| Key Financial Ratios of GIC Housing Finance (in Rs. Cr.) |
Mar 20 |
Mar 19 |
Mar 18 |
Mar 17 |
Mar 16 |
|
| Per Share Ratios |
|
|
|
|
|
|
| Basic EPS (Rs.) |
8.47 |
31.90 |
38.19 |
27.43 |
23.12 |
|
| Diluted EPS (Rs.) |
8.47 |
31.90 |
38.19 |
27.43 |
23.12 |
|
| Cash EPS (Rs.) |
9.60 |
32.02 |
38.29 |
27.55 |
31.54 |
|
| Book Value [ExclRevalReserve]/Share (Rs.) |
234.43 |
232.74 |
207.57 |
155.57 |
135.82 |
|
| Book Value [InclRevalReserve]/Share (Rs.) |
234.43 |
232.74 |
207.57 |
155.57 |
135.82 |
|
| Dividend / Share(Rs.) |
2.00 |
5.50 |
5.50 |
5.00 |
5.00 |
|
| Revenue from Operations/Share (Rs.) |
231.52 |
227.32 |
205.97 |
185.64 |
162.29 |
|
| PBDIT/Share (Rs.) |
197.44 |
206.58 |
183.31 |
166.23 |
155.38 |
|
| PBIT/Share (Rs.) |
196.30 |
206.45 |
183.19 |
166.10 |
146.95 |
|
| PBT/Share (Rs.) |
20.84 |
45.85 |
50.91 |
42.15 |
35.47 |
|
| Net Profit/Share (Rs.) |
8.47 |
31.89 |
38.17 |
27.42 |
23.11 |
|
| Profitability Ratios |
|
|
|
|
|
|
| PBDIT Margin (%) |
85.27 |
90.87 |
89.00 |
89.54 |
95.74 |
|
| PBIT Margin (%) |
84.78 |
90.81 |
88.94 |
89.47 |
90.54 |
|
| PBT Margin (%) |
8.99 |
20.17 |
24.71 |
22.70 |
21.85 |
|
| Net Profit Margin (%) |
3.65 |
14.02 |
18.53 |
14.76 |
14.23 |
|
| Return on Networth / Equity (%) |
3.61 |
13.70 |
18.38 |
17.62 |
17.01 |
|
| Return on Capital Employed (%) |
52.29 |
8.60 |
8.88 |
1.94 |
1.92 |
|
| Return on Assets (%) |
0.34 |
1.32 |
1.84 |
1.57 |
1.55 |
|
| Total Debt/Equity (X) |
9.30 |
9.30 |
8.93 |
8.80 |
8.38 |
|
| Asset Turnover Ratio (%) |
9.52 |
9.44 |
9.95 |
10.63 |
10.90 |
|
| Liquidity Ratios |
|
|
|
|
|
|
| Current Ratio (X) |
1.17 |
266.43 |
297.04 |
0.04 |
0.26 |
|
| Quick Ratio (X) |
1.17 |
266.43 |
297.04 |
0.04 |
0.26 |
|
| Inventory Turnover Ratio (X) |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
|
| Dividend Payout Ratio (NP) (%) |
78.27 |
17.24 |
13.09 |
0.00 |
21.63 |
|
| Dividend Payout Ratio (CP) (%) |
68.99 |
17.17 |
13.05 |
0.00 |
15.84 |
|
| Earnings Retention Ratio (%) |
21.73 |
82.76 |
86.91 |
0.00 |
78.37 |
|
| Cash Earnings Retention Ratio (%) |
31.01 |
82.83 |
86.95 |
0.00 |
84.16 |
|
| Valuation Ratios |
|
|
|
|
|
|
| Enterprise Value (Cr.) |
11,956.75 |
13,062.25 |
11,945.05 |
9,275.96 |
7,405.11 |
|
| EV/Net Operating Revenue (X) |
9.58 |
10.66 |
10.76 |
9.27 |
8.47 |
|
| EV/EBITDA (X) |
11.24 |
11.74 |
12.09 |
10.36 |
8.85 |
|
| MarketCap/Net Operating Revenue (X) |
0.26 |
1.19 |
1.82 |
1.96 |
1.52 |
|
| Retention Ratios (%) |
21.72 |
82.75 |
86.90 |
0.00 |
78.36 |
|
| Price/BV (X) |
0.25 |
1.16 |
1.80 |
2.34 |
1.81 |
|
| Price/Net Operating Revenue |
0.26 |
1.19 |
1.82 |
1.96 |
1.52 |
|
| Earnings Yield |
0.14 |
0.12 |
0.10 |
0.08 |
0.09 |
|
Source : Dion Global Solutions Limited
