Best rates by Fixed Income Instruments


Interest (%p.a)


Tax Status

Best Fixed Deposit Rates for NRIs

Instrument Account Type INTEREST
(% p.a)
Bharat Co-operative Bank NRE FD 9.50 1 year
Punjab & Maharashtra Co-operative Bank NRO FD 9.25 37 months to 60 months

more »

Issues Open Now

Bonds Type Face Value Open Close
Muthoot Fincorp NCD 1,000 28-09-15 27-10-15
Power Finance Corporation Tax Free Bond 1,000 05-10-15 09-10-15
Muthoot Finance NCD 1,000 07-09-15 07-10-15

more on Bonds »

Debt Funds FUND CATEGORY Open Close
Kotak FMP 1099D Sr-180 - Reg (G) Fixed Maturity / Interval Plans 07-10-15 08-10-15
Kotak FMP 1099D Sr-180 - Direct (G) Fixed Maturity / Interval Plans 07-10-15 08-10-15
UTI FTIF Srs-23-4 (1100D)-DP (G) Fixed Maturity / Interval Plans 30-09-15 12-10-15
UTI FTIF Srs-23-4 (1100D) (G) Fixed Maturity / Interval Plans 30-09-15 12-10-15
Reliance FHF-29 Sr 10 (1107D) DP(G) Fixed Maturity / Interval Plans 08-10-15 12-10-15

more »

Expert Advice

Anil Chopra, Group CEO & Director, Bajaj Capital

Forthcoming tax free bonds are good investment opportunity

Bekxy Kuriakose, Head – fixed income, Principal PNB Asset Management Company

How to invest in fixed income space now?

Arnav Pandya, Financial Advisor & Writer

The right way to look at tax free returns

Ronak Morjaria, Equity Research Associate, Way2Wealth Brokers

What if you decide how much of your PF money goes to equity

Jignesh Shah, Registered Investment Advisor, Capital Advisors

Protect financial independence with robust bond portfolio

more »


Jiju Vidyadharan

Head Funds & Fixed Income Research , CRISIL

Aug 24 2015, 14:00hrs

Investments in Fixed Income

Bank Fixed Deposits (FDs) are generally safe investments because FDs up to Rs 1 lakh are insured under the Deposit Insurance & Credit Guarantee Scheme...

There are many other institutions apart from banks that offer fixed deposit investment options for investors. Within the banking family there are publ...

Each bank or financial institution that is offering fixed deposits fixes its own deposit rates. The deposit rates depend upon the financial position o...

more »

Interest is paid on monthly/quarterly/half yearly/yearly or on maturity basis and is sent either through cheque or ECS facility....

Ignore the unrated Company Deposit Schemes. Ignore deposit schemes of little known manufacturing companies. For NBFCs, RBI has made it mandatory to...

Companies which offer interest higher than 15%. Companies which are not paying regular dividends to the shareholder. Companies whose Balance S...

more »

No, the interest received in these bonds is not tax free. The investor is liable to pay tax on the interest received....

A minor is not eligible to apply for subscription to these bonds....

Yes application can be made in joint names with a maximum of three applicants, however the demat account shall also be held in the joint names and ord...

more »

No. There is no provision. Interest amount can be credited to SB account and after that from SB to RD is permissible....

The claimant may be the nominee or legal heir. If there is nomination, the nominee can prefer the claim in the prescribed form along with death certif...

National Savings Certificate - No premature encashment possible. Maturity period is 5 Years. Different Savings Accounts Savings Bank - Can be cl...

more »

Debt instruments typically have maturities of more than one year. The main types are government securities called G-secs or Gilts...

The factors affecting interest rates are largely macro-economic in nature: • Demand/supply of money- When economic growth is high...

Rating organisations evaluate the credit worthiness of an issuer with respect to debt instruments or its general ability to pay back debt over the specified period of time...

more »

Buy, Hold, Sell? Hear it first on M3
Catch the best picks, hot tips and buzz from the 'people' who drive the markets.


Featured Articles

Investment Basics



 Fixed Deposit Calculator

Find out how much interest you can earn on a Fixed Deposit (FD) and the value of your invesment on maturity.

Principal (Rs.)

Rate of Interest (%)




 Magic of Compounding

Experiment with numbers to understand the Astounding power of compounding.

Starting Amount Rs

Regular Investments - Monthly (Rs)

Expected Rate of Return

% per annum

Value of investment after


Amount Received    Rs.

 Asset Allocation

What is your risk capacity?

What is your risk tolerance level?

Your risk tolerance level relates to your psychological attitude towards taking risk.

Know your risk capacity and your risk tolerance »

Key Economic Statistics

Index of Industrial Production »

more »

RBI Rates »

Bank Rate 7.75%
Repo Rate 6.75%
Reverse Repo Rate 5.75%
CRR 4.00%
SLR 21.50%
Explore Moneycontrol

Copyright © Ltd. All rights reserved. Reproduction of news articles, photos, videos or any other content in whole or in part in any form or medium without express written permission of is prohibited.