Systematic investing is just part of the plan to reach your financial goals. The secret lies in topping up investments periodically, like booster doses.
With an increase in bond yields, thanks to the policy rate hikes by the RBI, the overall outlook for fixed-income return improves. Debt schemes with short-maturity profiles, such as ICICI Prudential Short-Term Fund, tend to benefit and are likely to deliver better returns
Equity-Linked Saving Schemes (ELSS) or tax-saving equity funds are the only pure equity instrument in the basket of instruments eligible for Section 80C tax deduction benefits
SBI Focused Equity Fund has followed a concentrated investment approach holding up to 30 stocks. It has delivered notable returns over the long term
Nippon India ETF Nifty BeES, India’s first exchange-traded fund, has crossed Rs 10,000 crore in assets. The scheme is a part of MC30, Moneycontrol’s curated basket of mutual fund schemes you can invest in. But it’s not just the size that makes the scheme worth your money
A Moneycontrol study reveals that investments in MC30 equity-oriented schemes have largely delivered better returns than the category and the benchmark returns over five-year periods. This also means that five years is the bare minimum that people should stay invested for
Though the Invesco India Mid Cap Fund has delivered below-average returns in the short term, its long-term performance has been noteworthy
SBI Small-cap fund is a high-risk, high-return fund has delivered commendable returns over long run. It is suitable for Investors with a high risk appetite with a time horizon of seven years and more. The scheme currently allows only systematic investment plan (SIP) subscription
UTI Flexicap Fund is a good scheme to begin your investment journey into equities. Low volatility, consistent returns and a diversified portfolio
Nippon India ETF Nifty BeES is an excellent choice for those who wish to avoid fund managers’ risk and invest in equity markets at a low cost. The fund is a part of MC30, Moneycontrol’s curated basket of mutual fund schemes you can invest in
Due to low yields, long-duration funds, including government securities’ funds and long duration funds lost 3.5 percent and 10 percent, respectively, over the last six months
Kotak Emerging Equity Fund, a MC30 mutual fund scheme, has given consistent returns since its inception. Despite its large size, the fund has managed to manoeuvre its portfolio deftly so far
Debt funds invest in fixed-income generating instruments like corporate bonds, government bonds, treasury bills, commercial papers, certificates of deposit, and other market securities
Those who want fixed-income assets as part of their portfolio or create an emergency corpus can consider starting SIP in the debt funds that are part of MC30
AMFI data shows that sector and theme funds added close to 50 lakh new investor accounts over the last two years, highest among active equity oriented funds
Mutual funds are meant for long-term investments, more so MC30 schemes
We do not take schemes out of MC30 just because their ratings dip
The restriction is applied to fund houses on buying listed shares or securities or units of schemes overseas (other than exchange traded funds)
As a long-term investor, you are better off investing in an actively managed equity fund
Over the last three years, the fund has invested only in the highest rated AAA debt instruments issued by banks and PSUs
DSP Equity & Bond Fund has managed to deliver above-average returns since its launch
The Nifty Next 50 has ‘tomorrow’s bluechip companies’ with the potential for healthy returns
Sector and theme funds are that their portfolios are heavily dependent on one or a few sectors and they are cyclical in nature.
Of the 30 carefully-curated mutual fund (MF) schemes in MC30, eight are debt schemes. Aside from short-term funds, corporate bond funds and banking & PSU debt funds add value. Besides they come with limited credit risks
No matter what your risk profile, every investment portfolio must have a healthy sprinkling of equity and debt funds