Buying property in wife’s name: Tax implications and clubbing rules explained
Clubbing provisions under Section 64 will trigger and any income arising to your wife from the assets gifted or acquired from the gifted assets will be taxed in your hands.
Sovereign Gold Bond 2017-18 Series-VI matures; RBI fixes final redemption price, investors set for massive gains
For this tranche, prices from October 31, November 3, and November 4, 2025, were averaged to arrive at the final redemption rate of Rs12,066 per gram.
Gold, silver prices today on November 5: Gold rebounds in international bullion, silver remains flat - Check 24K, 22K, 18K rates in your city - Full list
Gold, silver prices today on November 5: The Bloomberg Dollar Spot Index held steady after reaching its highest level since mid-May. Silver remained unchanged, while both palladium and platinum declined.
Why your smart home needs both cyber and home insurance for complete protection
Smart homes require dual protection: cyber insurance for hacking, data theft, and cyber risks, and home insurance for physical damages, electrical breakdowns, and other asset-related risks, for comprehensive coverage.
NRE FD interest rates: Top banks offering highest returns
Top banks offering highest interest rates on NRE fixed deposits include IndusInd Bank at 7%, Axis Bank, HDFC Bank, and others at 6.6%, and Bank of Baroda at 6.5%.
UIDAI makes Aadhaar address update easier online, introduces fees for other demographic changes
The new Aadhar card rules allow cardholders to update their Aadhaar address online; however, one has to visit the nearest Aadhaar Seva Kendra to update other Aadhaar demographic details like name, date of birth, and biometric changes.
DGCA proposes changes to airline refund rules — including 48-hour free cancellation and more
The new framework — introduced under the Civil Aviation Requirements (CAR) — will apply to all scheduled and non-scheduled domestic operators, as well as international carriers operating from India.
Common credit card mistakes that lead to debt and how to avoid them
Simple ways to stay out of the credit trap and keep your finances healthy
Credit cards: How interest works and how to get a lower rate
Understand how card interest is calculated and simple ways to reduce what you pay
As visa curbs reshape student flow, NBFCs pivot to service newer destinations
NBFCs are adapting to tightening visa policies at popular study destinations by diversifying loan products, focusing on RoI, and offering flexible repayment structures to help students avail and repay education loans.
Lesser-known tips to reduce your education loan burden
Smart ways to cut interest, repay faster, and stay debt-free after graduation
8th Central Pay Commission: Government appoints chairperson and members, defines its mandate
The three-member commission will be led by a former judge of the Supreme Court, Ranjana Ghosh, who has become a first women-lead chairperson of the central pay commission.
Buy now, pay later: How BNPL influences your credit score
Understand how short-term credit apps affect your borrowing history and future loans
India Post Payments Bank to offer doorstep digital life certificate facility for EPFO pensioners
EPFO will bear the cost of issuing Digital Life Certificate entirely, making the service free for their pensioners
Is alimony taxable? Understanding tax rules on lump sum and monthly maintenance payments after divorce
In the case of recurring alimony payments, no specific exemption is available under the Income Tax Act.
Gold, silver rates today, November 4: See 24K, 22K, 18K prices in Chennai, Jaipur and Delhi - full list
Gold, silver rates today, November 4: In India, the 24K gold rate hovered around the Rs 1,23,000 range, nearly Rs 20,000 lower than the Dhanteras high.
Top banks offering lowest interest rates on gold loans
Punjab National Bank offers the lowest gold loan interest rate at 8.35%, followed by other banks like Indian Bank and ICICI Bank, with rates starting at 8.75% per annum.
Lost old shares or dividends? Here’s how to reclaim them via the IEPF portal
Unclaimed investments don’t vanish—India’s Investor Education and Protection Fund (IEPF) lets you get them back with a few documents and patience.
How scammers use credit card limit upgrades to steal money with one OTP
The “congratulations” call or SMS is a trap—never share an OTP for upgrades you didn’t start yourself.
287% absolute return in SGB: RBI announces redemption price for the Sovereign Gold Bond 2018-19 Series-I; check details
For this tranche, the average was calculated using gold prices from October 30, October 31, and November 3, 2025, resulting in the redemption rate of Rs12,039 per gram.
The smart way to trim your mutual fund portfolio (without hurting returns)
A straightforward guide to trimming excess schemes and sharpening your portfolio for long-term gains.
EPFO's Employees’ Enrollment Scheme: Check eligibility, benefits & deadline
The government conducted a similar exercise in 2017 to enrol eligible employees under EPFO.
Why debt funds can power your financial goals (and how to use them right)
Short- to medium-term goals can find a reliable home, tax benefits and better yields in the right debt funds.
Borrowing vs investing: When debt destroys your compounding power
Compounding can build wealth or destroy it; understand its power to harness it for long-term prosperity and avoid debt traps, especially high-interest ones, to achieve financial independence.
