| Balance Sheet of UCO Bank (in Rs. Cr.) |
Mar 25 |
Mar 24 |
Mar 23 |
Mar 22 |
Mar 21 |
|
| |
12 mths |
12 mths |
12 mths |
12 mths |
12 mths |
|
| EQUITIES AND LIABILITIES |
|
|
|
|
|
|
| SHAREHOLDER'S FUNDS |
|
|
|
|
|
|
| Equity Share Capital |
12,539.56 |
11,955.96 |
11,955.96 |
11,955.96 |
9,918.34 |
|
| Total Share Capital |
12,539.56 |
11,955.96 |
11,955.96 |
11,955.96 |
9,918.34 |
|
| Revaluation Reserve |
3,046.88 |
2,997.55 |
2,803.30 |
2,732.19 |
2,691.44 |
|
| Reserves and Surplus |
15,418.44 |
12,403.27 |
11,005.25 |
8,905.35 |
7,396.63 |
|
| Total Reserves and Surplus |
18,465.32 |
15,400.83 |
13,808.55 |
11,637.54 |
10,088.07 |
|
| Total ShareHolders Funds |
31,004.88 |
27,356.79 |
25,764.51 |
23,593.50 |
20,006.41 |
|
| Deposits |
293,542.18 |
263,129.77 |
249,337.74 |
224,072.90 |
205,919.39 |
|
| Borrowings |
28,687.49 |
25,331.44 |
20,501.08 |
13,508.14 |
15,382.63 |
|
| Other Liabilities and Provisions |
9,246.54 |
7,873.45 |
5,259.66 |
6,609.48 |
9,427.67 |
|
| Total Capital and Liabilities |
362,481.08 |
323,691.45 |
300,862.99 |
267,784.02 |
253,336.11 |
|
| ASSETS |
|
|
|
|
|
|
| Cash and Balances with Reserve Bank of India |
10,358.92 |
10,197.17 |
10,300.01 |
10,287.55 |
9,445.41 |
|
| Balances with Banks Money at Call and Short Notice |
25,768.00 |
18,828.19 |
18,428.09 |
15,860.44 |
14,154.83 |
|
| Investments |
94,272.49 |
92,904.40 |
95,169.35 |
96,873.80 |
93,782.95 |
|
| Advances |
215,134.58 |
182,021.87 |
155,870.18 |
122,784.41 |
111,354.54 |
|
| Fixed Assets |
3,851.95 |
3,781.47 |
3,509.51 |
3,334.92 |
3,218.23 |
|
| Other Assets |
13,095.15 |
15,958.36 |
17,585.85 |
18,642.90 |
21,380.14 |
|
| Total Assets |
362,481.08 |
323,691.45 |
300,862.99 |
267,784.02 |
253,336.11 |
|
| OTHER ADDITIONAL INFORMATION |
|
|
|
|
|
|
| Number of Branches |
3,304.00 |
3,230.00 |
3,207.00 |
3,074.00 |
3,087.00 |
|
| Number of Employees |
21,049.00 |
21,456.00 |
21,698.00 |
21,617.00 |
22,012.00 |
|
| Capital Adequacy Ratios (%) |
18.49 |
16.98 |
16.51 |
13.74 |
13.74 |
|
| KEY PERFORMANCE INDICATORS |
|
|
|
|
|
|
| Tier 1 (%) |
16.37 |
14.54 |
13.96 |
10.97 |
11.14 |
|
| Tier 2 (%) |
2.12 |
2.44 |
2.55 |
2.77 |
2.60 |
|
| ASSETS QUALITY |
|
|
|
|
|
|
| Gross NPA |
5,918.54 |
6,463.31 |
7,726.46 |
10,237.43 |
11,351.97 |
|
| Gross NPA (%) |
2.69 |
3.46 |
4.78 |
8.00 |
10.00 |
|
| Net NPA |
1,068.31 |
1,621.65 |
2,018.02 |
3,315.78 |
4,389.51 |
|
| Net NPA (%) |
0.50 |
0.89 |
1.29 |
2.70 |
3.94 |
|
| Net NPA To Advances (%) |
0.50 |
0.89 |
1.29 |
3.00 |
4.00 |
|
| CONTINGENT LIABILITIES, COMMITMENTS |
|
|
|
|
|
|
| Bills for Collection |
7,595.29 |
8,001.36 |
8,184.43 |
8,039.45 |
7,109.67 |
|
| Contingent Liabilities |
128,834.26 |
15,958.36 |
55,597.63 |
142,556.91 |
73,353.47 |
|
Source : Dion Global Solutions Limited
