Rbi Repo Rate

The RBI's decision to keep the repo rate unchanged at 5.5 percent means home loan EMIs and interest burdens will stay the same, providing stability for borrowers

MPC status quo: Depositors should lock in rates now, consider debt funds and corporate FDs for higher returns

The RBI kept the repo rate unchanged at 5.50% in its August review, however, lenders have already reduced FD rates by 10-70 bps since February this year.

RBI MPC impact: Home loan EMI, interest burden unchanged after status quo on repo rate

Your home loan EMIs, interest outgo will remain unchanged post RBI's pause on key policy rates. However, home loan rates have dropped from 8.50-9 percent in 2024 to as low as 7.3-7.5 percent due to previous rate cuts, boosting borrowers' savings.

Why RBI wants to align call money rate to repo rate

Market participants said call money rates should be lower than the repo rate, but that excessively lower rates could lead to inflation.

Union Bank of India cuts lending rate by 50 basis points

Union Bank of India said that it has completely aligned its EBLR and RLLR with the recent RBI rate cut which will be beneficial to new and existing retail (home, vehicle, personal, etc.) and MSME borrowers.

RBI MPC Meet June 2025: Date, time, where to watch Sanjay Malhotra live and what to expect

RBI MPC Meet June 2025: Date, time, where to watch Sanjay Malhotra live and what to expect

India emerging as 'connector country': Why RBI's bulletin says economy well-positioned to navigate global headwinds

India's strong economic fundamentals along with monetary, financial and political stability ringfence the economy from any external shocks.

Cooling retail inflation may allow RBI to front-load rate cuts, say economists

Last week, the central bank's monetary policy committee reduced the repo rate by 25 basis points, the second such cut in a row, on benign inflation outlook and moderate growth

Saving accounts rate cut by banks may see marginal movement of funds to other financial instruments

In April monetary policy, the RBI cut repo rate by 25 basis points for the second time in a row. In response, banks have slashed their deposit as well as lending rates.

Economists predict repo rate at 5.75% by mid-2025 amid concerns over growth

The hope for another rate cut has increased after the concerns showed by the monetary policy committee (MPC) members in the February policy minutes, and easing inflation trajectory.

RBI commits to ensuring liquidity but stops short of new measures, Guv Malhotra flags passive bank funds

RBI Governor Sanjay Malhotra attributed the shift in liquidity from surplus to deficit primarily to advance tax payments in December, capital outflows, foreign exchange operations, and a significant rise in currency circulation in January.

Bank Nifty extends fall, crashes 500 points as HDFC Bank, ICICI Bank shares lose steam on lower growth forecast

Bank Nifty gave up the cautious gains of the early morning session to slip into losses. HDFC Bank stock fell as much as 2.2 percent from its intraday high, even as the RBI MPC cut repo rate as expected, but kept 'neutral' policy stance.

RBI rate cut: After the US Fed action, it’s a matter of when and not if

US Fed Rate Cut: With the US Federal Reserve slashing key interest rates again and domestic inflation expected to ease from December onwards, the RBI could start the interest rate easing cycle in February 2025.

Why banking stocks will continue to struggle even if RBI follows Fed's 50 bps rate cut path

Banking stocks pain is set to continue in the near-term due to trailing margins, sluggish deposit growth, and widening CDR ratio

10-year government securities, RBI repo rate narrows to 7-year low to 26 bps in September

According to the Bloomberg data, spread between 10-year government securities and repo rate stood at 26 bps on September 16. This was lowest level since August 2, 2017, when the spread stood at 21 bps.

RBI MPC Meeting 2024 Highlights: Deposit-credit divergence may create liquidity management issue, warns Das

RBI MPC Meeting 2024 Live Updates: Das expresses concerns about certain banking entities' practices related to top-up home loans, noting that these concerns are being evaluated in the context of existing regulatory guidelines.

Overseas bonds are back in flavour in 2024 on stepped up demand from foreign investors

In 2022 and 2023, experts said most Indian issuers refrained from tapping the overseas market due to rising interest rates by central banks across the world due to higher inflation, geopolitical uncertainties, and war among few nations.

RBI may keep rates tight till further clarity on food inflation risk, say economists

On June 12, India’s headline retail inflation eased to 4.75 percent in May, data released by the statistics and programme implementation ministry showed.

Sobha, Brigade Enterprises, other realty stocks rise as RBI leaves rates unchanged

With the RBI pausing rate hikes and real estate developers ramping up business development, Nuvama Institutional Equities believes the sales momentum would improve, particularly for organised developers.

RBI's June policy decision to be a non-event for markets; all eyes on inflation, GDP forecast

Analysts expect the central bank to maintain status quo for the eighth consecutive time, keeping interest rates unchanged at 6.5 percent, making the policy decision a non-event for the markets

RBI Policy: Macros supportive of status quo continuance

The repo rate has remained unchanged after seven consecutive reviews and is likely to remain unchanged on June 7.

What market liked about RBI monetary policy and what it did not

The market response to the RBI policy was muted as investors shift focus to global developments like the evolving likelihood of a US Federal Reserve rate cut in June and fluctuations in commodity prices.

RBI Monetary Policy | RBI holds repo rate at 6.5%: No impact on home loan EMIs

For existing borrowers there are opportunities to switch lenders in the current scenario with several banks offering home loans starting around 8.5 percent. The new home loan borrowers should scout for banks offering loans with the narrowest possible spread. This will reduce the interest payable.

RBI monetary policy decision: Repo rate, stance and other key terms explained

The six-member Monetary Policy Committee of the RBI started its meeting today to decide on interest rates.

MPC Poll: RBI to leave key interest rates unchanged at April monetary policy, say economists, bankers

The six-member Monetary Policy Committee of the RBI will meet from April 3 to 5 to decide on interest rates.