Repo Rate Cut

Experts said that the potential price relief could offer a positive support to consumption in H2FY26, particularly ahead of the festive season, when demand typically surges.

Mint Road signals watchful pause

In a world marked by uncertainty, anchoring expectations and a data-driven policy approach remain key to preserving macroeconomic stability

Keep calm and carry on is RBI’s message

A calibrated approach while steering policies to bolster domestic growth and preparing to act if external shocks, especially tariffs, begin to weigh more heavily on recovery can be the most prudent way forward. RBI will thus remain data dependent, closely tracking the evolving developments, especially on external front

RBI keeps repo rate unchanged with an eye on Trump's tariff threats

The rate-setting panel unanimously decided to continue with the 'neutral' policy stance, governor Sanjay Malhotra said

India, US & Russia: The great ‘pot and kettle’ game

India is not defending Russia’s war in Ukraine. It is defending its sovereign right to economic stability in the face of volatile global energy politics. It defends the principle that developing economies should not be asked to make sacrifices that wealthier nations themselves are unwilling to make

Credit growth unlikely to improve till H2 FY26 despite 100 bps repo rate cut

The cut in the cash reserve ratio is expected to infuse Rs 2.5 lakh crore into the banking system which, banks hope, will improve lending sentiments during the upcoming festival season.

How trade disruptions, Israel-Iran conflict will affect global central banks' decisions next week

From Washington to London, wary officials in countries that account for two fifths of the global economy may display a collective sense of paralysis

Banking Central| The RBI’s rate cut bonanza: What next for banks?

The RBI’s bold rate and CRR cuts unleash a growth bonanza but can banks turn liquidity into profitable credit? Structural hurdles loom large

RBI repo rate cut: Depositors need to brace for lower FD rates, rethink savings strategy

The RBI's 50 basis-point repo rate cut to 5.5% may lead to lower fixed deposit rates, prompting depositors to adopt strategies like laddering and consider alternatives for better returns.

RBI monetary policy: Relief for borrowers as home loan interest rates set to fall significantly

The central bank cut the repo rate by 50 basis points to 5.5%, paving the way for lower home loan interest rates, benefiting existing and new borrowers with reduced EMIs and interest payouts.

Home loan rates may fall below 7.75% if RBI cuts repo rate on June 6

The RBI's monetary policy announcement on June 6 is expected to include a 25-50 bps cut in the repo rate, aligning with economists' expectations. This potential cut could lower home loan rates below 7.75%, benefiting both existing and new borrowers.

Home loan interest: Rates dip below 8%, PSBs faster in passing on repo rate cut benefit

Large private banks, such as ICICI Bank and Axis Bank, are yet to pass on the repo reduction benefits to new home loan borrowers.

Banks fear potential hit on margins amid chance of more RBI rate cuts in FY26

There is a growing consensus among market participants that the RBI will cut more rates in the coming policies, in order to support growth amid a tariff war, with a cooling inflation providing the elbow room for lower rates.

RBI repo rate cut: Home loan rates dip, but new borrowers may miss full benefit

Central Bank of India and Union Bank of India are offering the lowest interest rates starting at 8.10%, while private banks may cut rates soon to stay competitive.

RBI may cut repo rate by 50-75 bps in FY26 to support consumption, lower borrowing cost: Crisil

On the growth front, the Crisil note said that in the next financial year, growth will be supported by easing monetary policy and government measures to boost private consumption.

Economists predict repo rate at 5.75% by mid-2025 amid concerns over growth

The hope for another rate cut has increased after the concerns showed by the monetary policy committee (MPC) members in the February policy minutes, and easing inflation trajectory.

MC Interview| Repo rate only one of many factors that impact growth: RBI MPC member Nagesh Kumar

Kumar was one of the six MPC members who voted for a cut in the repo rate cut in the February monetary policy meeting due to growth concerns.

RBI's 25-bps repo rate cut: Should you go for special-rate FDs now?

With the RBI-MPC reducing the repo rate by 25 basis points to 6.25 percent on February 7, depositors might have to brace themselves for lower fixed deposit interest rates and reduced passive income in the months to come. However, they can consider locking their funds into special-rate FDs that are being offered by several banks until March 31, 2025.

Banking Central | Will rate and tax cuts deliver the promised consumption boost?

A 25 bps rate cut alone is unlikely to significantly reduce EMIs—translating to mere hundreds of rupees in savings for most borrowers.

RBI cuts repo rate by 25 bps: How home loan borrowers can lower their interest rate burden

The RBI's 25-basis point repo rate cut will bring relief to home loan borrowers. Learn how you can maximise savings through refinancing, partial prepayments and negotiating with lenders.

RBI’s policy pivot to support growth, external volatility demands cautious approach

Though the central bank cut the policy repo rate, it retained the neutral stance

RBI MPC: Bond yield rises 5 bps in absence of liquidity measures

The RBI in January announced a string of measures announced to support banking system liquidity, which has been under stress on tax outflows and the central bank's intervention in the forex market

RBI cuts repo rate by 25 bps: Home loan borrowers set to save big from lower interest payout, EMIs

The repo rate cut, combined with the benefits from the revised tax slabs announced in the Union Budget 2025 for the new tax regime, is likely to boost loan eligibility and repayment capacity in the upcoming fiscal year

MPC meet: RBI projects India's GDP growth at 6.7% for FY26

The Economic Survey 2025 estimated a real GDP growth of 6.4 percent in FY25, 20 bps lower than the projection by the RBI in its December monetary policy

No change in home loan EMIs as RBI keeps repo rate unchanged for 10th time in a row

Home Loan Interest Rate: Economists expect a repo rate cut from December onwards because of the improving inflation outlook in India and the start of the global monetary easing cycle.