Kotak Money Market Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Money Market Fund

Fund House : Kotak Mahindra Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 3776.3995 0.02%
(as on 25th January, 2023)

Crisil Rank

Above average performance among peers

Fund Size

: ₹ 12834.69 Cr

(11.57% of Investment in Category)

Expense Ratio

: 0.25%

(0.21% Category average)

Risk-O-Meter

Moderate

Money Market Fund :Money Market Fund : The fund has 98.35% investment in Debt, of which 22.41% in Government securities, 75.94% is in Low Risk securities.

Suitable For : Investors who want to invest for very short term and are looking for alternative to bank accounts/deposits.

1M
3M
6M
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5Y
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This Scheme

VS

CRISIL 10 Year Gilt Index

0.35%

2.47%

3.5%

1.77%

1.09%

5.61%

4.67%
NA
0.6%

1.72%

2.98%

4.93%

4.39%

6.07%

6.17%

NA
Gold

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Returns Calculator
SIP Calculator
VIP (Value Avg)

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Returns (NAV as on 25th January, 2023)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	18-Jan-23	10012.10	0.12%	-	0.12%	13/22
1 Month	23-Dec-22	10061.00	0.61%	-	0.60%	7/22
3 Month	25-Oct-22	10174.30	1.74%	-	1.72%	12/22
6 Month	25-Jul-22	10301.60	3.02%	-	2.98%	10/20
YTD	30-Dec-22	10044.80	0.45%	-	0.44%	9/22
1 Year	25-Jan-22	10512.40	5.12%	5.12%	4.93%	7/20
2 Year	25-Jan-21	10921.80	9.22%	4.51%	4.39%	8/18
3 Year	24-Jan-20	11522.80	15.23%	4.83%	4.87%	11/17
5 Year	25-Jan-18	13414.80	34.15%	6.05%	6.07%	9/14
10 Year	24-Jan-13	19957.80	99.58%	7.15%	7.20%	11/14
Since Inception	01-Jan-13	20064.90	100.65%	7.16%	6.17%	11/22

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 25th January, 2023)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	25-Jan-22	12000	12368.53	3.07 %	5.7 %
2 Year	25-Jan-21	24000	25244.69	5.19 %	4.93 %
3 Year	24-Jan-20	36000	38691.71	7.48 %	4.73 %
5 Year	25-Jan-18	60000	68649.58	14.42 %	5.32 %
10 Year	24-Jan-13	120000	166542.93	38.79 %	6.38 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

If sold after 3 years from purchase date, long term capital gain tax will be applicable. Current tax rate is the lower of (a) 10% of profit or (b) 20% of profit adjusted after indexation benefits. Any cess/surcharge is not included.|If sold before 3 years from purchase date, short term capital gain tax will be applicable. Any profit will be clubbed with your income and taxed at your effective tax rate.

Portfolio (Updated on 31st Dec,2022)

No of Debt Holding 73 (Category Avg - 46.77) | Modified Duration 0.35 Years (Category Avg - 0.35)| Yield to Maturity 7.12% (Category Avg - 6.98%)

Type of Holdings

Security Type	% Weight	Category Average
GOI	2.15%	3.76%
CD	41.00%	43.55%
T-Bills	20.26%	19.91%
CP	34.94%	33.37%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	22.41%	23.67%
Low Risk	75.94%	76.92%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
TREPS	TREPS	2.03%
Net Receivables	Net Receivables	-0.38%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 01st January, 1970)

No data available. Ratios are only available for the funds which are 3 years old.

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Nippon India Money Market Fund - Direct Plan - Growth	5	10238.33	0.62	1.79	3.11	5.28	5.04
Tata Money Market Fund - Direct Plan - Growth	4	8617.75	0.63	1.81	3.14	5.25	5.26
PGIM India Money Market Fund - Direct Plan - Growth	NA	194.26	0.61	1.75	3.03	5.18	0.00
UTI Money Market Fund - Direct Plan - Growth	4	7440.48	0.61	1.75	3.07	5.17	5.00
Aditya Birla Sun Life Money Manager Fund - Direct Plan - Growth	2	13544.23	0.63	1.79	3.10	5.15	5.23
Axis Money Market Fund - Direct Plan - Growth	3	3228.09	0.62	1.78	3.05	5.12	5.08
HDFC Money Market Fund - Direct Plan - Growth	3	13975.66	0.61	1.78	3.07	5.12	5.20
ICICI Prudential Money Market Fund - Direct Plan - Growth	3	11137.00	0.61	1.73	3.06	5.06	5.02
SBI Savings Fund - Direct Plan - Growth	3	18532.83	0.61	1.75	3.03	5.03	4.99
Mirae Asset Money Market Fund - Direct Plan - Growth	NA	57.95	0.58	1.65	2.88	4.96	0.00

Detailed Comparison

More Funds from Kotak Mahindra Mutual Fund

Out of 49 mutual fund schemes offered by this AMC, 1 is/are ranked 5 * , 8 is/are ranked 4 * , 13 is/are ranked 3 * , 2 is/are ranked 2 * , and 25 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Kotak Flexi Cap Fund - Direct Plan - Growth	3	37418.30	0.73	0.53	7.48	4.06	12.88
Kotak Liquid Fund - Direct Plan - Growth	3	28384.88	0.55	1.65	3.03	5.07	4.16
Kotak Emerging Equity Fund - Direct Plan - Growth	4	23334.64	-0.20	-1.53	4.39	5.63	20.73
Kotak Equity Arbitrage Fund - Direct Plan - Growth	4	21565.89	0.77	1.83	3.20	5.35	4.90
Kotak Balanced Advantage Fund - Direct Plan - Growth	NA	14445.09	1.06	1.79	5.65	5.84	10.96
Kotak Bond Short Term Plan - Direct Plan - Growth	4	13372.20	0.48	1.82	3.12	4.06	6.13
Kotak Money Market Fund - Direct Plan - Growth	4	12834.69	0.61	1.74	3.02	5.12	4.83
Kotak Savings Fund - Direct Plan - Growth	3	12060.43	0.58	1.68	2.96	5.02	4.94
Kotak Equity Opportunities Fund - Direct Plan - Growth	3	11555.33	0.81	-0.64	6.78	6.40	16.15
Kotak Corporate Bond Fund - Direct Plan - Growth	3	8839.58	0.49	1.69	3.01	4.15	5.90