| Key Financial Ratios of Capital Small Finance Bank (in Rs. Cr.) |
Mar 20 |
Mar 19 |
Mar 18 |
Mar 17 |
Mar 16 |
|
| Per Share Ratios |
|
|
|
|
|
|
| Basic EPS (Rs.) |
8.18 |
6.82 |
6.86 |
6.53 |
6.70 |
|
| Diluted EPS (Rs.) |
8.16 |
6.82 |
6.86 |
6.53 |
6.70 |
|
| Cash EPS (Rs.) |
12.04 |
10.95 |
9.67 |
7.89 |
8.34 |
|
| Book Value [Excl. Reval Reserve]/Share (Rs.) |
120.32 |
87.89 |
82.01 |
70.48 |
49.89 |
|
| Book Value [Incl. Reval Reserve]/Share (Rs.) |
120.32 |
87.89 |
82.01 |
70.48 |
49.89 |
|
| Dividend/Share (Rs.) |
0.20 |
0.80 |
0.00 |
0.70 |
1.30 |
|
| Operating Revenue / Share (Rs.) |
135.51 |
121.59 |
95.15 |
82.89 |
81.67 |
|
| Net Profit/Share (Rs.) |
7.51 |
6.82 |
6.68 |
5.57 |
5.97 |
|
| Per Employee Ratios |
|
|
|
|
|
|
| Interest Income/ Employee (Rs.) |
2,783,321.99 |
2,416,547.80 |
0.00 |
0.00 |
0.00 |
|
| Net Profit/ Employee (Rs.) |
154,204.74 |
135,478.72 |
0.00 |
0.00 |
0.00 |
|
| Business/ Employee (Rs.) |
47,113,801.94 |
43,728,564.55 |
0.00 |
0.00 |
0.00 |
|
| Per Branch Ratios |
|
|
|
|
|
|
| Interest Income/ Branch (Rs.) |
30,542,320.00 |
26,844,286.82 |
26,832,138.61 |
30,642,410.96 |
40,001,170.21 |
|
| Net Profit/ Branches (Rs.) |
1,692,140.00 |
1,504,968.99 |
1,883,188.12 |
2,060,273.97 |
2,923,212.77 |
|
| Business/ Branches (Rs.) |
516,995,453.33 |
485,759,945.74 |
465,129,811.88 |
512,823,698.63 |
629,625,617.02 |
|
| Key Performance Ratios |
|
|
|
|
|
|
| ROCE (%) |
0.99 |
0.80 |
0.98 |
0.86 |
1.04 |
|
| CASA (%) |
36.31 |
38.38 |
39.99 |
39.54 |
35.16 |
|
| Net Profit Margin (%) |
5.54 |
5.60 |
7.01 |
6.72 |
7.30 |
|
| Operating Profit Margin (%) |
11.77 |
11.66 |
14.93 |
16.01 |
17.84 |
|
| Return on Assets (%) |
0.47 |
0.44 |
0.56 |
0.55 |
0.66 |
|
| Return on Equity / Networth (%) |
6.23 |
7.75 |
8.14 |
7.90 |
11.96 |
|
| Net Interest Margin (X) |
3.23 |
3.12 |
3.11 |
2.72 |
3.05 |
|
| Cost to Income (%) |
75.76 |
79.40 |
74.33 |
75.27 |
72.39 |
|
| Interest Income/Total Assets (%) |
8.59 |
8.01 |
8.08 |
8.22 |
9.15 |
|
| Non-Interest Income/Total Assets (%) |
0.80 |
0.72 |
0.68 |
0.73 |
0.69 |
|
| Operating Profit/Total Assets (%) |
-0.32 |
-0.27 |
-0.11 |
-0.17 |
-0.02 |
|
| Operating Expenses/Total Assets (%) |
3.06 |
3.05 |
2.82 |
2.59 |
2.71 |
|
| Interest Expenses/Total Assets (%) |
5.35 |
4.88 |
4.96 |
5.50 |
6.10 |
|
| Valuation Ratios |
|
|
|
|
|
|
| Enterprise Value (Rs. Cr) |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
|
| EV Per Net Sales (X) |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
|
| Price To Book Value (X) |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
|
| Price To Sales (X) |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
|
| Retention Ratios (%) |
97.62 |
88.56 |
100.00 |
87.74 |
78.19 |
|
| Earnings Yield (X) |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
|
Source : Dion Global Solutions Limited
