| Key Financial Ratios of GIC Housing Finance (in Rs. Cr.) |
Mar 25 |
Mar 24 |
Mar 23 |
Mar 22 |
Mar 21 |
|
| Per Share Ratios |
|
|
|
|
|
|
| Basic EPS (Rs.) |
29.74 |
28.07 |
39.59 |
32.23 |
19.60 |
|
| Diluted EPS (Rs.) |
29.74 |
28.07 |
39.59 |
32.23 |
19.60 |
|
| Cash EPS (Rs.) |
32.51 |
30.84 |
41.41 |
33.81 |
20.43 |
|
| Book Value [ExclRevalReserve]/Share (Rs.) |
364.59 |
339.39 |
315.39 |
280.40 |
252.01 |
|
| Book Value [InclRevalReserve]/Share (Rs.) |
364.59 |
339.39 |
315.39 |
280.40 |
252.01 |
|
| Dividend / Share(Rs.) |
4.50 |
4.50 |
4.50 |
4.50 |
4.00 |
|
| Revenue from Operations/Share (Rs.) |
200.24 |
196.21 |
206.92 |
213.40 |
228.34 |
|
| PBDIT/Share (Rs.) |
173.98 |
172.48 |
186.01 |
174.45 |
178.53 |
|
| PBIT/Share (Rs.) |
171.19 |
169.69 |
184.17 |
172.86 |
177.69 |
|
| PBT/Share (Rs.) |
38.30 |
37.85 |
53.79 |
42.76 |
24.97 |
|
| Net Profit/Share (Rs.) |
29.73 |
28.05 |
39.57 |
32.21 |
19.59 |
|
| Profitability Ratios |
|
|
|
|
|
|
| PBDIT Margin (%) |
86.88 |
87.90 |
89.89 |
81.74 |
78.18 |
|
| PBIT Margin (%) |
85.49 |
86.48 |
89.00 |
81.00 |
77.82 |
|
| PBT Margin (%) |
19.12 |
19.28 |
25.99 |
20.03 |
10.93 |
|
| Net Profit Margin (%) |
14.84 |
14.29 |
19.12 |
15.09 |
8.58 |
|
| Return on Networth / Equity (%) |
8.15 |
8.26 |
12.54 |
11.48 |
7.77 |
|
| Return on Capital Employed (%) |
46.20 |
35.31 |
34.81 |
30.81 |
36.56 |
|
| Return on Assets (%) |
1.48 |
1.44 |
1.95 |
1.45 |
0.83 |
|
| Total Debt/Equity (X) |
4.44 |
4.68 |
5.38 |
6.85 |
8.26 |
|
| Asset Turnover Ratio (%) |
0.10 |
0.10 |
0.10 |
0.09 |
0.10 |
|
| Liquidity Ratios |
|
|
|
|
|
|
| Current Ratio (X) |
1.21 |
1.31 |
1.33 |
1.32 |
1.24 |
|
| Quick Ratio (X) |
1.21 |
1.31 |
1.33 |
1.32 |
1.24 |
|
| Inventory Turnover Ratio (X) |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
|
| Dividend Payout Ratio (NP) (%) |
15.12 |
16.02 |
11.36 |
12.40 |
10.20 |
|
| Dividend Payout Ratio (CP) (%) |
13.83 |
14.58 |
10.85 |
11.82 |
9.78 |
|
| Earnings Retention Ratio (%) |
84.88 |
83.98 |
88.64 |
87.60 |
89.80 |
|
| Cash Earnings Retention Ratio (%) |
86.17 |
85.42 |
89.15 |
88.18 |
90.22 |
|
| Valuation Ratios |
|
|
|
|
|
|
| Enterprise Value (Cr.) |
9,573.56 |
9,608.59 |
9,888.17 |
10,572.26 |
11,746.55 |
|
| EV/Net Operating Revenue (X) |
8.87 |
9.09 |
8.87 |
9.20 |
9.55 |
|
| EV/EBITDA (X) |
10.21 |
10.34 |
9.87 |
11.25 |
12.21 |
|
| MarketCap/Net Operating Revenue (X) |
0.84 |
1.03 |
0.75 |
0.61 |
0.51 |
|
| Retention Ratios (%) |
84.87 |
83.97 |
88.63 |
87.59 |
89.79 |
|
| Price/BV (X) |
0.46 |
0.59 |
0.49 |
0.47 |
0.46 |
|
| Price/Net Operating Revenue |
0.84 |
1.03 |
0.75 |
0.61 |
0.51 |
|
| Earnings Yield |
0.18 |
0.14 |
0.26 |
0.25 |
0.17 |
|
Source : Dion Global Solutions Limited
