UTI Floater Fund - Direct Plan - IDCW - Annual

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Floater Fund

No of Debt Holding 41 (Category Avg - 57.75) | Modified Duration 1.55 Years (Category Avg - 2.28)| Yield to Maturity 6.88% (Category Avg - 7.01%)

Portfolio Summary (as on 31st Oct,2025)

Security Type	% Weight	Category Average
GOI	6.08%	35.83%
CD	7.94%	2.56%
T-Bills	0.00%	0.64%
CP	0.00%	0.08%
NCD & Bonds	71.82%	50.54%
PTC	3.96%	3.61%

Category - Floater Fund

Security Type	% Weight	Category Average
Government Backed	6.08%	36.47%
Low Risk	83.72%	56.49%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Floater Fund

Debt holding in Portfolio (as on 31st Oct,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Export Import Bank Of India	NCD & Bonds	Financial institution	LAAA	ICRA	762.65	5.07%	7.50 k
Bond - Kotak Mahindra Bank Ltd.	CD	Private sector bank	P1+	CRISIL	709.66	4.72%	75.00 Cr
Bond - Summit Digitel Infrastructure Pvt Ltd.	NCD & Bonds	Telecom - infrastructure	AAA	CRISIL	514.30	3.42%	5.00 k
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	509.20	3.38%	5.00 k
Bond - National Housing Bank	NCD & Bonds	Financial institution	AAA	CRISIL	508.45	3.38%	5.00 k
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	LAAA	ICRA	507.08	3.37%	5.00 k
Bond - Bajaj Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	501.64	3.33%	5.00 k
Bond - Tata Capital Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	501.39	3.33%	5.00 k
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	501.25	3.33%	500.00
Bond - NIIF Infrastructure Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	LAAA	ICRA	500.13	3.32%	500.00
Bond - Sundaram Finance Limited	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	499.90	3.32%	5.00 k
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	483.79	3.22%	50.00 Cr
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	407.60	2.71%	400.00
Bond - Mindspace Business Parks REIT	NCD & Bonds	Real estate investment trusts (reits)	AAA	CRISIL	356.08	2.37%	350.00
Bond - Govt of India	GOI	Other			259.93	1.73%	25.00 Cr
Bond - Govt of India	GOI	Other			258.62	1.72%	25.00 Cr
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	257.09	1.71%	250.00
Bond - Jamnagar Utilities & Power Pvt. Ltd.	NCD & Bonds	Power generation	AAA	CRISIL	256.22	1.70%	2.50 k
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	254.81	1.69%	2.50 k
Bond - Tata Capital Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	254.76	1.69%	250.00
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	LAAA	ICRA	254.57	1.69%	2.50 k
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	254.19	1.69%	2.50 k
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	254.14	1.69%	250.00
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	254.10	1.69%	2.50 k
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	254.04	1.69%	2.50 k
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	AAA	CRISIL	253.36	1.68%	2.50 k
Bond - Mahindra & Mahindra Financial Services Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	253.25	1.68%	2.50 k
Bond - Sikka Ports & Terminals Ltd.	NCD & Bonds	Port & port services	AAA	CRISIL	252.80	1.68%	250.00
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	AAA	CRISIL	252.56	1.68%	2.50 k
Bond - Bajaj Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	252.38	1.68%	250.00
Bond - Indian Railway Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	252.00	1.68%	2.50 k
Bond - Radhakrishna Securitisation Trust	PTC	Ptc	AAA	CRISIL	252.54	1.68%	25.00
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	251.53	1.67%	2.50 k
Bond - Embassy Office Parks Reit	NCD & Bonds	Real estate investment trusts (reits)	AAA	CRISIL	251.16	1.67%	250.00
Bond - Housing & Urban Development Corporation Ltd.	NCD & Bonds	Financial institution	LAAA	ICRA	250.66	1.67%	2.50 k
Bond - Govt of India	GOI	Other			248.29	1.65%	25.00 Cr
Bond - India Universal Trust	PTC	Ptc	INDAAA	FITCH	187.31	1.25%	20.00
Bond - Poonawalla Fincorp Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	174.85	1.16%	1.75 k
Bond - Govt of India	GOI	Other			148.01	0.98%	15.00 Cr
Bond - India Universal Trust	PTC	Ptc	INDAAA	FITCH	84.99	0.56%	10.00
Bond - India Universal Trust	PTC	Ptc	INDAAA	FITCH	70.46	0.47%	20.00