Bank Fixed Deposits

Fixed deposit rates: Top private and public sector banks compared for 1-year tenure

Top banks offering highest 1-year fixed deposit rates include IndusInd Bank at 7%, Axis Bank, HDFC Bank, and Bank of Baroda at 6.6%.

Senior Citizen FD Rates: Top 10 banks with highest interest rates

Senior citizens can earn up to 7.5% interest on fixed deposits with top banks like IndusInd Bank, Axis Bank, and others offering competitive rates for deposits up to Rs 3 crore.

Best FD rates: Here's what banks are offering on 3-year deposits

IndusInd Bank offers the highest rate at 6.75 percent followed by Axis Bank and ICICI Bank at 6.6 percent

Best FD interest rates: Top private and public sector banks offering high returns on 3-year deposits

Top banks offering high interest rates on 3-year fixed deposits include IndusInd Bank at 6.75 percent, Axis Bank and ICICI Bank at 6.6 percent.

Maximise your FD returns: Small finance banks offering higher interest rates on FDs for two-year tenure

Small Finance Banks offer higher FD interest rates than traditional banks, with Suryoday Small Finance Bank topping the list at 8.15% for 2-year FDs.

RBI's 25-bps repo rate cut: Should you go for special-rate FDs now?

With the RBI-MPC reducing the repo rate by 25 basis points to 6.25 percent on February 7, depositors might have to brace themselves for lower fixed deposit interest rates and reduced passive income in the months to come. However, they can consider locking their funds into special-rate FDs that are being offered by several banks until March 31, 2025.

NRE fixed deposit rates: Deutsche Bank, RBL Bank top with up to 8 percent interest rates on two-year tenor

NRIs have multiple options when it comes to banking needs and products. Experts advise parking surplus funds in NRE fixed deposits for the best outcome.

NRO deposit rates: These banks offer up to 7.25% interest on 2-year deposits

Bank of India, ICICI Bank, and Axis Bank among others are some of the leading banks offering the best interest rates on NRO deposits with two-year tenure.

Fixed deposits for senior citizens: Leading banks that offer interest rates of up to 7.75% on three-year deposits

Banks such as Bank of Baroda, Axis Bank, HDFC Bank, ICICI Bank, SBI, among others are offering the best interest rates on three-year FDs for senior citizens.

Three-year FD rates: These banks offer up to 7.25% interest on deposits

Bank of Baroda, SBI, and Union Bank of India among others are some of the leading public sector banks offering the best interest rates on three-year FDs.

FD rates: These banks offer up to 7.25% interest on 2-year deposits

Leading public and private sector banks such as Axis Bank, Bank of Baroda, HDFC Bank, ICICI Bank, State Bank of India, among others are offering the best interest rates on two-year FDs.

Fixed deposits for senior citizens: Banks that offer up to 7.75% interest on three-year deposits

Leading public and private sector banks such as Bank of Baroda, Axis Bank, HDFC Bank, SBI, Union bank of India, among others are offering the best interest rates on three-year FDs for senior citizens.

Invest in FDs through Moneycontrol and earn up to 8.5 % p.a.

Utkarsh Small Finance Bank offers the highest interest rates on FDs, at 8.5 percent p.a. for a two to three year tenure. Among NBFCs, Bajaj Finance offers interest rates of 8.35 percent p.a. for a tenure of three years and eight months. Senior citizens earn up to 0.25-0.6 percent more on deposits.

Invest in FDs without a bank account, through Moneycontrol

Know the steps to open an FD account, or make a premature withdrawal entirely online. You can also diversify your FD portfolio across multiple banks.

Diversify your fixed investments with Moneycontrol platform

Mitigate risks and meet liquidity needs by spreading your investments across multiple banks, diversifying tenures, exploring different interest payout options, and implementing a laddering strategy.

Here's an ideal mix of bank and high-interest NBFC deposits for your debt portfolio

The money set aside as an emergency fund should be kept in bank FDs. You don’t want such funds stuck with financially strained NBFCs or companies.

Fixed deposit: Top 10 banks where investors prefer to park their money

According to data released by the RBI, there are seven public sector banks and three private banks, which put together, have a 76 percent market share in bank fixed deposits.

MC Explains: Which is the best bank FD in a rising interest-rate scenario?

Investors in bank fixed deposits (FDs) have several common questions, like whether to invest in FD with a small finance bank or a private bank, parameters to evaluate before investing in FDs, whether to invest in your own bank or with some other bank, etc.

How to earn more interest from your savings bank account

Auto sweep facility allows savings account holders to earn FD-like interest income while retaining the liquidity offered by a saving account. Some banks offer this facility. In June, Kotak Mahindra Bank launched its ActivMoney feature for both its savings and current account holders

Deposits with scheduled commercial banks grew by 10.2% during FY23: RBI database

Deposits grew because of monetary tightening measures by the central bank since May 2022. Senior-citizens contributed about one fifth of total deposits as at end-March 2023. Investors preferred short-term deposits with the maturity period of one year to less than three years’ tenure.

Tax-Saving FDs: These banks offer up to 7.6% interest rate