HDFC Bank Fixed Deposit: HDFC Bank Fixed Deposit/Term Deposit Schemes, NRI/NRO/NRE Deposit Rates HDFC Bank, Bank Fixed Deposits/Term Deposit in India, NRI/NRO/NRE Interest Rates

HDFC Bank

Fixed Deposit Rates

You are requested to reconfirm the rates from the respective banks before making any financial commitments.

a) For domestic deposits - Less than Rs. 2 cr (last revised on Feb 14, 2022)

Maturity Period	Deposit Amount	INTEREST RATE (% p.a.) General Senior Citizen

7 days to 14 days	Less than Rs. 2 cr	2.50 3.00	Calculate
15 days to 29 days	Less than Rs. 2 cr	2.50 3.00	Calculate
30 days to 45 days	Less than Rs. 2 cr	3.00 3.50	Calculate
46 days to 60 days	Less than Rs. 2 cr	3.00 3.50	Calculate
61 days to 90 days	Less than Rs. 2 cr	3.00 3.50	Calculate
91 days to 6 months	Less than Rs. 2 cr	3.50 4.00	Calculate
6 months 1 day to 9 months	Less than Rs. 2 cr	4.40 4.90	Calculate
9 months 1 days to less 1 Year	Less than Rs. 2 cr	4.40 4.90	Calculate
1 Year	Less than Rs. 2 cr	5.00 5.50	Calculate
1 year 1 day to 2 years	Less than Rs. 2 cr	5.00 5.50	Calculate
2 years 1 day to 3 years	Less than Rs. 2 cr	5.20 5.70	Calculate
3 year 1 day to 5 years	Less than Rs. 2 cr	5.45 5.95	Calculate
5 years 1 day to 10 years	Less than Rs. 2 cr	5.60 6.35	Calculate

b) For domestic deposits - Rs. 2 cr to up to 5 crs (last revised on Feb 14, 2022)

Maturity Period	Deposit Amount	INTEREST RATE (% p.a.) General Senior Citizen

7 days to 14 days	Rs. 2 cr to up to 5 crs	2.50 3.00	Calculate
15 days to 29 days	Rs. 2 cr to up to 5 crs	2.50 3.00	Calculate
30 days to 45 days	Rs. 2 cr to up to 5 crs	2.75 3.25	Calculate
46 days to 60 days	Rs. 2 cr to up to 5 crs	2.75 3.25	Calculate
61 days to 90 days	Rs. 2 cr to up to 5 crs	3.00 3.50	Calculate
91 days to 6 months	Rs. 2 cr to up to 5 crs	3.35 3.85	Calculate
6 months 1 day to 9 months	Rs. 2 cr to up to 5 crs	3.60 4.10	Calculate
9 months 1 days to less 1 Year	Rs. 2 cr to up to 5 crs	3.70 4.20	Calculate
1 Year	Rs. 2 cr to up to 5 crs	4.05 4.55	Calculate
1 year 1 day to 2 years	Rs. 2 cr to up to 5 crs	4.20 4.70	Calculate
2 years 1 day to 3 years	Rs. 2 cr to up to 5 crs	4.50 5.00	Calculate
3 year 1 day to 5 years	Rs. 2 cr to up to 5 crs	4.60 5.10	Calculate
5 years 1 day to 10 years	Rs. 2 cr to up to 5 crs	4.60 5.35	Calculate

Tax Saver Fixed Deposits (Amount capped at Rs. 1 lakh per Financial Year)

Maturity Period	Deposit Amount	INTEREST RATE (% p.a.) General Senior Citizen

HDFC Bank Tax Saver Deposits - 5 years	Upto Rs. 1 lakh	6.50 7.00	Calculate

Tax Implications:

The amount invested in fixed deposits with a maturity period of 5 years in a Scheduled bank is eligible for tax deduction under section 80C. However, the interest earned on the deposit is taxable.
Tax will be deducted at the source, if the interest income on a fixed deposit per annum exceeds Rs.10000

a) For NRO Fixed Deposit - Less than Rs. 2 cr (last revised on Feb 14, 2022)

b) For NRO Fixed Deposit - Rs. 2 cr to up to 5 crs (last revised on Feb 14, 2022)