DSP Banking & Financial Services Fund - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Scheme Objective

The primary investment objective of the scheme is to seek to generate returns through investment in domestic and overseas equity and equity related securities of companies engaged in banking and financial services sector.

Scheme Details

Fund manager(s) – Rohit Singhania
Launch date – 08-Dec-2023
Expense ratio – 2.11% as declared on 31-Jul-2025 (category average is 2.12%)
Benchmark - Nifty Financial Services TRI

Min SIP amount - ₹
Min investment amount (one time- first time) - ₹
Min investment amount (addtional purchase) - ₹
Type : Open Ended Fund. You can invest any time in this fund.

Exit Load

DSP Banking & Financial Services Fund - Regular Plan - Growth charges 0.5% of sell value; if fund sold before 30 days. There are no other charges.

Asset Monitor

Total AUM for this Scheme (Cr)

Category Total AUM (Cr)

% of Assets in Category

2025

1331.23

0.00

0.00%

Aug - 2025	1331.23	0.00%
Jul - 2025	1346.44	0.00%
Jun - 2025	1353.88	0.00%
May - 2025	1306.86	0.00%
Apr - 2025	1209.60	0.00%
Mar - 2025	1135.52	0.00%
Feb - 2025	1012.79	0.00%
Jan - 2025	1011.64	0.00%

2024

1022.82

0.00

0.00%

Dec - 2024	1022.82	0.00	0.00%
Nov - 2024	1035.03	0.00	0.00%
Oct - 2024	992.59	0.00	0.00%
Sep - 2024	978.54	0.00	0.00%
Aug - 2024	840.03	0.00	0.00%
Jul - 2024	818.96	0.00	0.00%
Jun - 2024	780.26	0.00	0.00%
May - 2024	684.91	332799.42	0.21%
Apr - 2024	609.13	310216.11	0.20%
Mar - 2024	556.07	294067.45	0.19%
Feb - 2024	540.84	284307.77	0.19%
Jan - 2024	562.51	267953.19	0.21%

2023

516.00

255901.49

0.20%

Dec - 2023	516.00	255901.49	0.20%
Nov - 2023	0.00	234412.57	0.00%

Tax Rate

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakh. Any cess/surcharge is not included. If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 20%. Any cess/surcharge is not included in the 20%.

Contact Details

DSP Investment Managers Private Limited

Mafatlal Centre, 10th & 11th Floor, Nariman Point Mumbai 400021
Tel no.: 022-66578000
Fax no.: 022-66578181
Website.: www.dspim.com

Forum

hunch
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23 days ago

JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss View more

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shravanashok
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38 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

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10 hrs ago

Build a Stronger Future with Secured Fixed Returns Adani Energy Solutions Limited – 2034 Bond now listed on The Fixed Income ✔️ Coupon: 8.65% p.a. ✔️ Rating: CRISIL AA+ Stable, INDIA RATING AA+ Stable ✔️ Tenor: 9 years 2 months (Maturity: Nov 13, 2034) ✔️ Private Bond | Fixed Returns | High Return | Listed Enjoy the confidence of stable, predictable returns backed by a reputed private issuer—perfect for long-term financial planning. ???? Explore on The Fixed Income : https://www.thefixedincome.com/product/dUJ1cFlnPT0=/865-adani-energy-solutions-limited-2034?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Build a Stronger Future with Secured Fixed Returns Adani Energy Solutions Limited – 2034 Bond now listed on The Fixed Income ✔️ Coupon: 8.65% p.a. ✔️ Rating: CRISIL AA+ Stable, INDIA RATING AA+ Stable ✔️ Tenor: 9 years 2 months (Maturity: Nov 13, 2034) ✔️ Private Bond | Fixed Returns | High Return | Listed Enjoy the confidence of stable, predictable returns backed by a reputed private issuer—perfect for long-term financial planning. ???? Explore on The Fixed Income : https://www.thefixedincome.com/product/dUJ1cFlnPT0=/865-adani-energy-solutions-limited-2034?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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sunny85deol
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88 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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Progrowth Finwealth
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89 days ago

Hi Sunny, what is he period of holding and also any particular reson for withdrawl out of these two funds that have grown over a period of time View more | 1

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95 days ago

Why are the NAVs of Indian Debt Mutual Funds going down after the rate cut View more

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