LT Finance shares hit 52-week high in early trade

With the stock currently trading near its 52-week high, investor interest remains strong.

Alpha Desk

July 10, 2025 / 09:26 IST

Disclaimer This is an AI-assisted live blog with updates from multiple sources Disclaimer

26 Aug, 2025 12:21

Volume

Todays L/H

Shares of LT Finance touched a 52-week high of Rs 212.75 on the BSE in Thursday's early trading session. The stock is trading higher by over 0.7% on the NSE.

Financial Performance

Here's a look at the consolidated financial performance of LT Finance:

Quarterly Results

The following table summarizes the quarterly revenue, net profit, and EPS:

Quarter	Revenue (Rs Crore)	Net Profit (Rs Crore)	EPS
Mar 2024	3,671.77	553.02	2.23
Jun 2024	3,784.40	685.25	2.75
Sep 2024	4,019.34	696.68	2.79
Dec 2024	4,097.58	625.65	2.51
Mar 2025	4,022.92	635.84	2.55

The revenue for the quarter-ending March 2025 was Rs 4,022.92 Crore, up from Rs 3,671.77 Crore in the quarter-ending March 2024. The net profit for the quarter-ending March 2025 was Rs 635.84 Crore, compared to Rs 553.02 Crore for the quarter-ending March 2024.

Yearly Results

The following table presents the yearly revenue, net profit, EPS, BVPS, and ROE:

Year	Revenue (Rs Crore)	Net Profit (Rs Crore)	EPS	BVPS	ROE	Debt to Equity
2021	13,678.07	948.88	4.49	76.82	5.17	4.72
2022	11,929.70	849.23	4.33	81.35	5.36	4.27
2023	12,774.95	-728.89	6.56	87.18	7.54	3.86
2024	13,580.58	2,317.13	9.34	94.53	9.89	3.27
2025	15,924.24	2,643.42	10.61	102.47	10.34	3.61

The annual revenue for 2025 increased to Rs 15,924.24 Crore from Rs 13,580.58 Crore in 2024. Net profit also rose to Rs 2,643.42 Crore in 2025 from Rs 2,317.13 Crore in the previous year.

Income Statement

The following table shows key figures from the consolidated income statement:

	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021
Sales	15,924	13,580	12,774	11,929	13,678
Other Income	16	474	526	393	402
Total Income	15,940	14,055	13,301	12,323	14,080
Total Expenditure	6,452	5,648	8,060	5,346	5,384
EBIT	9,488	8,406	5,240	6,976	8,695
Interest	5,996	5,377	5,797	5,753	7,199
Tax	847	711	172	373	546
Net Profit	2,643	2,317	-728	849	948

Cash Flow

The following table summarizes the cash flow activities:

	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021
Operating Activities	-16,586	673	7,490	6,078	5,464
Investing Activities	470	848	-1,106	-5,083	-2,024
Financing Activities	15,418	-7,037	-1,663	-3,023	-2,090
Others	0	0	-526	-3	0
Net Cash Flow	-697	-5,515	4,192	-2,031	1,349

Balance Sheet

The following table presents the key figures from the balance sheet:

	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021
Share Capital	2,494	2,488	2,479	2,474	2,469
Reserves & Surplus	23,069	20,949	18,907	17,290	16,103
Current Liabilities	94,365	78,878	45,551	40,555	38,593
Other Liabilities	479	400	39,423	46,581	51,804
Total Liabilities	120,409	102,717	106,362	106,902	108,971
Fixed Assets	672	541	543	517	525
Current Assets	116,992	99,488	102,677	103,548	104,554
Other Assets	2,743	2,687	3,140	2,836	3,891
Total Assets	120,409	102,717	106,362	106,902	108,971
Contingent Liabilities	2,415	1,538	1,680	2,117	1,889

Financial Ratios

Key financial ratios are as follows:

Ratio	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021
Basic EPS (Rs.)	10.61	9.34	6.56	4.33	4.49
Diluted Eps (Rs.)	10.61	9.30	6.54	4.32	4.47
Book Value /Share (Rs.)	102.47	94.53	87.18	81.35	76.82
Dividend/Share (Rs.)	2.75	2.50	2.00	0.50	0.00
Face Value	10	10	10	10	10
Gross Profit Margin (%)	60.45	62.74	62.92	59.34	62.55
Operating Margin (%)	59.58	61.89	62.05	58.48	61.92
Net Profit Margin (%)	16.59	17.06	12.02	8.79	6.93
Return on Networth / Equity (%)	10.34	9.89	7.54	5.36	5.17
ROCE (%)	36.43	35.26	13.03	10.51	12.03
Return On Assets (%)	2.19	2.25	1.52	1.00	0.89
Current Ratio (X)	1.24	1.26	2.25	2.55	2.71
Quick Ratio (X)	1.24	1.26	2.25	2.55	2.71
Debt to Equity (x)	3.61	3.27	3.86	4.27	4.72
Interest Coverage Ratios (X)	1.61	1.58	1.39	1.23	1.18
Asset Turnover Ratio (%)	0.14	0.13	0.12	0.01	12.55
Inventory Turnover Ratio (X)	0.00	0.00	0.00	0.00	0.00
3 Yr CAGR Sales (%)	15.54	-0.36	-4.83	-4.17	15.73
3 Yr CAGR Net Profit (%)	76.43	56.27	-34.53	-38.32	-13.82
P/E (x)	14.44	16.94	12.51	18.61	21.35
P/B (x)	1.50	1.68	0.94	1.00	1.26
EV/EBITDA (x)	12.43	13.06	11.29	13.75	12.15
P/S (x)	2.40	2.90	1.59	1.67	1.73

Corporate Actions

LT Finance announced a final dividend of Rs 2.75 per share (27.5%) on April 25, 2025, with an effective date of May 27, 2025. Earlier dividends include Rs 2.50 per share (25%) on April 29, 2024, and Rs 2.00 per share (20%) on June 8, 2023.

The company also had a rights issue with announcement date of November 9, 2020. The exrights date was January 21, 2021, and rights ratio was 17:74.

Market Sentiment

Moneycontrol's analysis indicates a very bullish sentiment for LT Finance as of July 10, 2025.

With the stock currently trading near its 52-week high, investor interest remains strong.

Alpha Desk

first published: Jul 10, 2025 09:25 am

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