LIC MF Low Duration Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

No of Debt Holding 41 (Category Avg - 77.09) | Modified Duration 0.91 Years (Category Avg - 0.88)| Yield to Maturity 6.65% (Category Avg - 6.66%)

Portfolio Summary (as on 31st Oct,2025)

Security Type	% Weight	Category Average
GOI	5.23%	6.83%
CD	35.08%	19.26%
T-Bills	0.00%	3.86%
CP	17.15%	3.43%
NCD & Bonds	36.96%	59.25%
PTC	0.00%	2.31%

Category - Low Duration Fund

Security Type	% Weight	Category Average
Government Backed	5.23%	10.68%
Low Risk	89.19%	84.25%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Low Duration Fund

Debt holding in Portfolio (as on 31st Oct,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	1207.61	7.16%	2.50 k
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	LAAA	ICRA	789.66	4.68%	7.50 k
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	LAAA	ICRA	532.16	3.15%	5.00 k
Bond - Bajaj Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	519.58	3.08%	500.00
Bond - Bajaj Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	515.68	3.06%	5.00 k
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	LAAA	ICRA	511.64	3.03%	5.00 k
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	511.08	3.03%	5.00 k
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	509.42	3.02%	5.00 k
Bond - Govt of India	GOI	Other			509.09	3.02%	50.00 L
Bond - 360 One Prime Ltd.	NCD & Bonds	Non banking financial company (nbfc)	LAA	ICRA	507.17	3.01%	5.00 k
Bond - Aditya Birla Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	LAAA	ICRA	506.58	3.00%	5.00 L
Bond - Poonawalla Fincorp Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	501.74	2.97%	5.00 k
Bond - Nuvama Wealth Management Ltd.	CP	Other financial services	P1+	CRISIL	498.70	2.96%	1.00 k
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	496.38	2.94%	1.00 k
Bond - Time Technoplast Ltd.	CP	Plastic products - industrial	A1+	ICRA	494.81	2.93%	1.00 k
Bond - Time Technoplast Ltd.	CP	Plastic products - industrial	A1+	ICRA	494.60	2.93%	1.00 k
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	492.30	2.92%	1.00 k
Bond - National Bank for Agriculture & Rural Development	CD	Financial institution	P1+	CRISIL	492.12	2.92%	1.00 k
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	483.79	2.87%	1.00 k
Bond - Standard Chartered Capital Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	483.75	2.87%	1.00 k
Bond - Small Industries Development Bank Of India	CD	Financial institution	P1+	CRISIL	483.38	2.86%	1.00 k
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	476.81	2.83%	1.00 k
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	471.01	2.79%	1.00 k
Bond - Small Industries Development Bank Of India	CD	Financial institution	P1+	CRISIL	393.62	2.33%	800.00
Bond - Indostar Capital Finance Private Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	379.94	2.25%	800.00
Bond - Indian Bank	CD	Public sector bank	F1+	FITCH	293.29	1.74%	600.00
Bond - Govt of India	GOI	Other			260.05	1.54%	25.00 L
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	259.92	1.54%	250.00
Bond - Tata Capital Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	259.04	1.54%	2.50 k
Bond - Kotak Securities Ltd.	CP	Stockbroking & allied	A1+	ICRA	247.59	1.47%	500.00
Bond - National Thermal Power Corporation Ltd.	CP	Power generation	F1+	FITCH	244.75	1.45%	500.00
Bond - Au Small Finance Bank Ltd.	CD	Other bank	P1+	CRISIL	242.15	1.44%	500.00
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	238.19	1.41%	500.00
Bond - Indian Railway Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	153.66	0.91%	1.50 k
Bond - Govt of India	GOI	Other			112.45	0.67%	15.41 L
Bond - Punjab National Bank	CD	Public sector bank	P1+	CRISIL	97.77	0.58%	200.00
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	LAAA	ICRA	53.63	0.32%	50.00
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	AAA	CRISIL	53.46	0.32%	500.00
Bond - Tata Capital Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	51.04	0.30%	50.00
Bond - Bajaj Financial Securities Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	49.61	0.29%	100.00
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	48.35	0.29%	100.00

Name	Type of Instrument	Weight (%)
TREPS	TREPS	5.40%
Net Receivables	Net Receivables	0.21%

LIC MF Low Duration Fund - Direct Plan - Growth

Portfolio Summary (as on 31st Oct,2025)

Debt holding in Portfolio (as on 31st Oct,2025)

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