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Hiral Thanawala

Principal Correspondent

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Armed forces personnel must secure their finances for a comfortable retired life

BUSINESS

Armed forces personnel must secure their finances for a comfortable retired life

In addition to provident fund, have an exposure to equities early in your career for long-term wealth creation so that you do not have to diminish your corpus for one-off expenses like weddings and a child’s higher education.

Online shopping sites and physical store line up Independence Day offers: Four smart shopping tips to make the most of it

BUSINESS

Online shopping sites and physical store line up Independence Day offers: Four smart shopping tips to make the most of it

This festive season, before you shop, understand whether it's a need or a desire to purchase, take a step to save now and buy later, do the math behind deep-discount schemes offered, and more suggestions.

Bullets to Budgets: A retired colonel who learnt from his mistakes and now helps defence personnel with financial planning

BUSINESS

Bullets to Budgets: A retired colonel who learnt from his mistakes and now helps defence personnel with financial planning

Sanjeev Govila is a retired colonel who studied financial and investment planning and now runs a firm called Hum Fauji Initiatives that exclusively helps the armed forces in financial planning.

What must be included in a rental agreement?

MCMINIS

What must be included in a rental agreement?

Home loan EMIs set to rise: Four strategies to reduce your home loan burden

BUSINESS

Home loan EMIs set to rise: Four strategies to reduce your home loan burden

Additional EMI and lump-sum prepayments can reduce interest outgo, loan tenure

RBI hikes repo rate by 50 bps: EMIs to shoot up for borrowers, interests to rise for depositors

BUSINESS

RBI hikes repo rate by 50 bps: EMIs to shoot up for borrowers, interests to rise for depositors

Typically, when interest rates goes up, banks tend to extend loan tenure and not EMI first, pushing up the interest outgo for home loan borrowers significantly over long tenures of 15-30 years

Short-Term FD Rates: These banks offer up to 6.60% interest on three-year FDs

PERSONAL-FINANCE

Short-Term FD Rates: These banks offer up to 6.60% interest on three-year FDs

Several banks have sharply hiked interest rates on fixed deposits across tenures after the Reserve Bank of India raised repo rate by 90 basis points in May-June this year.

Independence Day | Five credit cards that make online shopping more rewarding

BUSINESS

Independence Day | Five credit cards that make online shopping more rewarding

While shopping during Independence Day and the festive season, spend smartly and responsibly. These cards have also been arranged according to the least annual fees.

How to deal with costlier home loans?

MCMINIS

How to deal with costlier home loans?

Should you stand as a loan guarantor?

MCMINIS

Should you stand as a loan guarantor?

Five important money matters that need your attention this August

BUSINESS

Five important money matters that need your attention this August

RBI’s monetary policy announcement, penalties for belated income tax returns, smart shopping tips, penalties on premature withdrawal of fixed deposits — there is a lot happening in August. Here is what you need to watch out for.

This is the best way to carry forex while travelling abroad

BUSINESS

This is the best way to carry forex while travelling abroad

If you’re thinking of using your debit or credit cards overseas, think again. Moneycontrol presents you with some sound options that will keep your money safe and save you a pretty packet. Read on to find out what they are.

Independence Day weekend coming up: These credit cards will help you plan your holidays better

BUSINESS

Independence Day weekend coming up: These credit cards will help you plan your holidays better

Among the credit cards aimed at the traveller are those that have tie-ups with travel portals. These can be used to plan your tickets and hotel stays, and often offer benefits like gift vouchers and discounts.

High returns, but watch out for credit risks in corporate FDs

BUSINESS

High returns, but watch out for credit risks in corporate FDs

Corporate fixed deposits offer higher interest rates compared to bank fixed deposits. But, there is a risk of default in low-rated FDs. So, check the ratings assigned and company financials before investing.

Advantage NRIs: These private banks offer up to 6.60% interest on NRO deposits

BUSINESS

Advantage NRIs: These private banks offer up to 6.60% interest on NRO deposits

Against the backdrop of the RBI's repo rate hikes and depreciating rupee, smaller and new private banks are offering higher interest rates on non-resident deposits

What is a home improvement loan?

MCMINIS

What is a home improvement loan?

Does a Rupee travel card work out better than a forex card?

BUSINESS

Does a Rupee travel card work out better than a forex card?

A Rupee travel card is a new innovation that new-age banks offer, as your foreign travel companion. No need to buy expensive forex anymore. But convenience and charges don’t quite match up to a forex card, just yet.

Tax-Savings FD rates: These bank fixed deposits give you up to 7.4% interest

BUSINESS

Tax-Savings FD rates: These bank fixed deposits give you up to 7.4% interest

Several banks have sharply hiked interest rates on tax-saving fixed deposits after the Reserve Bank of India raised repo rate by 90 basis points in the last couple of months.

Liveboundless review - Stashfin launched lifetime free credit card​ for Women

BUSINESS

Liveboundless review - Stashfin launched lifetime free credit card​ for Women

Neobank Stashfin has launched a new credit card, called #Liveboundless, for women. Lifetime free card, it charges annual interest rates between 11-60% depending on your credit behavoir. A review

What is a Rupee-denominated card?

MCMINIS

What is a Rupee-denominated card?

Are you a new-to-credit customer or having low credit score? Here are some secured credit cards offered by banks

BUSINESS

Are you a new-to-credit customer or having low credit score? Here are some secured credit cards offered by banks

The FD acts as a security to the bank that issues the credit card. A lien is marked on the FD until the credit balance is settled. In case the cardholder defaults on payment, the FD is used to settle dues.

What is a customisable credit card?

MCMINIS

What is a customisable credit card?

Review: AU Small Finance Bank allows you to design your own credit card, but at a cost

BUSINESS

Review: AU Small Finance Bank allows you to design your own credit card, but at a cost

AU Bank’s all-new LIT credit card is aimed at millennials and first-time card users. But every features offered comes at a price. It pays to know your spending pattern, thoroughly

Are student loans from foreign fintech firms a good idea?

MCMINIS

Are student loans from foreign fintech firms a good idea?

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