Bank of India Ultra Short Duration Fund - Direct Plan - IDCW - Weekly

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Scheme Objective

To deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of debt and money market instruments

Scheme Details

Fund manager(s) – Mithraem Bharucha
Launch date – 23-Jan-2013
Expense ratio – 0.34% as declared on 30-Sep-2025 (category average is 0.31%)
Benchmark - CRISIL Ultra Short Duration Debt A-I Index

Min SIP amount - ₹
Min investment amount (one time- first time) - ₹
Min investment amount (addtional purchase) - ₹
Type : Open Ended Fund. You can invest any time in this fund.

Exit Load

Data not available.

Asset Monitor

Total AUM for this Scheme (Cr)

Category Total AUM (Cr)

% of Assets in Category

2025

189.79

0.00

0.00%

Sep - 2025	189.79	0.00%
Aug - 2025	196.23	0.00%
Jul - 2025	212.51	0.00%
Jun - 2025	152.79	0.00%
May - 2025	223.55	0.00%
Apr - 2025	221.95	0.00%
Mar - 2025	154.61	0.00%
Feb - 2025	157.40	0.00%
Jan - 2025	169.81	0.00%

2024

167.75

0.00

0.00%

Dec - 2024	167.75	0.00	0.00%
Nov - 2024	184.59	0.00	0.00%
Oct - 2024	174.32	0.00	0.00%
Sep - 2024	164.76	0.00	0.00%
Aug - 2024	164.25	0.00	0.00%
Jul - 2024	174.05	0.00	0.00%
Jun - 2024	160.55	0.00	0.00%
May - 2024	144.21	97006.94	0.15%
Apr - 2024	145.56	94794.17	0.15%
Mar - 2024	152.40	83544.25	0.18%
Feb - 2024	144.41	91704.56	0.16%
Jan - 2024	135.85	91480.51	0.15%

2023

131.01

88408.54

0.15%

Dec - 2023	131.01	88408.54	0.15%
Nov - 2023	124.65	93889.99	0.13%
Oct - 2023	135.72	95369.90	0.14%
Sep - 2023	130.02	92363.93	0.14%
Aug - 2023	141.03	97750.01	0.14%
Jul - 2023	150.41	100730.09	0.15%
Jun - 2023	154.38	93174.14	0.17%
May - 2023	145.89	96771.97	0.15%
Apr - 2023	134.16	90174.79	0.15%
Mar - 2023	118.10	76133.14	0.16%
Feb - 2023	118.15	88712.17	0.13%
Jan - 2023	138.22	90253.42	0.15%

2022

144.81

88333.68

0.16%

Dec - 2022	144.81	88333.68	0.16%
Nov - 2022	147.43	85941.08	0.17%
Oct - 2022	136.88	87288.57	0.16%
Sep - 2022	132.15	86241.03	0.15%
Aug - 2022	133.34	95478.10	0.14%
Jul - 2022	130.43	89013.74	0.15%
Jun - 2022	125.23	83057.80	0.15%
May - 2022	204.93	95333.63	0.21%
Apr - 2022	226.16	101249.54	0.22%
Mar - 2022	167.71	84443.32	0.20%
Feb - 2022	158.49	88610.44	0.18%
Jan - 2022	213.53	89966.25	0.24%

2021

240.81

84967.28

0.28%

Dec - 2021	240.81	84967.28	0.28%
Nov - 2021	205.13	92204.20	0.22%
Oct - 2021	206.56	96813.52	0.21%
Sep - 2021	238.37	93045.97	0.26%
Aug - 2021	221.46	101767.24	0.22%
Jul - 2021	239.46	99737.36	0.24%
Jun - 2021	314.77	91833.79	0.34%
May - 2021	317.75	94261.24	0.34%
Apr - 2021	307.14	90834.57	0.34%
Mar - 2021	294.40	81639.58	0.36%
Feb - 2021	372.18	88808.97	0.42%
Jan - 2021	382.18	86632.81	0.44%

2020

403.05

84998.58

0.47%

Dec - 2020	403.05	84998.58	0.47%
Nov - 2020	420.53	90759.53	0.46%
Oct - 2020	347.87	85076.17	0.41%
Sep - 2020	309.43	71156.43	0.43%
Aug - 2020	261.17	76286.25	0.34%
Jul - 2020	250.33	70617.26	0.35%
Jun - 2020	208.88	60018.26	0.35%
May - 2020	201.60	59367.84	0.34%
Apr - 2020	232.47	57445.02	0.40%
Mar - 2020	259.91	57882.71	0.45%
Feb - 2020	295.25	82280.00	0.36%
Jan - 2020	301.10	80829.69	0.37%

Tax Rate

Any profit will be clubbed with your income and taxed at your effective tax rate.

Contact Details

Bank of India Investment Managers Private Limited

B/204, Tower 1, Peninsula Corporate Park, Ganpatrao Kadam Marg, Lower Parel, Mumbai 400013
Tel no.: 022-61249000
Fax no.: 022-61249001
Website.: www.boimf.in

Forum

NITINPIMPALE
MF Investment Help
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15 days ago

purchase unit will adjust difference in NAV 10.263 View more

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  purchase unit will adjust difference in NAV 10.263
  
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krishna_ksvs
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27 days ago

View more

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The Fixed Income
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8 hrs ago

Build Steady Wealth with a Trusted PSU Bond! 9.35% TELANGANA STATE INDUSTRIAL INFRASTRUCTURE CORPORATION LIMITED 2033 ✔️ Coupon: 9.35% ✔️ Rating: India Ratings AA(CE) Stable, Acuite (SMERA) AA(CE) Stable ✔️ Tenor: 8y 2m (Maturity: 30/Dec/2033) Enjoy the dual benefits of strong credit quality and high fixed returns. Senior Secured | PSU Bond | High Return Bond | Listed ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJldVl3PT0=/935-telangana-state-industrial-infrastructure-corporation-limited-2033?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Build Steady Wealth with a Trusted PSU Bond! 9.35% TELANGANA STATE INDUSTRIAL INFRASTRUCTURE CORPORATION LIMITED 2033 ✔️ Coupon: 9.35% ✔️ Rating: India Ratings AA(CE) Stable, Acuite (SMERA) AA(CE) Stable ✔️ Tenor: 8y 2m (Maturity: 30/Dec/2033) Enjoy the dual benefits of strong credit quality and high fixed returns. Senior Secured | PSU Bond | High Return Bond | Listed ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJldVl3PT0=/935-telangana-state-industrial-infrastructure-corporation-limited-2033?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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shravanashok
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77 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

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  need your suggestion for sbi psu fund direct growth stay or switch
  
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ravisistla
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90 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

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  Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know.
  
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sunny85deol
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127 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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