UTI Short Duration Fund - Discontinued - IDCW - Monthly

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

No of Debt Holding 51 (Category Avg - 68.67) | Modified Duration 2.55 Years (Category Avg - 2.62)| Yield to Maturity 6.85% (Category Avg - 6.89%)

Portfolio Summary (as on 31st Oct,2025)

Security Type	% Weight	Category Average
GOI	12.84%	20.59%
CD	8.61%	3.18%
T-Bills	0.00%	0.04%
CP	0.00%	0.41%
NCD & Bonds	71.56%	67.29%
PTC	1.52%	2.68%

Category - Short Duration Fund

Security Type	% Weight	Category Average
Government Backed	12.84%	20.62%
Low Risk	81.69%	73.56%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Short Duration Fund

Debt holding in Portfolio (as on 31st Oct,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Govt of India	GOI	Other			3091.40	9.14%	305.00
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	1786.77	5.28%	1.75 k
Bond - National Housing Bank	NCD & Bonds	Financial institution	AAA	CRISIL	1779.57	5.26%	17.50 k
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	1778.75	5.26%	17.50 k
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	1772.11	5.24%	17.50 k
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	1425.76	4.22%	14.00 k
Bond - Export Import Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	1269.13	3.75%	12.50 k
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	977.72	2.89%	100.00
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	963.27	2.85%	100.00
Bond - Bajaj Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	763.92	2.26%	7.50 k
Bond - Export Import Bank Of India	NCD & Bonds	Financial institution	LAAA	ICRA	762.65	2.26%	7.50 k
Bond - Kotak Mahindra Prime Ltd.	NCD & Bonds	Non banking financial company (nbfc)	LAAA	ICRA	762.42	2.26%	750.00
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	LAAA	ICRA	760.59	2.25%	7.50 k
Bond - Bajaj Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	757.14	2.24%	7.50 k
Bond - Aditya Birla Capital Ltd.	NCD & Bonds	Life insurance	AAA	CRISIL	751.34	2.22%	7.50 k
Bond - Poonawalla Fincorp Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	749.09	2.22%	7.50 k
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	526.12	1.56%	500.00
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	515.00	1.52%	5.00 k
Bond - Godrej Industries Ltd	NCD & Bonds	Animal feed	AA+	CRISIL	511.34	1.51%	5.00 k
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	510.59	1.51%	5.00 k
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	LAAA	ICRA	508.11	1.50%	5.00 k
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	508.02	1.50%	5.00 k
Bond - Aditya Birla Renewables Ltd.	NCD & Bonds	Power generation	AA	CRISIL	507.78	1.50%	5.00 k
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	LAAA	ICRA	507.08	1.50%	5.00 k
Bond - Bajaj Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	501.77	1.48%	5.00 k
Bond - Govt of India	GOI	Other			496.57	1.47%	50.00 Cr
Bond - Govt of India	GOI	Other			496.00	1.47%	50.00 Cr
Bond - Export Import Bank Of India	CD	Financial institution	P1+	CRISIL	488.72	1.45%	50.00 Cr
Bond - Export Import Bank Of India	CD	Financial institution	P1+	CRISIL	481.77	1.42%	50.00 Cr
Bond - Muthoot Finance Pvt. Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA+	CRISIL	450.92	1.33%	4.50 k
Bond - Tata Projects Ltd.	NCD & Bonds	Civil construction	AA	FITCH	401.42	1.19%	4.00 k
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	AAA	CRISIL	354.99	1.05%	3.50 k
Bond - India Universal Trust	PTC	Ptc	INDAAA	FITCH	280.96	0.83%	30.00
Bond - Govt of India	GOI	Other			257.61	0.76%	25.00 Cr
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	LAAA	ICRA	254.63	0.75%	2.50 k
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	AAA	CRISIL	253.99	0.75%	2.50 k
Bond - Godrej Industries Ltd	NCD & Bonds	Animal feed	AA+	CRISIL	253.88	0.75%	2.50 k
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	AAA	CRISIL	253.36	0.75%	2.50 k
Bond - Summit Digitel Infrastructure Pvt Ltd.	NCD & Bonds	Telecom - infrastructure	AAA	CRISIL	253.12	0.75%	250.00
Bond - Godrej Seeds and Genetics Ltd.	NCD & Bonds	Other agricultural products	AA	CRISIL	252.17	0.75%	2.50 k
Bond - Godrej Seeds and Genetics Ltd.	NCD & Bonds	Other agricultural products	AA	CRISIL	251.42	0.74%	2.50 k
Bond - Mahindra & Mahindra Financial Services Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	251.07	0.74%	2.50 k
Bond - Kotak Mahindra Prime Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	250.13	0.74%	2.50 k
Bond - Poonawalla Fincorp Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	249.51	0.74%	2.50 k
Bond - Indian Railway Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	249.23	0.74%	2.50 k
Bond - Power Grid Corporation of India Ltd.	NCD & Bonds	Power - transmission	AAA	CRISIL	248.89	0.74%	2.50 k
Bond - Embassy Office Parks Reit	NCD & Bonds	Real estate investment trusts (reits)	AAA	CRISIL	150.54	0.45%	1.50 k
Bond - India Universal Trust	PTC	Ptc	INDAAA	FITCH	127.48	0.38%	15.00
Bond - India Universal Trust	PTC	Ptc	INDAAA	FITCH	105.69	0.31%	30.00
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	INDAAA	FITCH	101.69	0.30%	100.00
Bond - Govt of India	GOI	Other			0.09	0.00%	93.00 k