Being financially independent is so easy that anybody will be able to do this with just a bit of effort.
These benefits may not appear in the employer’s CTC offer but can make a big difference for the employees.
Besides the regular savings and recurring deposits, investors can choose from the multiple risk–free options that post offices offer, right from term deposits for the salaried class to senior citizens looking to receive moderate returns on their life savings.
It is a state of having sufficient personal wealth to live, without having to work actively for basic necessities.
The function of money is to provide sustenance, and thereafter provide the means to attainment of the financial goals of life.
As we are all gearing up to celebrate our country‘s independence how about achieving our financial independence too.
Financial freedom does not mean retirement only. It means enjoying your life without being worried about money.
Financial freedom may sound like a dream come true. However, it is not the case. Follow these simple tips and you are home.
Systematic investment in equity mutual funds is the most convenient option for retail investors to create a large corpus over the long term.
With changing times, individuals have to ensure that they prepare themselves to pay for their needs and dreams.
What you want to achieve in life would be completely different from what you wants.
If your younger brother or sister does not yet hold a bank account, its time for you as elder sibling to open one in their name
On the investment front, stock markets are at their all-time high and it is best to take exposure through mutual funds to reduce risk in your portfolio
It is not surprising that most middle class households find themselves in debt and loss of financial peace.
Invest in the right instruments and enjoy wealth in long term.
If you utilise your high disposable income in a planned manner, you can achieve most of your financial goals.
Ask them about their qualifications. Ask them about who are there in the team and their qualifications too.
With the right combination of solutions, organizations can deliver a safe, convenient and cost-effective self-service experience to customers.
The two instruments serve different purposes and are typically not an “either-or” choice. EPF gives guaranteed returns while NPS has market-linked schemes.
With the growing cost of brick-and-mortar model and highly paid advisors, it’s only natural that this process gets automated, simple and most importantly cost-effective.
'Sometimes even after your best performance, your boss may give you a less-than-expected increment.'
It is a good idea to reassess one’s savings and expense budget in view of the increased monthly income. However, one should wait and see the actual impact of the hike on net pay.
If you are not up to speed with these 5 things to save and invest money, better get your act together.