Best rates by Fixed Income Instruments


Interest (%p.a)


Tax Status

Best Fixed Deposit Rates for NRIs

Instrument Account Type INTEREST
(% p.a)
Punjab & Maharashtra Co-operative Bank NRE FD 9.50 13 months to 24 months
Punjab & Maharashtra Co-operative Bank NRO FD 9.50 13 months to 24 months

more »

Issues Open Now

Bonds Type Face Value Open Close
Muthoottu Mini Financiers NCD 1,000 24-02-15 25-03-15
Sakthi Finance NCD 100 27-02-15 19-03-15
ECL Finance NCD 1,000 26-02-15 16-03-15
Kosamattam Finance NCD 1,000 10-02-15 11-03-15

more on Bonds »

Debt Funds FUND CATEGORY Open Close
HDFC FMP 1150D Feb-15 Sr-33(1) DP-G Fixed Maturity / Interval Plans 25-02-15 03-03-15
HDFC FMP 1150D Feb-15 Sr-33(1) RP-G Fixed Maturity / Interval Plans 25-02-15 03-03-15
DWS HFTF-Sr 35 (1100 D) - Reg (G) Fixed Maturity / Interval Plans 18-02-15 04-03-15
ICICI Pru FMP Sr-76-1140D-N-Reg (G) Fixed Maturity / Interval Plans 25-02-15 04-03-15
DSP-BR Ultra Short Term Fund - DP (G) Ultra Short Term Debt 27-02-15 04-03-15

more »

Expert Advice

Murthy Nagarajan, Head- Fixed Income, Quantum AMC

‘FM expects CPI inflation to be around 5% this fiscal’

Vikram Dalal, MD, Synergee Capital Services

Should you invest in ECL Finance NCD?

Anil Chopra, Group CEO & Director, Bajaj Capital

What to do when a fixed deposit holder dies before maturity

Jitendra P.S.Solanki, Investment Adviser & CFP, JS Financial Advisors

Expect tax free bonds making a strong come back in 2015

Anil Chopra, Group CEO & Director, Bajaj Capital

Here is a guide to regular income investment options

more »


Jiju Vidyadharan

Head Funds & Fixed Income Research , CRISIL

Feb 16 2015, 16:00hrs

Invesments in Fixed Income

Bank Fixed Deposits (FDs) are generally safe investments because FDs up to Rs 1 lakh are insured under the Deposit Insurance & Credit Guarantee Scheme...

There are many other institutions apart from banks that offer fixed deposit investment options for investors. Within the banking family there are publ...

Each bank or financial institution that is offering fixed deposits fixes its own deposit rates. The deposit rates depend upon the financial position o...

more »

Interest is paid on monthly/quarterly/half yearly/yearly or on maturity basis and is sent either through cheque or ECS facility....

Ignore the unrated Company Deposit Schemes. Ignore deposit schemes of little known manufacturing companies. For NBFCs, RBI has made it mandatory to...

Companies which offer interest higher than 15%. Companies which are not paying regular dividends to the shareholder. Companies whose Balance S...

more »

No, the interest received in these bonds is not tax free. The investor is liable to pay tax on the interest received....

A minor is not eligible to apply for subscription to these bonds....

Yes application can be made in joint names with a maximum of three applicants, however the demat account shall also be held in the joint names and ord...

more »

No. There is no provision. Interest amount can be credited to SB account and after that from SB to RD is permissible....

The claimant may be the nominee or legal heir. If there is nomination, the nominee can prefer the claim in the prescribed form along with death certif...

National Savings Certificate - No premature encashment possible. Maturity period is 5 Years. Different Savings Accounts Savings Bank - Can be cl...

more »

Debt instruments typically have maturities of more than one year. The main types are government securities called G-secs or Gilts...

The factors affecting interest rates are largely macro-economic in nature: • Demand/supply of money- When economic growth is high...

Rating organisations evaluate the credit worthiness of an issuer with respect to debt instruments or its general ability to pay back debt over the specified period of time...

more »

Buy, Hold, Sell? Hear it first on M3
Catch the best picks, hot tips and buzz from the 'people' who drive the markets.
What's Your Opinion?

Do you see a steep decline in interest rates this year? 2 comments

Top Boarders


Featured Articles

Investment Basics



 Fixed Deposit Calculator

Find out how much interest you can earn on a Fixed Deposit (FD) and the value of your invesment on maturity.

Principal (Rs.)

Rate of Interest (%)




 Magic of Compounding

Experiment with numbers to understand the Astounding power of compounding.

Starting Amount Rs

Regular Investments - Monthly (Rs)

Expected Rate of Return

% per annum

Value of investment after


Amount Received    Rs.

 Asset Allocation

What is your risk capacity?

What is your risk tolerance level?

Your risk tolerance level relates to your psychological attitude towards taking risk.

Know your risk capacity and your risk tolerance »

Key Economic Statistics

Index of Industrial Production »

more »

RBI Rates »

Bank Rate 9.00%
Repo Rate 8.00%
Reverse Repo Rate 7.00%
CRR 4.00%
SLR 22.00%
Explore Moneycontrol

Copyright © Ltd. All rights reserved. Reproduction of news articles, photos, videos or any other content in whole or in part in any form or medium without express written permission of is prohibited.