	3.84%
NCD & Bonds	49.83%	38.32%
CP	2.83%	10.45%
PTC	0.00%	0.11%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	14.50%	15.76%
Low Risk	86.81%	74.98%
Moderate Risk	0.25%	4.56%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
Reverse Repo	Reverse Repo	6.22%
TREPS	TREPS	0.84%
Net Receivables	Net Receivables	-8.56%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 01st January, 1970)

No data available. Ratios are only available for the funds which are 3 years old.

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Franklin India Low Duration Fund - Segregated Portfolio 2 - 10.90% Vodafone Idea Ltd 02Sep2023 (P/C 03Sep2021) - Direct - Growth Plan	NA	44.25	1.10	3.60	7.49	6.25	0.00
ICICI Prudential Savings Fund - Direct Plan - Growth	5	21144.67	0.55	1.65	3.29	5.62	5.78
Sundaram Low Duration Fund - Direct Plan - Growth	2	433.15	0.59	1.68	3.48	5.56	4.65
PGIM India Low Duration Fund - Direct Plan - Growth	1	97.80	0.59	1.64	3.37	5.53	3.99
Kotak Low Duration Fund - Direct Plan - Growth	2	7420.43	0.59	1.70	3.44	5.37	5.84
HDFC Low Duration Fund - Direct Plan - Growth	1	14779.54	0.55	1.62	3.31	5.37	5.89
Nippon India Low Duration Fund - Direct Plan - Growth	2	6232.36	0.55	1.60	3.36	5.28	5.78
Axis Treasury Advantage Fund - Direct Plan - Growth	3	4614.22	0.58	1.65	3.33	5.28	5.47
Mahindra Manulife Low Duration Fund - Direct Plan - Growth	3	395.91	0.59	1.68	3.40	5.24	5.18
SBI Magnum Low Duration Fund - Direct Plan - Growth	1	7717.27	0.60	1.65	3.40	5.23	5.21

Detailed Comparison

More Funds from Aditya Birla Sun Life Mutual Fund

Out of 82 mutual fund schemes offered by this AMC, 1 is/are ranked 5 * , 5 is/are ranked 4 * , 7 is/are ranked 3 * , 8 is/are ranked 2 * , 8 is/are ranked 1 * , and 53 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Aditya Birla Sun Life Liquid Fund - Direct Plan - Growth	1	28071.52	0.51	1.63	3.29	5.67	4.32
Aditya Birla Sun Life Frontline Equity Fund - Direct Plan - Growth	3	21131.98	-2.09	-5.99	0.14	0.20	26.81
Aditya Birla Sun Life Flexi Cap Fund - Direct Plan - Growth	3	15449.93	-2.43	-6.36	-0.88	-4.22	26.21
Aditya Birla Sun Life Savings Fund - Direct Plan - Growth	1	14457.08	0.52	1.66	3.36	5.46	5.45
Aditya Birla Sun Life Overnight Fund - Direct Plan - Growth	NA	13399.78	0.49	1.56	3.07	5.43	3.91
Aditya Birla Sun Life Money Manager Fund - Direct Plan - Growth	2	13095.50	0.60	1.73	3.49	5.63	5.27
Aditya Birla Sun Life Tax Relief 96 - Direct Plan - Growth	1	12755.21	-2.80	-8.43	-3.98	-3.46	16.04
Aditya Birla Sun Life Floating Rate Fund - Direct Plan - Growth	5	12364.93	0.59	1.70	3.45	5.53	5.89
Aditya Birla Sun Life Corporate Bond Fund - Direct Plan - Growth	4	12120.62	0.64	1.56	3.51	4.70	6.57
Aditya Birla Sun Life Low Duration Fund - Direct Plan - Growth	3	10035.61	0.56	1.66	3.41	5.58	5.98