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Bank of India Liquid Fund - Regular Plan - Growth

  • Regular
  • Direct
Category : Liquid Fund
Fund House :
  • NAV
    : ₹ 2509.76 0.02%
    (as on 27th November, 2022)
Crisil Rank
Above average performance among peers
Risk-O-Meter
Moderate

The fund has 98.75% investment in Debt, of which 12.93% in Government securities, 85.82% is in Low Risk securities.

Suitable For : Investors who want to invest for very short term and are looking for alternative to bank accounts/deposits.

This Scheme
VS
  • CRISIL 10 Year Gilt Index
  • NA
  • NA
  • Gold
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Returns (NAV as on 27th November, 2022)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 20-Nov-22 10012.50 0.12% - 0.12% 1/36
1 Month 27-Oct-22 10055.80 0.56% - 0.54% 1/36
3 Month 27-Aug-22 10148.30 1.48% - 1.44% 2/36
6 Month 27-May-22 10275.50 2.76% - 2.67% 2/36
YTD 01-Jan-22 10425.30 4.25% - 4.10% 2/36
1 Year 27-Nov-21 10461.00 4.61% 4.61% 4.45% 2/36
2 Year 27-Nov-20 10795.20 7.95% 3.90% 3.81% 6/35
3 Year 27-Nov-19 11260.50 12.61% 4.03% 3.96% 13/35
5 Year 27-Nov-17 12892.90 28.93% 5.21% 5.11% 16/31
10 Year 27-Nov-12 19132.10 91.32% 6.70% 6.66% 16/28
Since Inception 16-Jul-08 25097.60 150.98% 6.61% 6.35% 25/36

SIP Returns (NAV as on 27th November, 2022)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 27-Nov-21 12000 12332.46 2.77 % 5.14 %
2 Year 27-Nov-20 24000 25107.64 4.62 % 4.39 %
3 Year 27-Nov-19 36000 38331.06 6.48 % 4.11 %
5 Year 27-Nov-17 60000 67292.69 12.15 % 4.53 %
10 Year 27-Nov-12 120000 161349.71 34.46 % 5.77 %
 

Tax Treatment

If sold after 3 years from purchase date, long term capital gain tax will be applicable. Current tax rate is the lower of (a) 10% of profit or (b) 20% of profit adjusted after indexation benefits. Any cess/surcharge is not included.|If sold before 3 years from purchase date, short term capital gain tax will be applicable. Any profit will be clubbed with your income and taxed at your effective tax rate.

Portfolio (Updated on 31st Oct,2022)

No of Debt Holding 14 (Category Avg - 47.11) | Modified Duration 0.08 Years (Category Avg - 0.09)| Yield to Maturity 6.68% (Category Avg - 6.48%)

Type of Holdings

Security Type
% Weight
Category Average
GOI 0.00% 1.27%
CD 19.33% 20.56%
T-Bills 12.93% 18.88%
NCD & Bonds 0.00% 4.01%
CP 66.49% 44.88%

Investment / Portfolio Grades

Security Type
% Weight
Category Average
Government Backed 12.93% 20.15%
Low Risk 85.82% 69.45%
Moderate Risk 0.00% 0.00%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 0.00% 0.00%
Name Type of Instrument Weight (%)
Repo Repo 1.41%
TREPS TREPS 0.00%
Net Receivables Net Receivables -0.16%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 31st October, 2022)

  • Standard Deviation

    Low volatility
    0.1vs0.11
    Category Avg
  • Beta

    High volatility
    0.94vs0.88
    Category Avg
  • Treynor's Ratio

    Better risk adjusted returns
    -0.02vs-0.02
    Category Avg
  • Jension's Alpha

    Better risk adjusted returns
    -0.28vs-0.51
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Navi Liquid Fund - Regular Plan - Growth 3 147.36 0.53 1.45 2.73 4.82 3.98
Baroda BNP Paribas Liquid Fund - Regular Plan - Growth 2 5817.44 0.55 1.47 2.74 4.57 4.06
IDBI Liquid Fund - Growth 1 822.76 0.55 1.47 2.75 4.57 4.21
Mahindra Manulife Liquid Fund - Regular Plan - Growth 3 591.84 0.54 1.47 2.73 4.55 4.10
Axis Liquid Fund - Growth 3 27252.55 0.55 1.47 2.73 4.55 4.09
Quant Liquid Plan - Growth NA 1107.50 0.53 1.41 2.60 4.54 4.54
Franklin India Liquid Fund - Super Institutional Plan - Growth 3 1418.95 0.55 1.48 2.71 4.52 4.10
Canara Robeco Liquid Fund - Regular Plan - Growth 5 2168.21 0.55 1.48 2.72 4.51 3.86
DSP Liquidity Fund - Regular Plan - Growth 3 12946.74 0.54 1.45 2.70 4.51 4.02
JM Liquid Fund - Growth 3 2399.62 0.53 1.46 2.70 4.51 3.98

More Funds from

Out of 19 mutual fund schemes offered by this AMC, 2 is/are ranked 5 * , 6 is/are ranked 4 * , 2 is/are ranked 3 * , 3 is/are ranked 1 * , and 6 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Bank of India Tax Advantage Fund - Regular Plan - Growth 4 676.48 2.02 5.70 19.11 1.00 23.58
Bank of India Small Cap Fund - Regular Plan - Growth 4 395.05 0.55 2.88 19.78 3.38 38.39
Bank of India Mid & Small Cap Equity & Debt Fund - Growth 4 385.52 2.30 3.49 14.13 -0.82 24.37
Bank of India Mid & Small Cap Equity & Debt Fund - Growth 4 385.52 0.00 0.00 0.00 0.00 0.00
Bank of India Liquid Fund - Regular Plan - Growth 4 385.48 0.56 1.48 2.74 4.59 4.03
Bank of India Flexi Cap Fund - Regular Plan - Growth NA 340.41 3.38 4.51 17.33 2.91 0.00
Bank of India Large & Mid Cap Equity Fund - Regular Plan - Growth 3 211.96 3.45 3.95 20.13 3.18 17.86
Bank of India Credit Risk Fund - Regular Plan - Growth 1 165.36 0.63 0.92 2.33 142.49 13.79
Bank of India Ultra Short Duration Fund - Regular - Growth 4 136.88 0.57 1.26 2.55 4.06 4.09
Bank of India Bluechip Fund - Regular Plan - Growth NA 135.58 2.24 4.19 16.14 -1.88 0.00

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