| Key Financial Ratios of Capital Small Finance Bank (in Rs. Cr.) |
Mar 25 |
Mar 24 |
Mar 23 |
Mar 22 |
Mar 21 |
|
| Per Share Ratios |
|
|
|
|
|
|
| Basic EPS (Rs.) |
29.18 |
30.65 |
27.35 |
18.41 |
12.04 |
|
| Diluted EPS (Rs.) |
29.18 |
30.45 |
27.21 |
18.22 |
11.98 |
|
| Cash EPS (Rs.) |
32.85 |
28.51 |
33.36 |
23.11 |
16.89 |
|
| Book Value [Excl. Reval Reserve]/Share (Rs.) |
296.18 |
265.84 |
178.27 |
151.50 |
132.94 |
|
| Book Value [Incl. Reval Reserve]/Share (Rs.) |
296.18 |
265.84 |
178.27 |
151.50 |
132.94 |
|
| Dividend/Share (Rs.) |
4.00 |
1.20 |
1.20 |
1.00 |
0.80 |
|
| Operating Revenue / Share (Rs.) |
200.79 |
176.35 |
197.36 |
169.84 |
150.82 |
|
| Net Profit/Share (Rs.) |
29.10 |
24.76 |
27.33 |
18.38 |
12.03 |
|
| Per Employee Ratios |
|
|
|
|
|
|
| Interest Income/ Employee (Rs.) |
4,542,479.00 |
4,234,144.46 |
3,738,976.77 |
3,517,141.12 |
3,168,767.04 |
|
| Net Profit/ Employee (Rs.) |
658,236.00 |
594,484.54 |
517,676.99 |
380,590.02 |
252,688.97 |
|
| Business/ Employee (Rs.) |
77,064,953.00 |
72,241,103.94 |
66,312,549.78 |
64,970,553.53 |
55,439,628.25 |
|
| Per Branch Ratios |
|
|
|
|
|
|
| Interest Income/ Branch (Rs.) |
46,589,528.21 |
44,877,146.89 |
39,765,117.65 |
35,914,161.49 |
32,369,556.96 |
|
| Net Profit/ Branches (Rs.) |
6,751,138.46 |
6,300,864.41 |
5,505,647.06 |
3,886,273.29 |
2,581,265.82 |
|
| Business/ Branches (Rs.) |
790,409,774.36 |
765,674,073.45 |
705,253,470.59 |
663,426,024.84 |
566,326,329.11 |
|
| Key Performance Ratios |
|
|
|
|
|
|
| ROCE (%) |
1.85 |
1.69 |
1.88 |
1.60 |
1.13 |
|
| CASA (%) |
36.94 |
38.29 |
41.88 |
42.16 |
40.08 |
|
| Net Profit Margin (%) |
14.49 |
14.04 |
13.84 |
10.82 |
7.97 |
|
| Operating Profit Margin (%) |
26.53 |
26.98 |
25.19 |
20.21 |
16.68 |
|
| Return on Assets (%) |
1.30 |
1.19 |
1.17 |
0.87 |
0.64 |
|
| Return on Equity / Networth (%) |
9.82 |
9.31 |
15.32 |
12.13 |
9.04 |
|
| Net Interest Margin (X) |
4.05 |
3.71 |
4.02 |
3.56 |
3.11 |
|
| Cost to Income (%) |
62.63 |
62.51 |
59.96 |
63.41 |
70.75 |
|
| Interest Income/Total Assets (%) |
8.98 |
8.54 |
8.45 |
8.08 |
8.02 |
|
| Non-Interest Income/Total Assets (%) |
0.85 |
0.73 |
0.61 |
0.75 |
0.71 |
|
| Operating Profit/Total Assets (%) |
0.45 |
0.46 |
0.55 |
0.11 |
-0.07 |
|
| Operating Expenses/Total Assets (%) |
3.07 |
2.77 |
2.78 |
2.74 |
2.71 |
|
| Interest Expenses/Total Assets (%) |
4.93 |
4.83 |
4.43 |
4.51 |
4.91 |
|
| Valuation Ratios |
|
|
|
|
|
|
| Enterprise Value (Rs. Cr) |
9,163.87 |
8,954.34 |
0.00 |
0.00 |
0.00 |
|
| EV Per Net Sales (X) |
10.09 |
11.27 |
0.00 |
0.00 |
0.00 |
|
| Price To Book Value (X) |
0.87 |
1.31 |
0.00 |
0.00 |
0.00 |
|
| Price To Sales (X) |
1.29 |
1.98 |
0.00 |
0.00 |
0.00 |
|
| Retention Ratios (%) |
95.89 |
96.19 |
96.34 |
95.65 |
100.00 |
|
| Earnings Yield (X) |
0.11 |
0.07 |
0.00 |
0.00 |
0.00 |
|
Source : Dion Global Solutions Limited
