UTI Floater Fund - Direct Plan - IDCW - Annual

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Floater Fund

No of Debt Holding 39 (Category Avg - 59.00) | Modified Duration 1.61 Years (Category Avg - 2.27)| Yield to Maturity 6.80% (Category Avg - 6.95%)

Portfolio Summary (as on 30th Sep,2025)

Security Type	% Weight	Category Average
GOI	8.25%	37.08%
CD	3.42%	2.74%
CP	0.00%	0.33%
NCD & Bonds	75.41%	51.44%
PTC	4.31%	3.51%

Category - Floater Fund

Security Type	% Weight	Category Average
Government Backed	8.25%	37.08%
Low Risk	83.14%	57.69%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Floater Fund

Debt holding in Portfolio (as on 30th Sep,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Export Import Bank Of India	NCD & Bonds	Financial institution	LAAA	ICRA	760.12	5.40%	7.50 k
Bond - Summit Digitel Infrastructure Pvt Ltd.	NCD & Bonds	Telecom - infrastructure	AAA	CRISIL	514.51	3.65%	5.00 k
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	508.66	3.61%	5.00 k
Bond - National Housing Bank	NCD & Bonds	Financial institution	AAA	CRISIL	508.18	3.61%	5.00 k
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	LAAA	ICRA	507.48	3.60%	5.00 k
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	501.86	3.56%	500.00
Bond - Tata Capital Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	500.86	3.56%	5.00 k
Bond - NIIF Infrastructure Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	LAAA	ICRA	500.25	3.55%	500.00
Bond - Sundaram Finance Limited	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	499.93	3.55%	5.00 k
Bond - Bajaj Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	499.92	3.55%	5.00 k
Bond - Govt of India	GOI	Other			495.91	3.52%	50.00 Cr
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	481.23	3.42%	50.00 Cr
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	407.26	2.89%	400.00
Bond - Mindspace Business Parks REIT	NCD & Bonds	Real estate investment trusts (reits)	AAA	CRISIL	356.08	2.53%	350.00
Bond - Govt of India	GOI	Other			259.94	1.85%	25.00 Cr
Bond - Govt of India	GOI	Other			258.03	1.83%	25.00 Cr
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	256.52	1.82%	250.00
Bond - Jamnagar Utilities & Power Pvt. Ltd.	NCD & Bonds	Power generation	AAA	CRISIL	255.06	1.81%	2.50 k
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	254.76	1.81%	2.50 k
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	LAAA	ICRA	254.47	1.81%	2.50 k
Bond - Indian Railway Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	254.20	1.80%	2.50 k
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	254.15	1.80%	250.00
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	254.02	1.80%	2.50 k
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	253.57	1.80%	2.50 k
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	AAA	CRISIL	253.56	1.80%	2.50 k
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	253.51	1.80%	2.50 k
Bond - Mahindra & Mahindra Financial Services Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	252.88	1.80%	2.50 k
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	AAA	CRISIL	252.85	1.79%	2.50 k
Bond - Sikka Ports & Terminals Ltd.	NCD & Bonds	Port & port services	AAA	CRISIL	252.72	1.79%	250.00
Bond - Bajaj Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	252.31	1.79%	250.00
Bond - Indian Railway Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	252.02	1.79%	2.50 k
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	251.70	1.79%	2.50 k
Bond - Radhakrishna Securitisation Trust	PTC	Ptc	AAA	CRISIL	251.81	1.79%	25.00
Bond - Embassy Office Parks Reit	NCD & Bonds	Real estate investment trusts (reits)	AAA	CRISIL	251.43	1.78%	250.00
Bond - Housing & Urban Development Corporation Ltd.	NCD & Bonds	Financial institution	LAAA	ICRA	249.34	1.77%	2.50 k
Bond - India Universal Trust	PTC	Ptc	INDAAA	FITCH	188.19	1.34%	20.00
Bond - Govt of India	GOI	Other			147.78	1.05%	15.00 Cr
Bond - India Universal Trust	PTC	Ptc	INDAAA	FITCH	86.24	0.61%	10.00
Bond - India Universal Trust	PTC	Ptc	INDAAA	FITCH	80.77	0.57%	20.00

Name	Type of Instrument	Weight (%)
TREPS	TREPS	9.55%
Margin	Margin	0.05%
Net Receivables	Net Receivables	-0.99%

Forum

NITINPIMPALE
MF Investment Help
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6 days ago

purchase unit will adjust difference in NAV 10.263 View more

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  purchase unit will adjust difference in NAV 10.263
  
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krishna_ksvs
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18 days ago

View more

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The Fixed Income
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4 hrs ago

Boost Your Portfolio with a Short-Term, High-Return NBFC Bond! 9.35% NIDO HOME FINANCE LIMITED 2028 ✔️ Coupon: 9.35% ✔️ Rating: CRISIL A+ Stable ✔️ Tenor: 2y 10m (Maturity: 10/Sep/2028) Senior Secured | High Return Bond | Listed Earn steady returns backed by a trusted NBFC with strong credit ratings. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJldVlnPT0=/935-nido-home-finance-limited-2028?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Boost Your Portfolio with a Short-Term, High-Return NBFC Bond! 9.35% NIDO HOME FINANCE LIMITED 2028 ✔️ Coupon: 9.35% ✔️ Rating: CRISIL A+ Stable ✔️ Tenor: 2y 10m (Maturity: 10/Sep/2028) Senior Secured | High Return Bond | Listed Earn steady returns backed by a trusted NBFC with strong credit ratings. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJldVlnPT0=/935-nido-home-finance-limited-2028?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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shravanashok
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68 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

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  need your suggestion for sbi psu fund direct growth stay or switch
  
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ravisistla
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81 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

Posted by : ravisistla
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  Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know.
  
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sunny85deol
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118 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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