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Digital Life certificate made easy: Pensioners can submit Jeevan Pramaan without bank visits — here’s how

Earlier, pensioners were required to submit a 'Jeevan Pramaan' or life certificate before banks, post offices or any pension disbursing agencies every year by being physically present on or before November 30.

November 11, 2025 / 13:30 IST
Digital Life certificate made easy: Pensioners can submit Jeevan Pramaan without bank visits — here’s how

As deadline for submitting Digital Life certificate for the pensioners nears, the Employees’ Provident Fund Organisation (EPFO) has once again urged pensioners to complete the process early — and this year, it’s easier than ever.

Earlier, pensioners were required to submit a 'Jeevan Pramaan' or life certificate before banks, post offices or any pension disbursing agencies every year by being physically present on or before November 30. This was a way to prove that the pensioner is alive and eventually the pension will be credited into their account following authentication by Jeevan Pramaan.

What’s new this year: Submit using your smartphone

In a major relief, pensioners can now submit their Jeevan Pramaan using Face Authentication directly from their smartphone, without any biometric devices or in-person verification.

The EPFO announced this update on social media platform X (formerly Twitter), saying pensioners can “submit their Digital Life Certificate easily through face authentication — no need to visit banks or offices.”

 


This means even those living away from their home city or abroad can complete the process remotely, using only a smartphone with a front camera and internet connection.
What you need before you start

Before you start, ensure that you have the following:

  • An Android phone with at least a 5MP front camera and a working internet connection.
  • Your Aadhaar number is already registered with the pension disbursing authority (bank, post office, etc.).
  • A cellphone number linked to Aadhaar (you'll get SMS updates and download links).
  • Google Play Store offers two apps: AadhaarFaceRd and Jeevan Pramaan Face App.

Step-by-step guide to submit Digital Life Certificate via smartphone

Step one: Check your phone.

Make sure your Android phone's camera and internet connection are working properly.

Step 2: Verify the Aadhaar registration

Check that your Aadhaar number is registered with your pension disbursing agency (bank or post office).

Step 3: Download the essential programs

Install the AadhaarFaceRd and Jeevan Pramaan Face apps from the Google Play Store.

Step 4: Complete the operator authentication

Launch the AadhaarFaceRd app to finish the operator authentication process.

Step 5: Fill in the pensioner details

In the Jeevan Pramaan Face App, enter the pensioner's name, Aadhaar number, and pension account information.

Step 6: Capture your face

Use your phone's front camera to scan your face as directed by the app. For a clean capture, make sure there is adequate lighting and that your phone is steady.

Step 7: Submit and download the certificate
Following successful submission, you will receive an SMS including a link to download your Jeevan Pramaan certificate to your registered telephone number.

Manisha Lal Khandpur
Manisha Lal Khandpur is a News Editor at Moneycontrol where she works on the Desk and Special Projects. She pursued journalism at Bhartiya Vidya Bhawan, Delhi, and has an extensive career spanning 17 years across Digital Media, Broadcast, and Radio. Previously, she was a News Editor at Editorji, managing the desk, and a Principal Content Producer at Times of India, leading news shifts. She has also been a Senior Correspondent at Bhaskar, P7, and Live India. She has briefly been a part of academia, bringing her industry expertise into the educational sphere.
first published: Nov 11, 2025 01:30 pm

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