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Franklin India Savings Fund - Direct - Growth

  • Regular
  • Direct
Category : Money Market Fund
  • NAV
    : ₹ 41.5871 0.01%
    (as on 27th May, 2022)
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Crisil Rank
Above average performance among peers
Risk-O-Meter
Low to Moderate

Fund has 191.23% investment in Debt of which 67.92% in Government securities, 123.33% in funds invested in very low risk securities..

Suitable For : Investors who want to invest for very short term and are looking for alternative to bank accounts/deposits.

This Scheme
VS
  • CRISIL 10 Year Gilt Index
  • NA
  • NA
  • Gold
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Returns (NAV as on 27th May, 2022)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 20-May-22 10010.00 0.10% - 0.11% 16/20
1 Month 27-Apr-22 9997.80 -0.02% - 0.03% 16/20
3 Month 25-Feb-22 10063.60 0.64% - 0.72% 16/20
6 Month 26-Nov-21 10156.00 1.56% - 1.67% 16/20
YTD 31-Dec-21 10121.20 1.21% - 1.32% 16/20
1 Year 27-May-21 10347.00 3.47% 3.47% 3.56% 12/18
2 Year 27-May-20 10796.60 7.97% 3.91% 3.89% 11/18
3 Year 27-May-19 11686.50 16.86% 5.33% 5.34% 9/15
5 Year 26-May-17 13582.60 35.83% 6.31% 6.14% 7/14
Since Inception 01-Jan-13 19837.20 98.37% 7.55% 6.37% 4/20

SIP Returns (NAV as on 27th May, 2022)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 27-May-21 12000 12204.83 1.71 % 3.19 %
2 Year 27-May-20 24000 24880.48 3.67 % 3.51 %
3 Year 27-May-19 36000 38402.8 6.67 % 4.24 %
5 Year 26-May-17 60000 68884.8 14.81 % 5.47 %
 

Tax Treatment

If sold after 3 years from purchase date, long term capital gain tax will be applicable. Current tax rate is the lower of (a) 10% of profit or (b) 20% of profit adjusted after indexation benefits. Any cess/surcharge is not included.|If sold before 3 years from purchase date, short term capital gain tax will be applicable. Any profit will be clubbed with your income and taxed at your effective tax rate.

Portfolio (Updated on 30th Apr,2022)

No of Debt Holding 40 (Category Avg - 50.60) | Modified Duration 0.44 Years (Category Avg - 0.41)| Yield to Maturity 4.50% (Category Avg - 4.52%)

Type of Holdings

Security Type
% Weight
Category Average
GOI 0.00% 9.61%
CD 52.18% 30.52%
T-Bills 67.92% 23.51%
CP 71.15% 35.73%

Investment / Portfolio Grades

Security Type
% Weight
Category Average
Government Backed 67.92% 33.12%
Low Risk 123.33% 66.25%
Moderate Risk 0.00% 0.00%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 0.00% 0.00%
Name Type of Instrument Weight (%)
Net Receivables Net Receivables 4.38%
Reverse Repo Reverse Repo 4.29%
Net Receivables Net Receivables 0.09%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 29th April, 2022)

  • Standard Deviation

    Low volatility
    0.86vs1.07
    Category Avg
  • Sharpe Ratio

    Better risk adjusted returns
    1.77vs1.12
    Category Avg
  • Treynor's Ratio

    Better risk adjusted returns
    4.03vs0.83
    Category Avg
  • Jension's Alpha

    Better risk adjusted returns
    1.48vs-0.09
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
PGIM India Money Market Fund - Direct Plan - Growth NA 61.82 0.20 0.92 1.87 3.85 0.00
Tata Money Market Fund - Direct Plan - Growth 3 9969.44 0.01 0.77 1.82 3.82 5.51
Nippon India Money Market - Direct Plan - Growth 5 11265.13 0.09 0.84 1.88 3.82 5.37
UTI Money Market Fund - Direct Plan - Growth 4 10560.65 0.08 0.81 1.82 3.75 5.32
Kotak Money Market - Direct Plan - Growth 3 15402.02 0.07 0.83 1.83 3.74 5.17
Axis Money Market Fund - Direct Plan - Growth 3 5852.40 0.05 0.77 1.78 3.73 0.00
Aditya Birla Sun Life Money Manager Fund - Direct Plan - Growth 1 16158.85 -0.01 0.72 1.75 3.73 5.56
HDFC Money Market Fund - Direct Plan - Growth 2 14051.87 0.04 0.77 1.77 3.72 5.58
SBI Savings Fund - Direct Plan - Growth 2 23656.35 0.00 0.72 1.72 3.65 5.43
ICICI Prudential Money Market Fund - Direct Plan - Growth 1 13001.69 0.03 0.75 1.69 3.61 5.34

More Funds from Franklin Templeton Mutual Fund

Out of 47 mutual fund schemes offered by this AMC, 4 is/are ranked 4 * , 6 is/are ranked 3 * , 7 is/are ranked 2 * , 6 is/are ranked 1 * , and 24 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Franklin India Flexi Cap Fund - Direct - Growth 4 9743.74 -5.07 -3.21 -5.65 9.67 14.91
Franklin India Focused Equity Fund - Direct - Growth 3 7583.09 -3.79 -2.58 -4.87 6.77 13.11
Franklin India Prima Fund - Direct - Growth 1 7308.80 -8.03 -4.84 -11.84 -0.63 11.60
Franklin India Smaller Companies Fund - Direct - Growth 2 7014.48 -10.24 -5.33 -9.68 9.01 14.63
Franklin India Bluechip Fund - Direct - Growth 2 6257.04 -2.73 -2.29 -7.06 1.30 11.71
Franklin India Taxshield Fund - Direct - Growth 2 4726.71 -5.03 -2.89 -5.82 7.75 12.18
Franklin India Equity Advantage Fund - Direct - Growth 2 2714.52 -4.08 -1.32 -7.74 7.52 12.62
Franklin India Liquid Fund - Super Institutional - Direct - Growth 4 1523.45 0.28 0.89 1.80 3.53 4.35
Franklin India Equity Hybrid Fund - Direct - Growth 3 1364.85 -3.26 -1.60 -4.21 4.24 11.68
Templeton India Equity Income Fund - Direct - Growth NA 1245.95 -2.42 2.09 1.94 19.65 21.23

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