Retail investors should invest in the top notch names such as HDFC, LIC Housing Finance or the bonds issued by central government undertakings since there is a little credit risk, says Vikram Dalal, Founder of Synergee Capital Services
Demand for and supply of money, government borrowing, inflation, Central Bank’s monetary policy objectives affect the interest rates.
The market has been looking at quite a few positives, including easing crude prices, stable INR, global central banks taking easy policy stance, inflation consistently lower than RBI’s own projections.
RBI will issue final guidelines regarding this by end of February.
Laddering your fixed deposit also help you take care of the re-investment risk.
The bank has hiked interest rates on fixed deposits (FDs) under Rs 1 crore. The new rates are effective from April 24.
Possibility of earning quick money trading in stocks and the thrill of investing in a rising NAV mutual funds further make these investments attractive.
The rate of growth of the saved money (capital) should grow at a rate that is higher than the increase in expenses.
When it comes to an NRO account there is a lot of choice that is present for individuals.
Bonds offer interest and capital appreciation to investors. It is better to know the basis of taxation and the rate of tax.
This article explains how bond funds can be used to optimise post tax returns on fixed income portfolios.
The time when the fixed deposit was made with the cooperative bank is a very important.
Here‘s a list of ten resolutions which could help you achieve financial fitness.
If you are hunting for ways to have a healthier personal finance portfolio for the coming year, here are some resolutions that you can adopt for 2017.
Assuming that by now you must have already prepared a holiday list, here are a few ways you can explore to exchange meaningful gifts while cutting cost.
In a falling interest rate regime, traditional fixed deposits turn unattractive and you have to look for the right options.
Here are some interesting things you can do with your money that has gone into bank.
Falling interest rate has forced many investors to look beyond fixed deposits in search of better returns.
While you focus on equity mutual funds for wealth creation, let us also look at how debt funds can play a bigger role in your portfolio.
Having a specific amount of money set aside for emergencies definitely eases the burden on a person‘s mind, when faced with a calamity.
The retirement corpus needs to be divided into two parts. Read on to know more.
If you learn to live with fear, you can do much better as an investor.
Categorizing goals as per the time frame gives you clarity on the type of investments that you need to make for each of your goals and allocation of assets becomes clear.
While considering investment avenues for short term goals lot many traditional instruments pop up.
Many individuals file income tax returns online. But the focus is on completing a formality and in that hurry certain things are missed.