Sovereign Gold Bond early exit today: RBI announces SGB 2020-21 Series-IX redemption price, check investors' return- FAQs answered
The bonds have a fixed term of eight years, but investors can exit after five years on interest payment dates if they wish. SGBs can also be traded on stock exchanges, transferred to others, or used as collateral for loans.
Got cash as wedding gifts? Here's how newlyweds can use it wisely
Newlyweds often rush to spend wedding gift money, but a simple plan can turn it into long-term financial security.
Bitcoin tops $93,000 briefly as markets absorb US strike on Venezuela
Looking ahead, inflation trends, monetary policy direction, and geopolitical risk are expected to remain core drivers of crypto pricing through 2026, says analyst.
Silver futures jump 4.18% on MCX to Rs 2,46,198/kg amid US-Venezuela tensions
The US attack against Venezuela has further fueled the prices of an already favourable environment for white metal, buoyed by industrial demand and expectations of further rate cuts by the US later this month.
Gold prices today: Spot rates jump 1.4% as geopolitical tensions rise after US strike on Venezuela
Analysts expect precious metal prices to rise in the wake of the large-scale US military action against Venezuela on Saturday, as heightened geopolitical uncertainty boosts demand for safe-haven assets.
Builder default doesn’t pause your home loan: Why paying EMIs still matter
Your liability to service the home loan is independent of your inability to take possession of the property due to a legal dispute or the builder’s default. Banks do not take responsibility for delays or defaults by builders for any reason.
Why keeping an eye on your credit report matters more than you think
You may feel fine today, but silent problems can build unnoticed. Just as routine health checks catch issues early, regular credit report monitoring helps you spot financial damage before it becomes expensive or irreversible.
When your health insurance claim is rejected for “non-disclosure”: What to do next
A non-disclosure rejection can feel accusatory at exactly the wrong time, but it is often a documentation dispute rather than a final verdict. A calm, well-organised response with the right medical records and timelines can materially improve your chances.
Why revolving credit card balances quietly derail your home loan plans
Even when you never miss a payment, carrying unpaid credit card balances month after month can reduce how much home loan a bank is willing to offer—or block approval altogether.
Why having more than one UAN can quietly mess up your EPF, and how to fix it
Multiple job changes can leave you with two UANs without you even realising it. It doesn’t just look messy on paper—it can slow transfers, complicate withdrawals, and leave old EPF balances forgotten.
Do you need to pay tax or file ITR when moving funds from savings bank to NRO account?
Under FEMA, you become a non-resident when leaving India for work or business, and your existing account can simply be converted to NRO. Taxability depends on your stay in India and salary credit.
A simple way to pay for big expenses without taking loans
Most “money surprises” aren’t actually surprises. A sinking fund is just a way to spread the cost quietly across months, so you’re not forced into EMIs when the bill shows up.
Pre-approved personal loans: Why banks push them and when you should still say no
A pre-approved loan feels flattering and urgent, but it’s rarely about doing you a favour. It’s about risk, timing and margins—and knowing that makes it easier to decide when to walk away.
The three-bucket retirement plan is easy to draw, harder to live with. Here’s how to do it
The three-bucket idea sounds neat in theory. The real challenge is translating it into Indian accounts, funds and tax rules without creating a complicated mess you won’t maintain.
What to check before a loan app asks for your contacts and photos
The money may be quick, but the access you give can last much longer. A few careful checks before you tap “allow” can spare you a lot of stress later.
If your income is uneven, this budgeting approach works better
When income is uneven, a “monthly budget” can feel like a monthly fight. What helps is a simple system that smooths the ups and downs, so your household isn’t constantly reacting.
How to use house sale proceeds to buy two flats and pass them to your children tax-free
Under Section 54, only long-term capital gains -- not the full sale proceeds -- need to be invested to claim tax exemption. You can buy two adjoining flats as one unit, add your children as joint owners, and bequeath the property to them tax-free.
How your credit limit is decided, and how to ask your bank to raise it without denting your score
Your credit limit is not a reward for being a “good customer.” It’s a risk number, set by the issuer’s models using your income, existing debt, and repayment behaviour. If you ask for an increase the right way, you can often get more headroom with minimal score impact.
India's 2026 outlook: Growth drivers and opportunities
India's economy showed resilience in 2025 despite global challenges, setting the stage for a balanced phase ahead. Fiscal measures and supportive liquidity conditions drove growth, with earnings tracking nominal GDP.
Credit card interest-free period explained: Why two people using the same card can pay interest differently
The “interest-free period” is not a flat promise for everyone. It depends on your billing cycle timing, whether you paid the full amount last month, and what kind of transaction you made.
Union Budget 2026: A chance to revamp housing finance, boost affordability
Key proposals for the Union Budget 2026 include increasing tax deductions on home loan interest, reviving subsidies for mid-income buyers, simplifying loan portability, and linking disbursements to construction milestones.
The credit card date that matters more than your due date
Many credit card users focus only on the due date. In reality, the statement date is just as important—and adjusting it can quietly give you more breathing room every month without costing you a rupee.
Credit card ‘hacks’ most people miss
As credit card usage surges, simple hacks around timing, rewards, fees, and repayment can unlock far more everyday value.
What your first credit card bill is really telling you: 5 essential checks
Your first credit card bill is more than a payment request. It is a blueprint for how credit works, what mistakes cost money, and how quickly small oversights can snowball.
