Jammu and Kashmir Bank Kulgam IFSC Code Finder

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify each bank branch participating in electronic payment systems like NEFT, RTGS, and IMPS. 

For banks in India, the IFSC code typically starts with four alphabet code (unique for each bank), followed by a zero (0), and ends with a unique branch code.

The IFSC code is structured as follows:

• The first four characters represent the bank code (unique to each bank)
• The fifth character is always ‘0’, reserved for future use
• The last six characters identify the specific branch

For example, the State Bank of India (SBI) IFSC code SBIN0001707 refers to the SBI Parliament Street branch, New Delhi. Here, the four alphabets ‘SBIN’ represents the bank code, ‘0’ is a control character, and the last six digits denote the specific branch.

How Can You Find Jammu and Kashmir Bank IFSC Code?

• Search by Location: Select the state, district, and branch to find the IFSC code.
• Search by IFSC Code: Enter the IFSC code to get branch details.