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Moneycontrol

Hiral Thanawala

Coordinator Special Features

moneycontrol.com

Govt announces compound interest waiver on moratorium loans — here's is how it will affect borrowers

BUSINESS

Govt announces compound interest waiver on moratorium loans — here's is how it will affect borrowers

Although the government has finally announced its scheme on waiving interest on interest on moratorium loans, the relief to small borrowers is minimal. You will still need to pay your principal and original interest.

NEFT, RTGS & IMPS: Which mode should you choose for transferring money?

BUSINESS

NEFT, RTGS & IMPS: Which mode should you choose for transferring money?

Based on the value of the transaction, the speed of transfer and other factors, you should decide the mode of transfer

Use a Will to gift your property, or you may end up being homeless

BUSINESS

Use a Will to gift your property, or you may end up being homeless

To save stamp duty and time, some transfer properties through gift deeds. But parents must ensure that gift deeds are water-tight

How Google Pay allows you to make purchases without your credit card

BUSINESS

How Google Pay allows you to make purchases without your credit card

Google Pay allows you to make payments through secure digital tokens

We advise against loan restructuring if customers can afford to pay: Federal Bank

BUSINESS

We advise against loan restructuring if customers can afford to pay: Federal Bank

Loan restructuring could impact their interest costs and credit score

Mis-selling: Is your bank asking you to pledge gold to save on locker rent?

BUSINESS

Mis-selling: Is your bank asking you to pledge gold to save on locker rent?

Customers fall into this debt trap by giving up the locker facility and taking a credit line from the bank

The pros and cons of paying credit card bills through third-party mobile apps

BUSINESS

The pros and cons of paying credit card bills through third-party mobile apps

Stay alert to breach of financial data and when you redeem cashback offers while shopping from partnering merchants

All about the loan restructuring schemes of SBI and HDFC Bank

BUSINESS

All about the loan restructuring schemes of SBI and HDFC Bank

You will have to bear an increased debt burden for up to two years if you opt for restructuring

Gold loans: How to choose between the regular EMI option and overdraft facility

BUSINESS

Gold loans: How to choose between the regular EMI option and overdraft facility

Taking an overdraft facility means that you do not get a lump-sum amount at the start

Took a gold loan? Here are 5 ways to repay

BUSINESS

Took a gold loan? Here are 5 ways to repay

Making principal repayments during the loan tenure would reduce interest costs

SBI Card dues restructuring plan: Should you apply for it?

BUSINESS

SBI Card dues restructuring plan: Should you apply for it?

The plan involves converting the existing credit card dues into a term loan

All about doorstep services offered by public sector banks

BUSINESS

All about doorstep services offered by public sector banks

You can register for doorstep banking service through your bank’s mobile application, website or call centre

Customers are investing more in FDs despite lower interest rates: DCB Bank

BUSINESS

Customers are investing more in FDs despite lower interest rates: DCB Bank

Retail investors now have fewer avenues to spend, due to the lockdown. So, there has been an increase in savings

What you need to know about taking a gold loan

BUSINESS

What you need to know about taking a gold loan

How is the value of ornaments calculated, which lenders are the best and all the important questions answered about taking a gold loan

7 tasks to complete for settling money matters after the demise of a loved one

BUSINESS

7 tasks to complete for settling money matters after the demise of a loved one

Financial advisors recommend that you share a copy of your Will with your heirs in your lifetime

Why EMIs on your repo-linked loans aren’t falling despite rate cuts

BUSINESS

Why EMIs on your repo-linked loans aren’t falling despite rate cuts

Bad credit scores attract higher interest rates

All about bank charges on UPI transactions

BUSINESS

All about bank charges on UPI transactions

Banks now appear to be cashing in on the digital payments wave

How to get your credit report in a language of your choice

BUSINESS

How to get your credit report in a language of your choice

Language has often been a barrier for many loan customers

Should you apply for a credit card against your fixed deposit?

BUSINESS

Should you apply for a credit card against your fixed deposit?

Each bank specifies its own minimum amount for providing credit cards against fixed deposits

Should you invest in Bajaj Finance’s Systematic Deposit Plan?

BUSINESS

Should you invest in Bajaj Finance’s Systematic Deposit Plan?

The interest rate in this scheme is higher compared to that on bank fixed deposits  

Loan moratoriums and saved EMIs: What did borrowers do with the surplus?

BUSINESS

Loan moratoriums and saved EMIs: What did borrowers do with the surplus?

From building an emergency corpus to investing the surplus for later lump-sum repayment, borrowers have taken different courses

All about cardless withdrawal of cash from ATMs

BUSINESS

All about cardless withdrawal of cash from ATMs

For starters, you will need to download your bank’s mobile application

Millennials love investing via apps, but are they aware of the pitfalls?

BUSINESS

Millennials love investing via apps, but are they aware of the pitfalls?

You must not invest in schemes just based on their past performance

Transacting at a non-home bank branch? Be aware of the limits and charges

BUSINESS

Transacting at a non-home bank branch? Be aware of the limits and charges

With the advent of the core banking system and technology, banks have enabled almost all transactions for customers across home and non-home branches

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