ITI Liquid Fund - Regular Plan - IDCW - Daily

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Liquid Fund

Fund House : ITI Asset Management Ltd.

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 1001 0%
(as on 12th November, 2025)

Crisil Rating

Not Rated

Rank not available for the fund

Fund Size

: ₹ 66.35 Cr

(0.01% of Investment in Category)

Expense Ratio

: 0.25%

(0.26% Category average)

Risk-O-Meter

Low to Moderate Risk

Liquid Fund :Liquid Fund : The fund has 90.81% investment in Debt, of which 20.26% in Government securities, 70.55% is in Low Risk securities.

Suitable For : Investors who want to invest for very short term and are looking for alternative to bank accounts/deposits.

1M
3M
6M
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5Y
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This Scheme

VS

CRISIL Liquid Debt A-I Index

0.48%

1.43%

2.98%

6.56%

6.95%

5.77%

7.38%
NA
0.48%

1.42%

2.96%

6.57%

6.92%

5.63%

6.31%

NA
Gold

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Returns Calculator
SIP Calculator
VIP (Value Avg)

Amount

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Profit/Loss

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Returns (NAV as on 12th November, 2025)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	05-Nov-25	10009.20	0.09%	-	0.11%	33/40
1 Month	10-Oct-25	10048.30	0.48%	-	0.48%	33/39
3 Month	12-Aug-25	10135.80	1.36%	-	1.42%	31/39
6 Month	12-May-25	10294.60	2.95%	-	2.96%	19/38
YTD	01-Jan-25	10550.20	5.50%	-	5.60%	31/38
1 Year	12-Nov-24	10646.80	6.47%	6.47%	6.57%	31/37
2 Year	12-Nov-23	11382.10	13.82%	6.68%	6.92%	33/37
3 Year	12-Nov-22	12122.50	21.22%	6.62%	6.90%	32/36
5 Year	12-Nov-20	12989.30	29.89%	5.37%	5.63%	32/35
Since Inception	24-Apr-19	13671.80	36.72%	4.88%	6.31%	36/40

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 12th November, 2025)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	12-Nov-24	12000	12398.86	3.32 %	6.18 %
2 Year	12-Nov-23	24000	25650.23	6.88 %	6.51 %
3 Year	12-Nov-22	36000	39795.67	10.54 %	6.6 %
5 Year	12-Nov-20	60000	70101.12	16.84 %	6.15 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

Any profit will be clubbed with your income and taxed at your effective tax rate.

Portfolio (Updated on 31st Oct,2025)

No of Debt Holding 13 (Category Avg - 67.49) | Modified Duration 0.02 Years (Category Avg - 0.15)| Yield to Maturity 5.55% (Category Avg - 5.96%)

Type of Holdings

Security Type	% Weight	Category Average
GOI	0.00%	1.14%
CD	37.44%	35.50%
T-Bills	20.26%	17.24%
NCD & Bonds	22.64%	4.30%
CP	10.47%	36.85%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	20.26%	18.37%
Low Risk	70.55%	76.50%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
TREPS	TREPS	7.05%
Net Receivables	Net Receivables	2.14%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 31st October, 2025)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

Low volatility

0.13vs0.15

Category Avg
Beta
Beta value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A beta value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

Low volatility

1.11vs1.27

Category Avg
Treynor's Ratio
Treynor's ratio indicates how much excess return was generated for each unit of risk taken. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the beta of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Treynor's ratio of 1.40 and fund B has a Treynor's ratio of 1.25, then you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

0.01vs0.01

Category Avg
Jensen's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Better risk adjusted returns

-0.13vs-0.19

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Franklin India Liquid Fund - Super Institutional Plan - Growth	3	3235.91	0.48	1.45	3.03	6.73	7.00
Bank of India Liquid Fund - Regular Plan - Growth	4	1512.94	0.49	1.45	3.03	6.71	7.05
Axis Liquid Fund - Growth	3	35360.42	0.48	1.44	3.01	6.70	7.03
Groww Liquid Fund - Regular Plan - Growth	1	154.78	0.49	1.44	3.00	6.70	6.90
PGIM India Liquid Fund - Growth	1	573.44	0.48	1.44	3.00	6.68	6.98
Edelweiss Liquid Fund - Regular Plan - Growth	4	10620.71	0.48	1.46	3.03	6.68	6.93
Canara Robeco Liquid Fund - Regular Plan - Growth	5	7328.11	0.48	1.44	3.00	6.68	7.01
Tata Liquid Fund -Regular Plan - Growth	2	22366.44	0.48	1.44	3.00	6.66	6.96
UTI Liquid Fund - Regular Plan - Growth	2	28884.74	0.48	1.44	3.00	6.66	6.99
DSP Liquidity Fund - Regular Plan - Growth	3	19054.79	0.49	1.44	3.00	6.66	6.98

Detailed Comparison

More Funds from ITI Asset Management Ltd.

Out of 19 mutual fund schemes offered by this AMC, 1 is/are ranked 5 * , 1 is/are ranked 4 * , 3 is/are ranked 2 * , 1 is/are ranked 1 * , and 13 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
ITI Small Cap Fund - Regular Plan - Growth	5	2835.18	0.27	2.46	12.77	1.34	26.08
ITI Multi Cap Fund - Regular Plan - Growth	2	1267.93	1.54	4.14	11.94	1.64	18.87
ITI Mid Cap Fund - Regular Plan - Growth	2	1227.33	1.49	5.70	12.84	3.88	22.87
ITI Flexi Cap Fund - Regular Plan - Growth	NA	1202.95	0.89	4.47	12.64	1.37	0.00
ITI Large & Mid Cap Fund - Regular Plan - Growth	NA	901.34	0.86	4.27	10.29	0.60	0.00
ITI Focused Fund - Regular Plan - Growth	NA	560.18	0.56	4.42	12.72	5.95	0.00
ITI Large Cap Fund - Regular Plan - Growth	1	535.61	1.53	3.95	8.65	3.00	12.95
ITI ELSS Tax Saver Fund - Growth	4	445.70	1.62	5.35	13.92	3.45	19.63
ITI Balanced Advantage Fund - Growth	NA	400.05	0.56	3.03	5.94	4.14	11.09
ITI Value Fund - Growth	2	346.17	1.84	5.59	12.20	1.60	17.65