BUSINESS
No need to panic in market downturns, stick with SIPs: FundsIndia
Stopping SIPs is the worst thing an investor can do in these conditions, said Srikanth Meenakshi, co-founder and COO, Fundsindia.com
BUSINESS
Joint life term insurance plans: Here is what you should know about the policy before buying
Joint life cover term plans are not only suitable for working couples, but also for couples where one spouse is a homemaker.
BUSINESS
Prefer largecaps over small and midcaps for fresh equity allocation: Sandeep Jethwani
In the aftermath of IL&FS episode, we believe the credit market has become slightly illiquid due to shift in investor sentiments, said Sandeep Jethwani, Managing Partner and Head – Advisory Group, IIFL Investment Managers
BUSINESS
How to plan for your child’s foreign education when the rupee is falling
Parents need to start planning for their children's foreign education early so that that it can be achieved by setting aside smaller amounts and letting the power of compounding do the rest
BUSINESS
New to investing? Steer clear of these types of hybrid funds
First-time investors should prefer investing in equity savings funds, balanced hybrid funds and monthly income plans
BUSINESS
Should you invest in gold this festive season?
Despite the rapid rupee depreciation recently, gold prices have remained within a narrow trading price band since 2016
BUSINESS
Is it time for you to shift from active funds to passive funds?
In the current scenario, investing in passive funds is the best bet.
BUSINESS
Flipkart, Amazon deals woo customers with no-cost EMI offers. Here's the catch
As attractive as the scheme may appear, it can turn out to be a trap for borrowers/ buyers.
BUSINESS
Short-term market fluctuations don’t change our long-term views: Swati Kulkarni
Over the long term, equity funds give wealth-generating boost to one’s savings by giving inflation-beating returns, although in the short term they could be volatile.
BUSINESS
Planning to buy a house this festive season? 7 major costs first-time buyers must be aware of
Typically, GST is charged at 12% of basic sales price of property for most under-construction properties except affordable homes where GST is charged at 8%.
BUSINESS
Cyber-crime rising. Here is how an insurance cover can protect you
Cyber insurance offers coverage against various cyber-attacks and threats, helping the individuals in protecting their reputation, potential data breaches and losses in case any vital, financial or sensitive information is stolen or misused
BUSINESS
Is it a good idea to turn to NBFCs for education loans?
Some NBFCs provide funds covering complete cost of education, including living and other expenses, books and equipment, etc. without putting a cap on the amount that can be borrowed.
BUSINESS
7 steps a customer should take as govt merges PSU banks
Merger of banks is in the interest of the customers, so there is no reason to panic. When banks merge, sufficient care is taken to ensure that the impact on customers is minimal.
BUSINESS
Has your mutual fund suspended fresh subscriptions? Here is what you should do
If the fund manager is not sure how to deploy the money (fresh inflows) reviewing, then it is better to explore other opportunities to invest.
BUSINESS
Single premium vs regular premium ULIP plans: Which one should you buy?
Individuals who are disciplined for regular investing and looking for a good long term investment option backed with life cover and do not mind the 5-year lock in period should be investing in regular premium ULIPs.
BUSINESS
Axis Long Term Equity Fund review: Steady performer in ELSS category for tax-saving
The fund's current alpha is among the highest in the category, which means it will typically do quite well when markets perform.
BUSINESS
Choose your mobile app wisely to invest in direct mutual funds
Some mobile apps are not updated on regular basis. Often there may be errors in the stocks portfolio of several schemes.
BUSINESS
ICICI Prudential Technology Fund review: Could be the best bet given rupee weakness
During bull phase, thematic funds will perform well and give strong returns. However, when markets enter into bear phase and things turn bad, these funds register heavy losses.
BUSINESS
Here's how you can measure your ULIP returns while reviewing investments
In case your ULIP schemes don’t give expected returns after computing or underperforms, you can switch to a better fund after the expiration of the lock-in period of 5 years.
BUSINESS
'Investors should wait before taking an additional exposure in equity markets'
Growth and reasonable valuation are the two important things investor should always look at while creating portfolios.
BUSINESS
Kotak Standard Multicap review: Focus fund well-poised to capture market's favourite themes
The investment focus has always remained long term, with relatively low portfolio turnover. These simple rule has enabled this fund to register outperformance through both sector allocation as well as stock selection.
BUSINESS
Spouses must have their own financial plan besides a family one: DSP Investment Managers
Husband and wife should also have one common joint financial plan for goals like buying a house, children education, travel and other household expenses
BUSINESS
EMI defaults have maximum impact on your credit score: ClearScore
Do not to apply at multiple banks at the same time for loan which will have numerous inquiries on your credit score. Numerous inquiries/applications over a short period of time may have a negative impact on how a lender views your loan application
BUSINESS
Here's why multi-cap mutual funds are a good investment option at present
This fund category has beaten or matched the average returns posted by largecap funds over a three to five year time frame due to their inherent flexibility of investing across m-caps
