Development Credit Bank Fixed Deposit: Development Credit Bank Fixed Deposit/Term Deposit Schemes, NRI/NRO/NRE Deposit Rates Development Credit Bank, Bank Fixed Deposits/Term Deposit in India, NRI/NRO/NRE Interest Rates

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Development Credit Bank

Fixed Deposit Rates

You are requested to reconfirm the rates from the respective banks before making any financial commitments.

a) For domestic deposits - Less than Rs. 15 lakh (last revised on Mar 19, 2012)

Maturity Period	Deposit Amount	INTEREST RATE (% p.a.) General Senior Citizen

14 days	Less than Rs. 15 lakh	3.00 3.50	Calculate
15 days to 45 days	Less than Rs. 15 lakh	3.75 4.25	Calculate
46 days to 90 days	Less than Rs. 15 lakh	4.75 5.25	Calculate
91 days to less than 6 months	Less than Rs. 15 lakh	5.75 6.25	Calculate
6 months to less than 1 year	Less than Rs. 15 lakh	6.75 7.25	Calculate
1 year to less than 13 months	Less than Rs. 15 lakh	8.00 8.50	Calculate
13 months	Less than Rs. 15 lakh	9.50 10.00	Calculate
Above 13 months to less than 15 months	Less than Rs. 15 lakh	8.00 8.50	Calculate
15 months	Less than Rs. 15 lakh	8.50 9.00	Calculate
Above 15 months to less than 16 months	Less than Rs. 15 lakh	8.75 9.25	Calculate
16 months	Less than Rs. 15 lakh	9.00 9.50	Calculate
Above 16 months to less than 18 months	Less than Rs. 15 lakh	8.00 8.50	Calculate
18 months	Less than Rs. 15 lakh	9.75 10.25	Calculate
Above 18 months to less than 19 months	Less than Rs. 15 lakh	8.00 8.50	Calculate
19 months to 24 months	Less than Rs. 15 lakh	9.50 10.00	Calculate
Above 24 months to less than 36 months	Less than Rs. 15 lakh	8.00 8.50	Calculate
36 months	Less than Rs. 15 lakh	9.30 9.80	Calculate
Above 3 years to less than 5 years	Less than Rs. 15 lakh	8.00 8.50	Calculate
5 years	Less than Rs. 15 lakh	9.30 9.80	Calculate
Above 5 years to 10 years	Less than Rs. 15 lakh	8.00 8.50	Calculate

b) For domestic deposits - Rs. 15 lakh to less than Rs. 50 lakh (last revised on Mar 19, 2012)

Maturity Period	Deposit Amount	INTEREST RATE (% p.a.) General Senior Citizen

14 days	Rs. 15 lakh to less than Rs. 50 lakh	3.00 3.50	Calculate
15 days to 45 days	Rs. 15 lakh to less than Rs. 50 lakh	4.00 4.50	Calculate
46 days to 90 days	Rs. 15 lakh to less than Rs. 50 lakh	5.00 5.50	Calculate
91 days to less than 6 months	Rs. 15 lakh to less than Rs. 50 lakh	6.25 6.75	Calculate
6 months to less than 1 year	Rs. 15 lakh to less than Rs. 50 lakh	7.25 7.75	Calculate
1 year to less than 13 months	Rs. 15 lakh to less than Rs. 50 lakh	8.75 9.25	Calculate
13 months	Rs. 15 lakh to less than Rs. 50 lakh	9.50 10.00	Calculate
Above 13 months to less than 15 months	Rs. 15 lakh to less than Rs. 50 lakh	8.75 9.25	Calculate
15 months	Rs. 15 lakh to less than Rs. 50 lakh	9.00 9.50	Calculate
Above 15 months to less than 16 months	Rs. 15 lakh to less than Rs. 50 lakh	9.00 9.50	Calculate
16 months	Rs. 15 lakh to less than Rs. 50 lakh	9.00 9.50	Calculate
Above 16 months to less than 18 months	Rs. 15 lakh to less than Rs. 50 lakh	8.50 9.00	Calculate
18 months	Rs. 15 lakh to less than Rs. 50 lakh	10.00 10.50	Calculate
Above 18 months to less than 19 months	Rs. 15 lakh to less than Rs. 50 lakh	8.50 9.00	Calculate
19 months to 24 months	Rs. 15 lakh to less than Rs. 50 lakh	9.50 10.00	Calculate
Above 24 months to less than 36 months	Rs. 15 lakh to less than Rs. 50 lakh	8.50 9.00	Calculate
36 months	Rs. 15 lakh to less than Rs. 50 lakh	9.50 10.00	Calculate
Above 3 years to less than 5 years	Rs. 15 lakh to less than Rs. 50 lakh	8.50 9.00	Calculate
5 years	Rs. 15 lakh to less than Rs. 50 lakh	9.50 10.00	Calculate
Above 5 years to 10 years	Rs. 15 lakh to less than Rs. 50 lakh	8.25 8.75	Calculate

Tax Saver Fixed Deposits (Amount capped at Rs. 1 lakh per Financial Year)

Maturity Period	Deposit Amount	INTEREST RATE (% p.a.) General Senior Citizen

Tax Saver Fixed Deposit Account - 5 years to 10 Years	Upto Rs. 1 lakh	9.00 9.50	Calculate

Tax Implications:

The amount invested in fixed deposits with a maturity period of 5 years in a Scheduled bank is eligible for tax deduction under section 80C. However, the interest earned on the deposit is taxable.
Tax will be deducted at the source, if the interest income on a fixed deposit per annum exceeds Rs.10000

a) For NRO Fixed Deposit - Less than Rs. 15 lakh (last revised on Mar 19, 2012)

Maturity Period	Deposit Amount	INTEREST RATE (% p.a.)

14 days	Less than Rs. 15 lakh	3.00	Calculate
15 days to 45 days	Less than Rs. 15 lakh	3.75	Calculate
46 days to 90 days	Less than Rs. 15 lakh	4.75	Calculate
91 days to less than 6 months	Less than Rs. 15 lakh	5.75	Calculate
6 months to less than 1 year	Less than Rs. 15 lakh	6.75	Calculate
1 year to less than 13 months	Less than Rs. 15 lakh	8.00	Calculate
13 months	Less than Rs. 15 lakh	9.50	Calculate
Above 13 months to less than 15 months	Less than Rs. 15 lakh	8.00	Calculate
15 months	Less than Rs. 15 lakh	8.50	Calculate
Above 15 months to less than 16 months	Less than Rs. 15 lakh	8.75	Calculate
16 months	Less than Rs. 15 lakh	9.00	Calculate
Above 16 months to less than 18 months	Less than Rs. 15 lakh	8.00	Calculate
18 months	Less than Rs. 15 lakh	9.75	Calculate
Above 18 months to less than 19 months	Less than Rs. 15 lakh	8.00	Calculate
19 months to 24 months	Less than Rs. 15 lakh	9.50	Calculate
Above 24 months to less than 36 months	Less than Rs. 15 lakh	8.00	Calculate
36 months	Less than Rs. 15 lakh	9.30	Calculate
Above 3 years to less than 5 years	Less than Rs. 15 lakh	8.00	Calculate
5 years	Less than Rs. 15 lakh	9.30	Calculate
Above 5 years to 10 years	Less than Rs. 15 lakh	8.00	Calculate

b) For NRO Fixed Deposit - Rs. 15 lakh to less than Rs. 50 lakh (last revised on Mar 19, 2012)

Maturity Period	Deposit Amount	INTEREST RATE (% p.a.)

14 days	Rs. 15 lakh to less than Rs. 50 lakh	3.00	Calculate
15 days to 45 days	Rs. 15 lakh to less than Rs. 50 lakh	4.00	Calculate
46 days to 90 days	Rs. 15 lakh to less than Rs. 50 lakh	5.00	Calculate
91 days to less than 6 months	Rs. 15 lakh to less than Rs. 50 lakh	6.25	Calculate
6 months to less than 1 year	Rs. 15 lakh to less than Rs. 50 lakh	7.25	Calculate
1 year to less than 13 months	Rs. 15 lakh to less than Rs. 50 lakh	8.75	Calculate
13 months	Rs. 15 lakh to less than Rs. 50 lakh	9.50	Calculate
Above 13 months to less than 15 months	Rs. 15 lakh to less than Rs. 50 lakh	8.75	Calculate
15 months	Rs. 15 lakh to less than Rs. 50 lakh	9.00	Calculate
Above 15 months to less than 16 months	Rs. 15 lakh to less than Rs. 50 lakh	9.00	Calculate
16 months	Rs. 15 lakh to less than Rs. 50 lakh	9.00	Calculate
Above 16 months to less than 18 months	Rs. 15 lakh to less than Rs. 50 lakh	8.50	Calculate
18 months	Rs. 15 lakh to less than Rs. 50 lakh	10.00	Calculate
Above 18 months to less than 19 months	Rs. 15 lakh to less than Rs. 50 lakh	8.50	Calculate
19 months to 24 months	Rs. 15 lakh to less than Rs. 50 lakh	9.50	Calculate
Above 24 months to less than 36 months	Rs. 15 lakh to less than Rs. 50 lakh	8.50	Calculate
36 months	Rs. 15 lakh to less than Rs. 50 lakh	9.50	Calculate
Above 3 years to less than 5 years	Rs. 15 lakh to less than Rs. 50 lakh	8.50	Calculate
5 years	Rs. 15 lakh to less than Rs. 50 lakh	9.50	Calculate
Above 5 years to 10 years	Rs. 15 lakh to less than Rs. 50 lakh	8.25	Calculate

a) For NRE Fixed Deposit - Less than Rs. 15 lakh (last revised on Mar 19, 2012)

Maturity Period	Deposit Amount	INTEREST RATE (% p.a.)

1 year to less than 13 months	Less than Rs. 15 lakh	8.00	Calculate
13 months	Less than Rs. 15 lakh	9.50	Calculate
Above 13 months to less than 15 months	Less than Rs. 15 lakh	8.00	Calculate
15 months	Less than Rs. 15 lakh	8.50	Calculate
Above 15 months to less than 16 months	Less than Rs. 15 lakh	8.75	Calculate
16 months	Less than Rs. 15 lakh	9.00	Calculate
Above 16 months to less than 18 months	Less than Rs. 15 lakh	8.00	Calculate
18 months	Less than Rs. 15 lakh	9.75	Calculate
Above 18 months to less than 19 months	Less than Rs. 15 lakh	8.00	Calculate
19 months to 24 months	Less than Rs. 15 lakh	9.50	Calculate
Above 24 months to less than 36 months	Less than Rs. 15 lakh	8.00	Calculate
36 months	Less than Rs. 15 lakh	9.30	Calculate
Above 3 years to less than 5 years	Less than Rs. 15 lakh	8.00	Calculate
5 years	Less than Rs. 15 lakh	9.30	Calculate

b) For NRE Fixed Deposit - Rs. 15 lakh to less than Rs. 50 lakh (last revised on Mar 19, 2012)

Maturity Period	Deposit Amount	INTEREST RATE (% p.a.)

1 year to less than 13 months	Rs. 15 lakh to less than Rs. 50 lakh	8.75	Calculate
13 months	Rs. 15 lakh to less than Rs. 50 lakh	9.50	Calculate
Above 13 months to less than 15 months	Rs. 15 lakh to less than Rs. 50 lakh	8.75	Calculate
15 months	Rs. 15 lakh to less than Rs. 50 lakh	9.00	Calculate
Above 15 months to less than 16 months	Rs. 15 lakh to less than Rs. 50 lakh	9.00	Calculate
16 months	Rs. 15 lakh to less than Rs. 50 lakh	9.00	Calculate
Above 16 months to less than 18 months	Rs. 15 lakh to less than Rs. 50 lakh	8.50	Calculate
18 months	Rs. 15 lakh to less than Rs. 50 lakh	10.00	Calculate
Above 18 months to less than 19 months	Rs. 15 lakh to less than Rs. 50 lakh	8.50	Calculate
19 months to 24 months	Rs. 15 lakh to less than Rs. 50 lakh	9.50	Calculate
Above 24 months to less than 36 months	Rs. 15 lakh to less than Rs. 50 lakh	8.50	Calculate
36 months	Rs. 15 lakh to less than Rs. 50 lakh	9.50	Calculate
Above 3 years to less than 5 years	Rs. 15 lakh to less than Rs. 50 lakh	8.50	Calculate
5 years	Rs. 15 lakh to less than Rs. 50 lakh	9.50	Calculate

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