Kotak Small Cap Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Small Cap Fund

Fund House : Kotak Mahindra Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 306.491 0.1%
(as on 04th September, 2025)

Crisil Rating

Below average performance among peers

Fund Size

: ₹ 17902.58 Cr

(5.03% of Investment in Category)

Expense Ratio

: 0.52%

(0.63% Category average)

Risk-O-Meter

Very High Risk

Small Cap Fund :Small Cap Fund : The fund has 97.92% investment in domestic equities of which 3.77% is in Large Cap stocks, 4.31% is in Mid Cap stocks, 54.18% in Small Cap stocks.

Suitable For : Investors who are looking to invest money for at least 3-4 years and looking for very high returns. At the same time, these investors should also be ready for possibility of higher losses in their investments.

1M
3M
6M
1Y
2Y
5Y
ALL

This Scheme

VS

Benchmark
Nifty Smallcap 250 TRI

-0.83%

-0.84%

21.64%

-7.39%

18.56%

29.05%

12.27%
NA
-0.25%

1.49%

20.77%

-3.9%

18.25%

30.04%

19.31%

NA
Gold

Compare with

Date : -
NAV : -

1M
3M
6M
9M
1Y
2Y
3Y
5Y
ALL

Date : -
Investment : -
Value on selected date : -

Returns Calculator
SIP Calculator
VIP (Value Avg)

Amount

₹

Investment Date
Sell Date

Investment Value

-
Sell Value

-
Profit/Loss

-
Annualised Returns

-

Date : -
Investment : -
Value on selected date : -

Returns (NAV as on 04th September, 2025)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	28-Aug-25	10196.10	1.96%	-	1.83%	10/31
1 Month	04-Aug-25	10037.10	0.37%	-	-0.25%	8/31
3 Month	04-Jun-25	10050.80	0.51%	-	1.49%	21/30
6 Month	04-Mar-25	11977.80	19.78%	-	20.77%	19/30
YTD	01-Jan-25	9456.60	-5.43%	-	-2.82%	22/29
1 Year	04-Sep-24	9420.00	-5.80%	-5.80%	-3.90%	17/28
2 Year	04-Sep-23	13283.80	32.84%	15.23%	18.25%	19/24
3 Year	02-Sep-22	16127.60	61.28%	17.22%	21.33%	20/23
5 Year	04-Sep-20	36221.40	262.21%	29.34%	30.04%	13/21
10 Year	04-Sep-15	58504.00	485.04%	19.30%	18.71%	7/13
Since Inception	02-Jan-13	100432.90	904.33%	19.95%	19.31%	18/31

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 04th September, 2025)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	04-Sep-24	12000	12166.5	1.39 %	2.57 %
2 Year	04-Sep-23	24000	26476.72	10.32 %	9.73 %
3 Year	02-Sep-22	36000	45609.94	26.69 %	15.95 %
5 Year	04-Sep-20	60000	97242.12	62.07 %	19.37 %
10 Year	04-Sep-15	120000	361632.29	201.36 %	20.89 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakh. Any cess/surcharge is not included. If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 20%. Any cess/surcharge is not included in the 20%.

Portfolio (Updated on 31st Jul,2025)

Portfolio Turnover Ratio : 20.89% | Category average turnover ratio is 110.55%

Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)

Equity Holding : 97.92% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 97.92%

No of Stocks : 78 (Category Avg - 87.52) | Large Cap Investments : 3.77%| Mid Cap Investments : 4.31% | Small Cap Investments : 54.18% | Other : 35.66%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
Aster DM Healthcare Ltd.	Hospital	7112	3.97%	0.08%	3.97% (Jul 2025)	1.65% (Aug 2024)	1.18 Cr	0.00
Krishna Institute of Medical Sciences Ltd.	Hospital	6350.7	3.55%	0.39%	3.55% (Jul 2025)	2.32% (Aug 2024)	84.54 L	0.00
Vijaya Diagnostic Centre Ltd.	Healthcare service provider	5621.6	3.14%	0.53%	3.15% (Mar 2025)	2.27% (Aug 2024)	52.29 L	4.48 L
Techno Electric & Engineering Co. Ltd.	Civil construction	5375.7	3.00%	-0.28%	3.3% (Aug 2024)	2.35% (Jan 2025)	36.91 L	0.00
Century Plyboards India Ltd.	Plywood boards/ laminates	4847.6	2.71%	-0.08%	3.3% (Feb 2025)	2.62% (Nov 2024)	66.27 L	0.00
Cyient Ltd.	It enabled services	4309.8	2.41%	-0.14%	3.56% (Aug 2024)	2.41% (Jul 2025)	35.75 L	0.00
Garware Technical Fibres Ltd.	Other textile products	4294.7	2.40%	-0.05%	2.57% (Mar 2025)	1.94% (Aug 2024)	47.79 L	0.00
Brigade Enterprises Ltd.	Residential, commercial projects	4144.4	2.31%	-0.22%	2.68% (Feb 2025)	1.13% (Aug 2024)	41.12 L	0.00
Amber Enterprises India Ltd.	Household appliances	3859	2.16%	0.34%	2.56% (Dec 2024)	1.57% (Aug 2024)	4.85 L	0.00
Kalpataru Power Transmission Ltd.	Civil construction	3811.8	2.13%	-0.11%	2.24% (Jun 2025)	1.6% (Nov 2024)	33.22 L	35.00 k

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
TREPS	TREPS	2.03%
Net Receivables	Net Receivables	0.05%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 29th August, 2025)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

Low volatility

13.45vs15.43

Category Avg
Beta
Beta value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A beta value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

Low volatility

0.7vs0.83

Category Avg
Sharpe Ratio
Sharpe ratio indicates how much risk was taken to generate the returns. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Sharpe ratio of 1.40 and fund B has a Sharpe ratio of 1.25, you can chooses fund A, as it has given higher risk-adjusted return.

Poor risk adjusted returns

0.71vs0.87

Category Avg
Treynor's Ratio
Treynor's ratio indicates how much excess return was generated for each unit of risk taken. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the beta of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Treynor's ratio of 1.40 and fund B has a Treynor's ratio of 1.25, then you can chooses fund A, as it has given higher risk-adjusted return.

Poor risk adjusted returns

0.14vs0.16

Category Avg
Jensen's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Poor risk adjusted returns

-1.61vs1.53

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Motilal Oswal Small Cap Fund - Direct Plan - Growth	NA	5294.30	-0.79	0.07	18.81	3.13	0.00
PGIM India Small Cap Fund - Direct Plan - Growth	2	1582.84	0.17	5.66	23.96	1.33	15.43
Invesco India Smallcap Fund - Direct - Growth	4	7580.46	-0.13	1.91	21.92	0.90	26.56
HDFC Small Cap Fund - Direct Plan - Growth	3	36353.10	1.02	4.41	25.54	0.45	24.36
Axis Small Cap Fund - Direct Plan - Growth	4	26142.65	-0.26	1.37	18.73	0.38	20.14
Quantum Small Cap Fund - Direct Plan - Growth	NA	149.11	-0.62	0.94	20.09	-0.46	0.00
ITI Small Cap Fund - Direct Plan - Growth	5	2679.81	-1.19	0.06	21.16	-1.12	27.66
Union Small Cap Fund - Direct Plan - Growth	1	1681.61	0.46	4.61	24.64	-1.42	18.31
UTI Small Cap Fund - Direct Plan - Growth	4	4780.24	-0.61	1.98	19.85	-1.43	20.04
Bandhan Small Cap Fund - Direct Plan - Growth	5	14062.19	-0.86	0.76	21.71	-1.86	30.15

Detailed Comparison

More Funds from Kotak Mahindra Mutual Fund

Out of 86 mutual fund schemes offered by this AMC, 1 is/are ranked 5 * , 3 is/are ranked 4 * , 14 is/are ranked 3 * , 6 is/are ranked 2 * , 2 is/are ranked 1 * , and 60 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Kotak Arbitrage Fund - Direct Plan - Growth	5	71608.20	0.38	1.61	3.56	7.40	7.80
Kotak Midcap Fund - Direct Plan - Growth	3	57375.20	1.62	5.74	25.26	2.53	22.45
Kotak Flexi Cap Fund - Direct Plan - Growth	3	53293.04	0.88	1.18	17.67	1.90	17.30
Kotak Liquid Fund - Direct Plan - Growth	2	38176.23	0.48	1.49	3.38	7.01	7.06
Kotak Money Market Fund - Direct Plan - Growth	3	35214.67	0.48	1.60	4.16	7.95	7.57
Kotak Large & Midcap Fund - Direct Plan - Growth	3	28084.13	1.12	2.55	17.57	-0.61	19.62
Kotak Multicap Fund - Direct Plan - Growth	3	18854.40	3.49	3.61	20.51	-2.59	24.49
Kotak Bond Short Term Plan - Direct Plan - Growth	4	18174.25	-0.04	0.71	4.57	8.49	7.85
Kotak Small Cap Fund - Direct Plan - Growth	2	17902.58	0.41	1.11	20.35	-5.69	17.20
Kotak Corporate Bond Fund - Direct Plan - Growth	3	17810.61	-0.09	0.64	4.68	8.60	7.85